FCHI8,141.92-0.19%
GDAXI24,083.53-0.19%
DJI49,147.32-0.17%
XLE56.75-0.21%
STOXX50E5,860.32-0.39%
XLF51.760.65%
FTSE10,321.09-0.56%
IXIC24,869.240.13%
RUT2,788.120.04%
GSPC7,172.360.10%
Temp29.3°C
UV12.5
Feels33.3°C
Humidity66%
Wind13.7 km/h
Air QualityAQI 1
Cloud Cover25%
Rain0%
Sunrise06:00 AM
Sunset06:47 PM
Time12:25 PM

Institutional Manager · CIK 0001908695

Kearns & Associates LLC

Palos Verdes Estates, CA · File #028-21612

Latest AUM
$193.6M
Positions
40
Top-10 Concentration
88.1%
Filings
9

Portfolio Value Over Time

2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

ActionIssuerTicker / CUSIPΔ SharesFlow ($)Price Effect
EXITEDDISNEY WALT CO254687106-2,397-$274,457$0
EXITEDUNION PAC CORP907818108-900-$212,733$0
REDUCEVANGUARD INDEX FDS922908363-320-$200,683+$1.3M
ADDVANGUARD TAX-MANAGED FDS921943858+2,269+$141,745+$806,154
ADDVANGUARD INTL EQUITY INDEX F922042858+2,256+$121,283-$46,261
REDUCESPDR S&P 500 ETF TRSPY-148-$100,924+$149,341
REDUCETHERMO FISHER SCIENTIFIC INCTMO-72-$41,720+$96,130
ADDSCHWAB STRATEGIC TR808524805+1,250+$30,050+$65,938
ADDSCHWAB STRATEGIC TR808524706+610+$19,978-$15,648
REDUCESTRYKER CORPORATIONSYK-50-$17,574-$17,471

Sector Allocation

Technology
4.2%$8.0M
Healthcare
1.9%$3.6M
Financials
1.1%$2.2M
Materials
0.6%$1.2M
Consumer Staples
0.4%$733,441
Real Estate
0.1%$294,972

Filing History

Top 20 Holdings — Dec 2025

#IssuerTickerSharesValue% of Portfolio
1VANGUARD INDEX FDS922908769174,771$58.6M30.27%
2VANGUARD INDEX FDS92290836390,937$57.0M29.46%
3VANGUARD TAX-MANAGED FDS921943858318,398$19.9M10.28%
4VANGUARD INDEX FDS92290875139,028$10.1M5.20%
5SPDR S&P 500 ETF TRSPY9,340$6.4M3.29%
6VANGUARD INTL EQUITY INDEX F922042858112,346$6.0M3.12%
7APPLE INCAAPL20,743$5.6M2.91%
8ROYALTY PHARMA PLCRPRX70,740$2.7M1.41%
9SCHWAB STRATEGIC TR80852480588,010$2.1M1.09%
10MICROSOFT CORPMSFT4,305$2.1M1.08%
11VANGUARD INDEX FDS9229087364,267$2.1M1.08%
12ALPHABET INCGOOG4,800$1.5M0.78%
13ALPHABET INCGOOG4,800$1.5M0.78%
14INNOVATOR ETFS TRUSTINHD25,755$1.2M0.62%
15VISA INCV3,200$1.1M0.58%
16AMAZON COM INCAMZN4,660$1.1M0.56%
17BANK AMERICA CORP06050510419,500$1.1M0.55%
18ISHARES TR4642875498,226$1.1M0.55%
19AMERICAN EXPRESS COAXP2,800$1.0M0.54%
20SCHWAB CHARLES CORPSCHW-PJ9,000$899,1900.46%