13F HOLDINGS REPORT
Kearns & Associates LLC
Quarter ended Q4 2025 · Filed January 8, 2026 · Accession 0001172661-26-000050
Total Value
$193.6M
Positions
40
Other Managers
0
Confidential Omitted
No
Holdings (40)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908769 | 174,771 | $58.6M | 30.27% |
| 2 | VANGUARD INDEX FDS | 922908363 | 90,937 | $57.0M | 29.46% |
| 3 | VANGUARD TAX-MANAGED FDS | 921943858 | 318,398 | $19.9M | 10.28% |
| 4 | VANGUARD INDEX FDS | 922908751 | 39,028 | $10.1M | 5.20% |
| 5 | SPDR S&P 500 ETF TR | SPY | 9,340 | $6.4M | 3.29% |
| 6 | VANGUARD INTL EQUITY INDEX F | 922042858 | 112,346 | $6.0M | 3.12% |
| 7 | APPLE INC | AAPL | 20,743 | $5.6M | 2.91% |
| 8 | ROYALTY PHARMA PLC | RPRX | 70,740 | $2.7M | 1.41% |
| 9 | SCHWAB STRATEGIC TR | 808524805 | 88,010 | $2.1M | 1.09% |
| 10 | MICROSOFT CORP | MSFT | 4,305 | $2.1M | 1.08% |
| 11 | VANGUARD INDEX FDS | 922908736 | 4,267 | $2.1M | 1.08% |
| 12 | ALPHABET INC | GOOG | 4,800 | $1.5M | 0.78% |
| 13 | ALPHABET INC | GOOG | 4,800 | $1.5M | 0.78% |
| 14 | INNOVATOR ETFS TRUST | INHD | 25,755 | $1.2M | 0.62% |
| 15 | VISA INC | V | 3,200 | $1.1M | 0.58% |
| 16 | AMAZON COM INC | AMZN | 4,660 | $1.1M | 0.56% |
| 17 | BANK AMERICA CORP | 060505104 | 19,500 | $1.1M | 0.55% |
| 18 | ISHARES TR | 464287549 | 8,226 | $1.1M | 0.55% |
| 19 | AMERICAN EXPRESS CO | AXP | 2,800 | $1.0M | 0.54% |
| 20 | SCHWAB CHARLES CORP | SCHW-PJ | 9,000 | $899,190 | 0.46% |
| 21 | GOLDMAN SACHS GROUP INC | GSCE | 1,000 | $879,000 | 0.45% |
| 22 | SCHWAB STRATEGIC TR | 808524706 | 25,848 | $846,552 | 0.44% |
| 23 | FIDELITY MERRIMACK STR TR | 316188309 | 18,035 | $830,331 | 0.43% |
| 24 | HERBALIFE LTD | HLF | 56,900 | $733,441 | 0.38% |
| 25 | ISHARES TR | 464287804 | 5,808 | $698,005 | 0.36% |
| 26 | WELLS FARGO CO NEW | 949746101 | 7,000 | $652,400 | 0.34% |
| 27 | JPMORGAN CHASE & CO. | VYLD | 1,967 | $633,807 | 0.33% |
| 28 | THERMO FISHER SCIENTIFIC INC | TMO | 946 | $548,160 | 0.28% |
| 29 | JOHNSON CTLS INTL PLC | G51502105 | 4,500 | $538,875 | 0.28% |
| 30 | MARSH & MCLENNAN COS INC | 571748102 | 2,860 | $530,587 | 0.27% |
| 31 | CAPITAL ONE FINL CORP | 14040H105 | 2,170 | $525,921 | 0.27% |
| 32 | OCCIDENTAL PETE CORP | 674599105 | 11,518 | $473,620 | 0.24% |
| 33 | VANGUARD INDEX FDS | 922908553 | 5,203 | $460,497 | 0.24% |
| 34 | ISHARES TR | 464287200 | 604 | $414,329 | 0.21% |
| 35 | QUALCOMM INC | QCOM | 1,905 | $325,850 | 0.17% |
| 36 | STRYKER CORPORATION | SYK | 910 | $319,838 | 0.17% |
| 37 | EQUINIX INC | EQIX | 385 | $294,972 | 0.15% |
| 38 | SPDR GOLD TR | GLD | 685 | $271,472 | 0.14% |
| 39 | MORGAN STANLEY | MS-PQ | 1,500 | $266,295 | 0.14% |
| 40 | ISHARES TR | 464287689 | 549 | $212,381 | 0.11% |