Institutional Manager · CIK 0001937021

CYPRESS FINANCIAL PLANNING LLC

HADDON HEIGHTS, NJ · File #028-22570

Latest AUM

$362.2M

Positions

105

Top-10 Concentration

74.2%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
REDUCE	MORGAN STANLEY	MS-PQ	-37,617	-$673.6M	+$669.4M
REDUCE	INVESCO QQQ TR	IVZ	-3,168	-$196.2M	+$196.3M
REDUCE	SPDR S&P 500 ETF TR	SPY	-389	-$26.7M	+$27.2M
REDUCE	SELECT SECTOR SPDR TR	81369Y605	-154,045	-$8.5M	+$209,489
ADD	VANGUARD SCOTTSDALE FDS	92206C706	+117,850	+$7.1M	+$4,609
ADD	VANGUARD SCOTTSDALE FDS	92206C409	+85,673	+$6.8M	-$40,905
REDUCE	VANGUARD INDEX FDS	922908553	-68,140	-$6.1M	-$569,806
ADD	ISHARES TR	46434V621	+49,485	+$3.5M	+$362,593
NEW	SCHWAB STRATEGIC TR	808524300	+99,854	+$3.3M	$0
NEW	SCHWAB STRATEGIC TR	808524409	+109,891	+$3.3M	$0

Sector Allocation

Materials

1.8%$6.6M

Technology

1.5%$5.5M

Financials

0.8%$3.0M

Consumer Discretionary

0.7%$2.4M

Industrials

0.5%$2.0M

Communication Services

0.3%$1.2M

Healthcare

0.2%$589,057

Consumer Staples

0.1%$373,159

Energy

0.1%$295,016

Filing History

Jan 14, 202613F HOLDINGS REPORTQ/E Dec 2025105 pos · $362.2M
Oct 9, 202513F HOLDINGS REPORTQ/E Sep 202589 pos · $328.1M
Jul 11, 202513F HOLDINGS REPORTQ/E Jun 202582 pos · $306.5M
Apr 9, 202513F HOLDINGS REPORTQ/E Mar 202582 pos · $280.2M
Jan 14, 202513F HOLDINGS REPORTQ/E Dec 202481 pos · $272.5M
Oct 7, 202413F HOLDINGS REPORTQ/E Sep 202479 pos · $270.5M
Jul 17, 202413F HOLDINGS REPORTQ/E Jun 202471 pos · $241.7M
Apr 12, 202413F HOLDINGS REPORTQ/E Mar 202467 pos · $218.6M
Oct 11, 202313F HOLDINGS REPORTQ/E Dec 202361 pos · $175.0M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD SCOTTSDALE FDS	92206C870	441,834	$37.1M	10.88%
2	ISHARES TR	464287200	51,050	$35.2M	10.33%
3	VANGUARD SCOTTSDALE FDS	92206C706	578,081	$34.7M	10.18%
4	VANGUARD SCOTTSDALE FDS	92206C409	426,252	$34.0M	9.98%
5	VANGUARD TAX-MANAGED FDS	921943858	482,694	$30.3M	8.88%
6	VANGUARD INDEX FDS	922908652	112,660	$23.8M	6.98%
7	ISHARES TR	46434V621	245,493	$17.2M	5.03%
8	VANGUARD INDEX FDS	922908553	190,871	$17.0M	4.99%
9	VANECK ETF TRUST	92189F437	467,398	$13.7M	4.03%
10	VANGUARD INTL EQUITY INDEX F	922042858	187,889	$10.1M	2.96%
11	ISHARES TR	46432F842	111,464	$10.0M	2.94%
12	VANGUARD SPECIALIZED FUNDS	921908844	37,668	$8.3M	2.45%
13	SPDR S&P 500 ETF TR	SPY	10,636	$7.3M	2.14%
14	MORGAN STANLEY	MS-PQ	37,721	$6.8M	1.98%
15	CAPITAL ONE FINL CORP	14040H105	22,703	$5.5M	1.62%
16	ISHARES INC	46434G103	57,698	$3.9M	1.14%
17	SCHWAB STRATEGIC TR	808524300	99,854	$3.3M	0.96%
18	SCHWAB STRATEGIC TR	808524409	109,891	$3.3M	0.95%
19	APPLE INC	AAPL	10,953	$3.0M	0.88%
20	INVESCO QQQ TR	IVZ	32	$2.0M	0.58%