13F HOLDINGS REPORT

CYPRESS FINANCIAL PLANNING LLC

Quarter ended Q4 2025 · Filed January 14, 2026 · Accession 0001937021-26-000001

Total Value

$362.2M

Positions

105

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (105)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD SCOTTSDALE FDS	92206C870	441,834	$37.1M	10.24%
2	ISHARES TR	464287200	51,050	$35.2M	9.72%
3	VANGUARD SCOTTSDALE FDS	92206C706	578,081	$34.7M	9.58%
4	VANGUARD SCOTTSDALE FDS	92206C409	426,252	$34.0M	9.39%
5	VANGUARD TAX-MANAGED FDS	921943858	482,694	$30.3M	8.36%
6	VANGUARD INDEX FDS	922908652	112,660	$23.8M	6.57%
7	ISHARES TR	46434V621	245,493	$17.2M	4.74%
8	VANGUARD INDEX FDS	922908553	190,871	$17.0M	4.70%
9	VANECK ETF TRUST	92189F437	467,398	$13.7M	3.79%
10	VANGUARD INTL EQUITY INDEX F	922042858	187,889	$10.1M	2.79%
11	ISHARES TR	46432F842	111,464	$10.0M	2.77%
12	VANGUARD SPECIALIZED FUNDS	921908844	37,668	$8.3M	2.30%
13	SPDR S&P 500 ETF TR	SPY	10,636	$7.3M	2.02%
14	MORGAN STANLEY	MS-PQ	37,721	$6.8M	1.86%
15	CAPITAL ONE FINL CORP	14040H105	22,703	$5.5M	1.53%
16	ISHARES INC	46434G103	57,698	$3.9M	1.07%
17	SCHWAB STRATEGIC TR	808524300	99,854	$3.3M	0.90%
18	SCHWAB STRATEGIC TR	808524409	109,891	$3.3M	0.90%
19	APPLE INC	AAPL	10,953	$3.0M	0.83%
20	INVESCO QQQ TR	IVZ	32	$2.0M	0.55%
21	LOCKHEED MARTIN CORP	LMT	4,021	$2.0M	0.54%
22	ISHARES TR	464287804	16,081	$2.0M	0.54%
23	BERKSHIRE HATHAWAY INC DEL	BRK-A	3,775	$1.9M	0.52%
24	VANGUARD INDEX FDS	922908736	3,717	$1.8M	0.50%
25	MORGAN STANLEY	MS-PQ	100	$1.8M	0.49%
26	AMAZON COM INC	AMZN	6,847	$1.6M	0.44%
27	SPDR SERIES TRUST	78468R408	62,616	$1.6M	0.44%
28	ISHARES TR	464287440	15,533	$1.5M	0.41%
29	DIMENSIONAL ETF TRUST	25434V872	31,758	$1.4M	0.37%
30	ISHARES TR	464288414	12,221	$1.3M	0.36%
31	DIMENSIONAL ETF TRUST	25434V864	27,163	$1.3M	0.36%
32	DIMENSIONAL ETF TRUST	25434V567	23,814	$1.3M	0.36%
33	VANGUARD INTL EQUITY INDEX F	922042874	12,898	$1.1M	0.30%
34	ISHARES TR	464287242	9,026	$998,793	0.28%
35	PGIM ROCK ETF TR	69420N726	31,671	$968,623	0.27%
36	INNOVATOR ETFS TRUST	INHD	21,931	$960,907	0.27%
37	SPDR SERIES TRUST	78468R739	19,595	$940,364	0.26%
38	NETFLIX INC	NFLX	9,731	$912,573	0.25%
39	ISHARES TR	464287465	9,128	$880,326	0.24%
40	DIMENSIONAL ETF TRUST	25434V781	22,798	$866,324	0.24%
41	ISHARES TR	464287614	1,777	$847,540	0.23%
42	DIMENSIONAL ETF TRUST	25434V500	12,006	$836,458	0.23%
43	VANGUARD INDEX FDS	922908769	2,327	$786,226	0.22%
44	SPDR S&P 500 ETF TR	SPY	11	$755,201	0.21%
45	JPMORGAN CHASE & CO.	VYLD	2,305	$744,571	0.21%
46	SPDR SERIES TRUST	78468R721	16,279	$743,950	0.21%
47	SCHWAB STRATEGIC TR	808524201	27,140	$736,046	0.20%
48	VANGUARD INDEX FDS	922908744	3,677	$703,918	0.19%
49	VISA INC	V	1,966	$690,194	0.19%
50	MICROSOFT CORP	MSFT	1,404	$684,578	0.19%
