Institutional Manager · CIK 0001906766

OLIO Financial Planning

MCLEAN, VA · File #028-21531

Latest AUM

$356.5M

Positions

Top-10 Concentration

88.8%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	FIDELITY MERRIMACK STR TR	316188309	+53,318	+$2.5M	-$184,498
ADD	DIMENSIONAL ETF TRUST	25434V401	+31,450	+$2.3M	+$1.4M
REDUCE	VANGUARD INDEX FDS	922908769	-5,570	-$1.9M	+$882,288
ADD	VANGUARD INDEX FDS	922908744	+8,855	+$1.7M	+$1.4M
ADD	VANGUARD TAX-MANAGED FDS	921943858	+15,599	+$974,469	+$2.1M
ADD	DIMENSIONAL ETF TRUST	25434V609	+14,980	+$891,908	+$281,129
ADD	VANGUARD INDEX FDS	922908512	+3,700	+$656,268	+$262,035
EXITED	VANGUARD BD INDEX FDS	921937819	-7,466	-$583,031	$0
ADD	APPLE INC	AAPL	+2,087	+$567,371	+$142,692
NEW	ALPHABET INC	GOOG	+1,038	+$324,764	$0

Sector Allocation

Technology

1.3%$4.7M

Industrials

0.3%$1.2M

Financials

0.3%$1.2M

Consumer Discretionary

0.3%$1.1M

Healthcare

0.2%$665,473

Energy

0.2%$611,026

Consumer Staples

0.1%$439,892

Communication Services

0.1%$458,353

Utilities

0.1%$383,219

Filing History

Jan 21, 202613F HOLDINGS REPORTQ/E Dec 202571 pos · $356.5M
Oct 16, 202513F HOLDINGS REPORTQ/E Sep 202567 pos · $340.9M
Jul 9, 202513F HOLDINGS REPORTQ/E Jun 202564 pos · $317.1M
Apr 11, 202513F HOLDINGS REPORTQ/E Mar 202559 pos · $289.3M
Jan 21, 202513F HOLDINGS REPORTQ/E Dec 202459 pos · $284.7M
Oct 16, 202413F HOLDINGS REPORTQ/E Sep 202452 pos · $237.7M
Jul 12, 202413F HOLDINGS REPORTQ/E Jun 202452 pos · $237.1M
Apr 16, 202413F HOLDINGS REPORTQ/E Mar 202452 pos · $237.7M
Oct 19, 202313F HOLDINGS REPORTQ/E Dec 202353 pos · $213.0M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	DIMENSIONAL ETF TRUST	25434V401	856,242	$63.5M	18.06%
2	VANGUARD INDEX FDS	922908744	325,982	$62.3M	17.71%
3	VANGUARD TAX-MANAGED FDS	921943858	826,598	$51.6M	14.69%
4	FIDELITY MERRIMACK STR TR	316188309	975,741	$44.9M	12.78%
5	VANGUARD INDEX FDS	922908769	118,730	$39.8M	11.32%
6	VANGUARD INDEX FDS	922908512	97,602	$17.3M	4.92%
7	DIMENSIONAL ETF TRUST	25434V609	226,387	$13.5M	3.83%
8	VANGUARD INTL EQUITY INDEX F	922042775	143,360	$10.5M	3.00%
9	SCHWAB STRATEGIC TR	808524797	159,440	$4.4M	1.24%
10	VANGUARD MUN BD FDS	922907746	85,142	$4.3M	1.22%
11	SPDR INDEX SHS FDS	78463X509	67,587	$3.2M	0.90%
12	VANGUARD INDEX FDS	922908611	14,048	$3.0M	0.85%
13	APPLE INC	AAPL	10,367	$2.8M	0.80%
14	SPDR SERIES TRUST	78464A474	76,703	$2.3M	0.66%
15	VANGUARD INTL EQUITY INDEX F	922042858	40,726	$2.2M	0.62%
16	ISHARES TR	46435G516	22,574	$2.1M	0.61%
17	VANGUARD STAR FDS	921909768	22,843	$1.7M	0.49%
18	ISHARES TR	46435G425	10,084	$1.5M	0.43%
19	VANGUARD INDEX FDS	922908629	4,866	$1.4M	0.40%
20	SCHWAB STRATEGIC TR	808524706	39,868	$1.3M	0.37%