Institutional Manager · CIK 0002036517

Luminvest Wealth Management LLC

SCOTTSDALE, AZ · File #028-24410

Latest AUM

$360.4M

Positions

Top-10 Concentration

88.0%

Filings

Portfolio Value Over Time

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	VANGUARD STAR FDS	921909768	+114,039	+$8.6M	+$1.5M
ADD	VANGUARD SCOTTSDALE FDS	92206C870	+92,818	+$7.8M	-$46,335
ADD	VANGUARD INDEX FDS	922908769	+20,736	+$7.0M	+$1.8M
ADD	VANGUARD INDEX FDS	922908363	+6,663	+$4.2M	+$233,959
ADD	VANGUARD BD INDEX FDS	921937835	+51,517	+$3.8M	-$85,038
ADD	VANGUARD CHARLOTTE FDS	92203J407	+70,849	+$3.4M	-$439,306
ADD	VANGUARD MUN BD FDS	922907746	+53,251	+$2.7M	+$105,409
ADD	VANGUARD INDEX FDS	922908652	+11,450	+$2.4M	-$6,236
ADD	VANGUARD TAX-MANAGED FDS	921943858	+29,453	+$1.8M	+$96,355
ADD	VANGUARD SCOTTSDALE FDS	92206C409	+17,431	+$1.4M	-$196,615

Sector Allocation

Technology

0.9%$3.3M

Healthcare

0.2%$687,527

Energy

0.1%$217,815

Consumer Discretionary

0.1%$209,004

Filing History

Jan 26, 202613F HOLDINGS REPORTQ/E Dec 202550 pos · $360.4M
Nov 4, 202513F HOLDINGS REPORTQ/E Sep 202546 pos · $306.8M
Jul 17, 202513F HOLDINGS REPORTQ/E Jun 202541 pos · $278.9M
Apr 30, 202513F HOLDINGS REPORTQ/E Mar 202553 pos · $242.7M
Jan 29, 202513F HOLDINGS REPORTQ/E Dec 202432 pos · $247.7M
Oct 30, 202413F HOLDINGS REPORTQ/E Sep 202423 pos · $158.9M
Oct 30, 202413F HOLDINGS REPORTQ/E Sep 202434 pos · $213.0M
Oct 30, 202413F HOLDINGS REPORTQ/E Sep 202434 pos · $241.1M
Oct 30, 202413F HOLDINGS REPORTQ/E Sep 202421 pos · $152.5M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD INDEX FDS	922908769	280,640	$94.1M	26.10%
2	VANGUARD STAR FDS	921909768	890,978	$67.2M	18.65%
3	VANGUARD INTL EQUITY INDEX F	922042775	461,852	$34.0M	9.43%
4	VANGUARD MUN BD FDS	922907746	532,359	$26.8M	7.43%
5	VANGUARD BD INDEX FDS	921937835	315,871	$23.4M	6.49%
6	VANGUARD CHARLOTTE FDS	92203J407	455,930	$22.0M	6.11%
7	VANGUARD SCOTTSDALE FDS	92206C870	221,739	$18.6M	5.15%
8	VANGUARD INDEX FDS	922908363	22,518	$14.1M	3.92%
9	VANGUARD SCOTTSDALE FDS	92206C409	118,128	$9.4M	2.61%
10	VANGUARD INDEX FDS	922908652	36,911	$7.7M	2.14%
11	SPDR S&P 500 ETF TR	SPY	8,138	$5.5M	1.54%
12	VANGUARD INDEX FDS	922908744	24,518	$4.7M	1.30%
13	VANGUARD TAX-MANAGED FDS	921943858	67,197	$4.2M	1.16%
14	ISHARES TR	464287150	21,351	$3.2M	0.88%
15	SCHWAB STRATEGIC TR	808524102	74,431	$2.0M	0.54%
16	VANGUARD WHITEHALL FDS	921946406	12,549	$1.8M	0.50%
17	ISHARES TR	46432F834	20,116	$1.7M	0.47%
18	ISHARES TR	464287499	15,056	$1.4M	0.40%
19	VANGUARD CALIF TAX FREE FDS	922021605	14,375	$1.4M	0.40%
20	NVIDIA CORPORATION	NVDA	7,665	$1.4M	0.40%