51	ALPHABET INC	GOOG	2,170	$682,600	0.19%
52	VANECK ETF TRUST	92189H409	12,811	$654,733	0.18%
53	VANGUARD MUN BD FDS	922907746	12,569	$632,095	0.17%
54	SPDR INDEX SHS FDS	78463X889	13,995	$623,226	0.17%
55	JOHNSON CTLS INTL PLC	G51502105	5,134	$620,906	0.17%
56	SPDR SERIES TRUST	78464A375	18,018	$610,086	0.17%
57	NVIDIA CORPORATION	NVDA	3,214	$602,695	0.17%
58	DIMENSIONAL ETF TRUST	25434V591	11,778	$596,555	0.16%
59	SPDR SERIES TRUST	78464A854	7,167	$579,248	0.16%
60	ISHARES TR	464287879	4,772	$547,657	0.15%
61	INNOVATOR ETFS TRUST	INHD	10,793	$502,954	0.14%
62	VANGUARD INDEX FDS	922908363	789	$498,500	0.14%
63	ISHARES TR	464287655	1,999	$495,812	0.14%
64	VANGUARD INDEX FDS	922908751	1,832	$476,387	0.13%
65	EA SERIES TRUST	02072Q572	9,073	$460,504	0.13%
66	INNOVATOR ETFS TRUST	INHD	14,219	$460,262	0.13%
67	MCDONALDS CORP	MCD	1,417	$433,376	0.12%
68	INNOVATOR ETFS TRUST	INHD	13,179	$430,343	0.12%
69	INNOVATOR ETFS TRUST	INHD	9,778	$424,072	0.12%
70	INNOVATOR ETFS TRUST	INHD	10,224	$417,034	0.12%
71	INNOVATOR ETFS TRUST	INHD	9,878	$414,580	0.11%
72	INNOVATOR ETFS TRUST	INHD	11,538	$403,599	0.11%
73	QUALCOMM INC	QCOM	2,189	$380,143	0.10%
74	ISHARES TR	46434V803	8,995	$373,652	0.10%
75	PEPSICO INC	PEP	2,599	$373,159	0.10%
76	SHOPIFY INC	SHOP	2,215	$362,684	0.10%
77	CVR PARTNERS LP	UAN	3,500	$343,945	0.09%
78	AMERICAN TOWER CORP NEW	03027X100	1,939	$342,678	0.09%
79	INNOVATOR ETFS TRUST	INHD	9,798	$338,913	0.09%
80	INNOVATOR ETFS TRUST	INHD	7,672	$337,875	0.09%
81	INTERNATIONAL BUSINESS MACHS	INTR	1,102	$332,998	0.09%
82	TESLA INC	TSLA	730	$331,734	0.09%
83	ISHARES TR	464287739	3,497	$331,201	0.09%
84	SELECT SECTOR SPDR TR	81369Y605	5,876	$324,238	0.09%
85	DIMENSIONAL ETF TRUST	25434V740	9,159	$309,025	0.09%
86	INNOVATOR ETFS TRUST	INHD	9,212	$308,786	0.09%
87	ISHARES TR	46435G326	3,627	$299,163	0.08%
88	INNOVATOR ETFS TRUST	INHD	6,837	$297,751	0.08%
89	UNITEDHEALTH GROUP INC	UNH	896	$297,677	0.08%
90	EXXON MOBIL CORP	XOM	2,442	$295,016	0.08%
91	ABBVIE INC	ABBV	1,268	$291,380	0.08%
92	ELECTRONIC ARTS INC	EA	1,404	$286,909	0.08%
93	INNOVATOR ETFS TRUST	INHD	7,216	$285,898	0.08%
94	PGIM ROCK ETF TR	69420N767	8,938	$263,349	0.07%
95	SPDR SERIES TRUST	78464A474	8,689	$262,495	0.07%
96	SCHWAB STRATEGIC TR	808524847	11,979	$252,038	0.07%
97	VANGUARD INDEX FDS	922908595	825	$250,615	0.07%
98	SPDR SERIES TRUST	78468R853	5,119	$242,845	0.07%
99	PALANTIR TECHNOLOGIES INC	PLTR	1,261	$228,039	0.06%
100	BROADCOM INC	AVGO	640	$223,938	0.06%
101	INNOVATOR ETFS TRUST	INHD	7,609	$222,674	0.06%
102	SPDR SERIES TRUST	78468R622	2,271	$220,968	0.06%
103	PROCTER AND GAMBLE CO	742718109	1,521	$219,028	0.06%
104	INNOVATOR ETFS TRUST	INHD	4,665	$209,878	0.06%
105	INNOVATOR ETFS TRUST	INHD	3,709	$204,125	0.06%