13F HOLDINGS REPORT
OLIO Financial Planning
Quarter ended Q4 2025 · Filed January 21, 2026 · Accession 0001906766-26-000001
Total Value
$356.5M
Positions
71
Other Managers
0
Confidential Omitted
No
Holdings (71)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST | 25434V401 | 856,242 | $63.5M | 17.81% |
| 2 | VANGUARD INDEX FDS | 922908744 | 325,982 | $62.3M | 17.46% |
| 3 | VANGUARD TAX-MANAGED FDS | 921943858 | 826,598 | $51.6M | 14.48% |
| 4 | FIDELITY MERRIMACK STR TR | 316188309 | 975,741 | $44.9M | 12.60% |
| 5 | VANGUARD INDEX FDS | 922908769 | 118,730 | $39.8M | 11.17% |
| 6 | VANGUARD INDEX FDS | 922908512 | 97,602 | $17.3M | 4.86% |
| 7 | DIMENSIONAL ETF TRUST | 25434V609 | 226,387 | $13.5M | 3.78% |
| 8 | VANGUARD INTL EQUITY INDEX F | 922042775 | 143,360 | $10.5M | 2.96% |
| 9 | SCHWAB STRATEGIC TR | 808524797 | 159,440 | $4.4M | 1.23% |
| 10 | VANGUARD MUN BD FDS | 922907746 | 85,142 | $4.3M | 1.20% |
| 11 | SPDR INDEX SHS FDS | 78463X509 | 67,587 | $3.2M | 0.89% |
| 12 | VANGUARD INDEX FDS | 922908611 | 14,048 | $3.0M | 0.83% |
| 13 | APPLE INC | AAPL | 10,367 | $2.8M | 0.79% |
| 14 | SPDR SERIES TRUST | 78464A474 | 76,703 | $2.3M | 0.65% |
| 15 | VANGUARD INTL EQUITY INDEX F | 922042858 | 40,726 | $2.2M | 0.61% |
| 16 | ISHARES TR | 46435G516 | 22,574 | $2.1M | 0.60% |
| 17 | VANGUARD STAR FDS | 921909768 | 22,843 | $1.7M | 0.48% |
| 18 | ISHARES TR | 46435G425 | 10,084 | $1.5M | 0.42% |
| 19 | VANGUARD INDEX FDS | 922908629 | 4,866 | $1.4M | 0.40% |
| 20 | SCHWAB STRATEGIC TR | 808524706 | 39,868 | $1.3M | 0.37% |
| 21 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,949 | $979,665 | 0.27% |
| 22 | J P MORGAN EXCHANGE TRADED F | 46641Q654 | 18,564 | $945,651 | 0.27% |
| 23 | AMAZON COM INC | AMZN | 3,837 | $885,657 | 0.25% |
| 24 | ISHARES INC | 46434G764 | 12,080 | $877,975 | 0.25% |
| 25 | VANGUARD INDEX FDS | 922908363 | 1,366 | $856,390 | 0.24% |
| 26 | ISHARES INC | 46434G863 | 19,251 | $850,317 | 0.24% |
| 27 | SPDR SERIES TRUST | 78464A805 | 10,142 | $836,715 | 0.23% |
| 28 | NVIDIA CORPORATION | NVDA | 3,823 | $713,065 | 0.20% |
| 29 | INVESCO QQQ TR | IVZ | 1,086 | $667,141 | 0.19% |
| 30 | INTUITIVE SURGICAL INC | ISRG | 1,175 | $665,473 | 0.19% |
| 31 | JPMORGAN CHASE & CO. | VYLD | 2,056 | $662,485 | 0.19% |
| 32 | SCHWAB STRATEGIC TR | 808524102 | 24,779 | $649,946 | 0.18% |
| 33 | SPDR GOLD TR | GLD | 1,611 | $638,456 | 0.18% |
