13F HOLDINGS REPORT
Luminvest Wealth Management LLC
Quarter ended Q4 2025 · Filed January 26, 2026 · Accession 0002036517-26-000001
Total Value
$360.4M
Positions
50
Other Managers
0
Confidential Omitted
No
Holdings (50)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908769 | 280,640 | $94.1M | 26.10% |
| 2 | VANGUARD STAR FDS | 921909768 | 890,978 | $67.2M | 18.65% |
| 3 | VANGUARD INTL EQUITY INDEX F | 922042775 | 461,852 | $34.0M | 9.43% |
| 4 | VANGUARD MUN BD FDS | 922907746 | 532,359 | $26.8M | 7.43% |
| 5 | VANGUARD BD INDEX FDS | 921937835 | 315,871 | $23.4M | 6.49% |
| 6 | VANGUARD CHARLOTTE FDS | 92203J407 | 455,930 | $22.0M | 6.11% |
| 7 | VANGUARD SCOTTSDALE FDS | 92206C870 | 221,739 | $18.6M | 5.15% |
| 8 | VANGUARD INDEX FDS | 922908363 | 22,518 | $14.1M | 3.92% |
| 9 | VANGUARD SCOTTSDALE FDS | 92206C409 | 118,128 | $9.4M | 2.61% |
| 10 | VANGUARD INDEX FDS | 922908652 | 36,911 | $7.7M | 2.14% |
| 11 | SPDR S&P 500 ETF TR | SPY | 8,138 | $5.5M | 1.54% |
| 12 | VANGUARD INDEX FDS | 922908744 | 24,518 | $4.7M | 1.30% |
| 13 | VANGUARD TAX-MANAGED FDS | 921943858 | 67,197 | $4.2M | 1.16% |
| 14 | ISHARES TR | 464287150 | 21,351 | $3.2M | 0.88% |
| 15 | SCHWAB STRATEGIC TR | 808524102 | 74,431 | $2.0M | 0.54% |
| 16 | VANGUARD WHITEHALL FDS | 921946406 | 12,549 | $1.8M | 0.50% |
| 17 | ISHARES TR | 46432F834 | 20,116 | $1.7M | 0.47% |
| 18 | ISHARES TR | 464287499 | 15,056 | $1.4M | 0.40% |
| 19 | VANGUARD CALIF TAX FREE FDS | 922021605 | 14,375 | $1.4M | 0.40% |
| 20 | NVIDIA CORPORATION | NVDA | 7,665 | $1.4M | 0.40% |
| 21 | VANGUARD INDEX FDS | 922908736 | 2,677 | $1.3M | 0.36% |
| 22 | VANGUARD SPECIALIZED FUNDS | 921908844 | 5,836 | $1.3M | 0.36% |
| 23 | ISHARES TR | 46436E718 | 11,999 | $1.2M | 0.33% |
| 24 | VANGUARD INDEX FDS | 922908751 | 4,590 | $1.2M | 0.33% |
| 25 | ISHARES TR | 464287507 | 11,914 | $786,335 | 0.22% |
| 26 | MICROSOFT CORP | MSFT | 1,563 | $755,721 | 0.21% |
| 27 | SCHWAB STRATEGIC TR | 808524607 | 25,780 | $734,214 | 0.20% |
| 28 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,416 | $711,752 | 0.20% |
| 29 | VANGUARD BD INDEX FDS | 921937793 | 8,807 | $612,269 | 0.17% |
| 30 | VANGUARD INTL EQUITY INDEX F | 922042874 | 6,632 | $571,315 | 0.16% |
| 31 | VANGUARD INTL EQUITY INDEX F | 922042858 | 9,936 | $534,181 | 0.15% |
| 32 | VANGUARD INDEX FDS | 922908629 | 1,830 | $531,103 | 0.15% |
| 33 | VANGUARD WHITEHALL FDS | 921946794 | 5,832 | $524,923 | 0.15% |
| 34 | VANGUARD MUN BD FDS | 922907738 | 4,782 | $482,134 | 0.13% |
| 35 | ALPHABET INC | GOOG | 1,518 | $475,155 | 0.13% |
| 36 | APPLE INC | AAPL | 1,698 | $461,664 | 0.13% |
| 37 | VANGUARD SCOTTSDALE FDS | 92206C565 | 5,437 | $373,751 | 0.10% |
| 38 | ABBVIE INC | ABBV | 1,531 | $349,818 | 0.10% |
| 39 | JOHNSON & JOHNSON | JNJ | 1,632 | $337,709 | 0.09% |
| 40 | JPMORGAN CHASE & CO. | VYLD | 827 | $266,519 | 0.07% |
| 41 | BROADCOM INC | AVGO | 730 | $252,653 | 0.07% |
| 42 | ISHARES TR | 464287200 | 362 | $248,143 | 0.07% |
| 43 | INTUIT | INTU | 363 | $240,458 | 0.07% |
| 44 | NORFOLK SOUTHN CORP | 655844108 | 800 | $230,976 | 0.06% |
| 45 | ISHARES TR | 464287655 | 924 | $227,396 | 0.06% |
| 46 | SCHWAB STRATEGIC TR | 808524771 | 8,259 | $224,727 | 0.06% |
| 47 | EXXON MOBIL CORP | XOM | 1,810 | $217,815 | 0.06% |
| 48 | HOME DEPOT INC | HD | 607 | $209,004 | 0.06% |
| 49 | CAPITAL GROUP INTL FOCUS EQT | 14019W109 | 6,941 | $205,107 | 0.06% |
| 50 | MICRON TECHNOLOGY INC | MU | 713 | $203,497 | 0.06% |