13F HOLDINGS REPORT
Kearns & Associates LLC
Quarter ended Q3 2025 · Filed October 22, 2025 · Accession 0001172661-25-004360
Total Value
$188.4M
Positions
42
Other Managers
0
Confidential Omitted
No
Holdings (42)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908769 | 174,817 | $57.4M | 30.45% |
| 2 | VANGUARD INDEX FDS | 922908363 | 91,257 | $55.9M | 29.67% |
| 3 | VANGUARD TAX-MANAGED FDS | 921943858 | 316,129 | $18.9M | 10.06% |
| 4 | VANGUARD INDEX FDS | 922908751 | 39,004 | $9.9M | 5.26% |
| 5 | SPDR S&P 500 ETF TR | SPY | 9,488 | $6.3M | 3.36% |
| 6 | VANGUARD INTL EQUITY INDEX F | 922042858 | 110,090 | $6.0M | 3.17% |
| 7 | APPLE INC | AAPL | 20,743 | $5.3M | 2.80% |
| 8 | ROYALTY PHARMA PLC | RPRX | 70,740 | $2.5M | 1.32% |
| 9 | MICROSOFT CORP | MSFT | 4,305 | $2.2M | 1.18% |
| 10 | VANGUARD INDEX FDS | 922908736 | 4,266 | $2.0M | 1.09% |
| 11 | SCHWAB STRATEGIC TR | 808524805 | 86,760 | $2.0M | 1.07% |
| 12 | INNOVATOR ETFS TRUST | INHD | 25,755 | $1.2M | 0.62% |
| 13 | ALPHABET INC | GOOG | 4,800 | $1.2M | 0.62% |
| 14 | ALPHABET INC | GOOG | 4,800 | $1.2M | 0.62% |
| 15 | VISA INC | V | 3,200 | $1.1M | 0.58% |
| 16 | ISHARES TR | 464287549 | 8,226 | $1.0M | 0.55% |
| 17 | AMAZON COM INC | AMZN | 4,660 | $1.0M | 0.54% |
| 18 | BANK AMERICA CORP | 060505104 | 19,500 | $1.0M | 0.53% |
| 19 | AMERICAN EXPRESS CO | AXP | 2,800 | $930,048 | 0.49% |
| 20 | SCHWAB CHARLES CORP | SCHW-PJ | 9,000 | $859,230 | 0.46% |
| 21 | SCHWAB STRATEGIC TR | 808524706 | 25,238 | $842,222 | 0.45% |
| 22 | FIDELITY MERRIMACK STR TR | 316188309 | 18,035 | $833,938 | 0.44% |
| 23 | GOLDMAN SACHS GROUP INC | GSCE | 1,000 | $796,350 | 0.42% |
| 24 | ISHARES TR | 464287804 | 5,808 | $690,165 | 0.37% |
| 25 | JPMORGAN CHASE & CO. | VYLD | 1,967 | $620,451 | 0.33% |
| 26 | WELLS FARGO CO NEW | 949746101 | 7,000 | $586,740 | 0.31% |
| 27 | MARSH & MCLENNAN COS INC | 571748102 | 2,860 | $576,376 | 0.31% |
| 28 | OCCIDENTAL PETE CORP | 674599105 | 11,518 | $544,226 | 0.29% |
| 29 | JOHNSON CTLS INTL PLC | G51502105 | 4,500 | $494,775 | 0.26% |
| 30 | THERMO FISHER SCIENTIFIC INC | TMO | 1,018 | $493,750 | 0.26% |
| 31 | HERBALIFE LTD | HLF | 56,900 | $480,236 | 0.25% |
| 32 | VANGUARD INDEX FDS | 922908553 | 5,197 | $475,129 | 0.25% |
| 33 | CAPITAL ONE FINL CORP | 14040H105 | 2,170 | $461,299 | 0.24% |
| 34 | ISHARES TR | 464287200 | 605 | $404,868 | 0.21% |
| 35 | STRYKER CORPORATION | SYK | 960 | $354,883 | 0.19% |
| 36 | QUALCOMM INC | QCOM | 1,905 | $316,916 | 0.17% |
| 37 | EQUINIX INC | EQIX | 385 | $301,547 | 0.16% |
| 38 | DISNEY WALT CO | 254687106 | 2,397 | $274,457 | 0.15% |
| 39 | SPDR GOLD TR | GLD | 685 | $243,497 | 0.13% |
| 40 | MORGAN STANLEY | MS-PQ | 1,500 | $238,440 | 0.13% |
| 41 | UNION PAC CORP | UNP | 900 | $212,733 | 0.11% |
| 42 | ISHARES TR | 464287689 | 549 | $208,038 | 0.11% |