| 34 | MICROSOFT CORP | MSFT | 1,208 | $584,159 | 0.16% |
| 35 | ISHARES TR | 464287200 | 831 | $568,995 | 0.16% |
| 36 | BOOZ ALLEN HAMILTON HLDG COR | BAH | 6,741 | $568,671 | 0.16% |
| 37 | AEGON LTD | AEFC | 71,009 | $547,480 | 0.15% |
| 38 | ISHARES TR | 464288414 | 4,936 | $528,695 | 0.15% |
| 39 | ISHARES TR | 46435U663 | 11,322 | $520,586 | 0.15% |
| 40 | ISHARES TR | 464287150 | 3,237 | $481,256 | 0.13% |
| 41 | NORFOLK SOUTHN CORP | 655844108 | 1,653 | $477,209 | 0.13% |
| 42 | META PLATFORMS INC | META | 694 | $458,353 | 0.13% |
| 43 | ALPHABET INC | GOOG | 1,325 | $415,918 | 0.12% |
| 44 | RTX CORPORATION | RTX | 2,257 | $413,934 | 0.12% |
| 45 | DOMINION ENERGY INC | D | 6,541 | $383,219 | 0.11% |
| 46 | CARLISLE COS INC | 142339100 | 1,196 | $382,553 | 0.11% |
| 47 | ISHARES TR | 464288802 | 2,547 | $354,912 | 0.10% |
| 48 | EXXON MOBIL CORP | XOM | 2,890 | $347,783 | 0.10% |
| 49 | SPDR INDEX SHS FDS | 78463X889 | 7,781 | $345,555 | 0.10% |
| 50 | SELECT SECTOR SPDR TR | 81369Y803 | 2,272 | $327,100 | 0.09% |
| 51 | ALPHABET INC | GOOG | 1,038 | $324,764 | 0.09% |
| 52 | GLADSTONE COMMERCIAL CORP | GOODO | 29,050 | $309,964 | 0.09% |
| 53 | MANHATTAN BRDG CAP INC | 562803106 | 65,875 | $306,318 | 0.09% |
| 54 | MOODYS CORP | MCO | 574 | $293,441 | 0.08% |
| 55 | SPDR S&P 500 ETF TR | SPY | 426 | $290,443 | 0.08% |
| 56 | ISHARES BITCOIN TRUST ETF | IBIT | 5,375 | $266,869 | 0.07% |
| 57 | CHEVRON CORP NEW | CVX | 1,727 | $263,243 | 0.07% |
| 58 | SCIENCE APPLICATIONS INTL CO | 808625107 | 2,615 | $263,226 | 0.07% |
| 59 | COSTCO WHSL CORP NEW | 22160K105 | 279 | $240,294 | 0.07% |
| 60 | ADVANCED MICRO DEVICES INC | AMD | 1,118 | $239,431 | 0.07% |
| 61 | LEIDOS HOLDINGS INC | LDOS | 1,303 | $235,062 | 0.07% |
| 62 | SPDR SERIES TRUST | 78464A649 | 8,777 | $226,008 | 0.06% |
| 63 | WALMART INC | WMT | 2,022 | $225,280 | 0.06% |
| 64 | DIMENSIONAL ETF TRUST | 25434V724 | 4,831 | $225,072 | 0.06% |
| 65 | INVESCO EXCHANGE TRADED FD T | IVZ | 4,937 | $224,683 | 0.06% |
| 66 | KROGER CO | KR | 3,435 | $214,612 | 0.06% |
| 67 | VANGUARD BD INDEX FDS | 921937827 | 2,665 | $210,054 | 0.06% |
| 68 | TESLA INC | TSLA | 466 | $209,570 | 0.06% |
| 69 | CSX CORP | CSX | 5,600 | $203,000 | 0.06% |
| 70 | SMARTRENT INC | SMRT | 31,086 | $62,794 | 0.02% |
| 71 | NORTHERN DYNASTY MINERALS LT | 66510M204 | 22,420 | $44,168 | 0.01% |