13F HOLDINGS REPORT
Luminvest Wealth Management LLC
Quarter ended Q3 2025 · Filed November 4, 2025 · Accession 0002036517-25-000002
Total Value
$306.8M
Positions
46
Other Managers
0
Confidential Omitted
No
Holdings (46)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908769 | 259,904 | $85.3M | 27.80% |
| 2 | VANGUARD STAR FDS | 921909768 | 776,939 | $57.1M | 18.60% |
| 3 | VANGUARD INTL EQUITY INDEX F | 922042775 | 461,600 | $32.9M | 10.74% |
| 4 | VANGUARD MUN BD FDS | 922907746 | 479,108 | $24.0M | 7.82% |
| 5 | VANGUARD BD INDEX FDS | 921937835 | 264,354 | $19.7M | 6.41% |
| 6 | VANGUARD CHARLOTTE FDS | 92203J407 | 385,081 | $19.0M | 6.21% |
| 7 | VANGUARD SCOTTSDALE FDS | 92206C870 | 128,921 | $10.8M | 3.53% |
| 8 | VANGUARD INDEX FDS | 922908363 | 15,855 | $9.7M | 3.16% |
| 9 | VANGUARD SCOTTSDALE FDS | 92206C409 | 100,697 | $8.2M | 2.68% |
| 10 | VANGUARD INDEX FDS | 922908652 | 25,461 | $5.3M | 1.74% |
| 11 | SPDR S&P 500 ETF TR | SPY | 6,232 | $4.2M | 1.35% |
| 12 | ISHARES TR | 464287150 | 25,486 | $3.7M | 1.21% |
| 13 | VANGUARD INDEX FDS | 922908744 | 19,817 | $3.7M | 1.20% |
| 14 | VANGUARD TAX-MANAGED FDS | 921943858 | 37,744 | $2.3M | 0.74% |
| 15 | SCHWAB STRATEGIC TR | 808524102 | 70,978 | $1.8M | 0.59% |
| 16 | VANGUARD WHITEHALL FDS | 921946406 | 12,549 | $1.8M | 0.58% |
| 17 | ISHARES TR | 46432F834 | 18,047 | $1.5M | 0.49% |
| 18 | ISHARES TR | 464287499 | 15,056 | $1.5M | 0.47% |
| 19 | VANGUARD SPECIALIZED FUNDS | 921908844 | 6,048 | $1.3M | 0.43% |
| 20 | ISHARES TR | 46436E718 | 12,626 | $1.3M | 0.41% |
| 21 | VANGUARD CALIF TAX FREE FDS | 922021605 | 12,072 | $1.2M | 0.39% |
| 22 | VANGUARD INDEX FDS | 922908751 | 3,667 | $932,343 | 0.30% |
| 23 | MICROSOFT CORP | MSFT | 1,582 | $819,209 | 0.27% |
| 24 | ISHARES TR | 464287507 | 11,914 | $782,045 | 0.25% |
| 25 | SCHWAB STRATEGIC TR | 808524607 | 25,780 | $719,262 | 0.23% |
| 26 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,416 | $711,880 | 0.23% |
| 27 | VANGUARD BD INDEX FDS | 921937793 | 8,673 | $614,460 | 0.20% |
| 28 | APPLE INC | AAPL | 2,177 | $554,384 | 0.18% |
| 29 | VANGUARD SCOTTSDALE FDS | 92206C565 | 7,623 | $531,054 | 0.17% |
| 30 | VANGUARD MUN BD FDS | 922907738 | 4,782 | $479,743 | 0.16% |
| 31 | VANGUARD WHITEHALL FDS | 921946794 | 4,473 | $378,814 | 0.12% |
| 32 | ALPHABET INC | GOOG | 1,518 | $369,042 | 0.12% |
| 33 | ABBVIE INC | ABBV | 1,531 | $354,488 | 0.12% |
| 34 | VANGUARD INTL EQUITY INDEX F | 922042874 | 4,208 | $335,821 | 0.11% |
| 35 | JOHNSON & JOHNSON | JNJ | 1,632 | $302,576 | 0.10% |
| 36 | NVIDIA CORPORATION | NVDA | 1,465 | $273,344 | 0.09% |
| 37 | JPMORGAN CHASE & CO. | VYLD | 853 | $268,790 | 0.09% |
| 38 | ORACLE CORP | ORCL-PD | 884 | $248,691 | 0.08% |
| 39 | INTUIT | INTU | 363 | $247,896 | 0.08% |
| 40 | HOME DEPOT INC | HD | 607 | $246,110 | 0.08% |
| 41 | ISHARES TR | 464287200 | 362 | $242,584 | 0.08% |
| 42 | BROADCOM INC | AVGO | 730 | $240,834 | 0.08% |
| 43 | ISHARES TR | 464287655 | 924 | $229,983 | 0.07% |
| 44 | VANGUARD INTL EQUITY INDEX F | 922042866 | 2,448 | $214,982 | 0.07% |
| 45 | VANGUARD INDEX FDS | 922908629 | 719 | $211,059 | 0.07% |
| 46 | AMAZON COM INC | AMZN | 953 | $209,250 | 0.07% |