Institutional Manager · CIK 0001767513

Human Investing LLC

LAKE OSWEGO, OR · File #028-19337

Latest AUM

$708.1M

Positions

128

Top-10 Concentration

72.5%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	VANGUARD INDEX FDS	922908363	+8,099	+$5.1M	+$4.3M
ADD	VANGUARD TAX-MANAGED FDS	921943858	+31,345	+$2.0M	+$2.9M
ADD	VANGUARD BD INDEX FDS	921937827	+20,861	+$1.6M	-$40,779
ADD	ISHARES TR	464287507	+21,423	+$1.4M	+$390,318
ADD	VANGUARD CHARLOTTE FDS	92203J407	+24,775	+$1.2M	-$629,809
ADD	VANGUARD BD INDEX FDS	921937819	+11,080	+$862,910	-$47,954
ADD	ISHARES TR	464287804	+6,760	+$812,418	+$205,497
ADD	VANGUARD BD INDEX FDS	921937835	+8,964	+$663,961	-$20,194
ADD	VANGUARD SCOTTSDALE FDS	92206C102	+11,260	+$661,299	-$33,283
NEW	SPDR SERIES TRUST	78468R796	+10,329	+$580,381	$0

Sector Allocation

Technology

3.1%$22.2M

Healthcare

1.1%$7.5M

Consumer Discretionary

0.6%$4.4M

Industrials

0.2%$1.1M

Financials

0.1%$889,716

Communication Services

0.0%$223,805

Filing History

Jan 27, 202613F COMBINATION REPORTQ/E Dec 2025128 pos · $708.1M
Nov 3, 202513F COMBINATION REPORTQ/E Sep 2025118 pos · $634.9M
Aug 4, 202513F COMBINATION REPORTQ/E Jun 2025118 pos · $634.9M
May 15, 202513F COMBINATION REPORTQ/E Mar 2025125 pos · $567.9M
Jan 31, 202513F COMBINATION REPORTQ/E Dec 2024357 pos · $563.9M
Oct 28, 202413F COMBINATION REPORTQ/E Sep 2024126 pos · $552.8M
Jul 17, 202413F COMBINATION REPORTQ/E Jun 2024121 pos · $514.4M
Apr 25, 202413F COMBINATION REPORTQ/E Mar 2024122 pos · $497.9M
Nov 9, 202313F COMBINATION REPORTQ/E Dec 2023119 pos · $429.4M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD INDEX FDS	922908363	296,655	$186.0M	27.54%
2	VANGUARD TAX-MANAGED FDS	921943858	1,173,222	$73.3M	10.85%
3	ISHARES TR	464287507	548,906	$36.2M	5.36%
4	VANGUARD WHITEHALL FDS	921946406	238,801	$34.3M	5.07%
5	VANGUARD BD INDEX FDS	921937827	428,654	$33.8M	5.00%
6	VANGUARD SPECIALIZED FUNDS	921908844	152,555	$33.5M	4.96%
7	VANGUARD CHARLOTTE FDS	92203J407	577,236	$27.9M	4.13%
8	ISHARES TR	464287200	39,346	$26.9M	3.99%
9	ISHARES TR	464287804	158,932	$19.1M	2.83%
10	VANGUARD BD INDEX FDS	921937819	239,433	$18.6M	2.76%
11	VANGUARD INTL EQUITY INDEX F	922042858	341,555	$18.4M	2.72%
12	VANGUARD SCOTTSDALE FDS	92206C102	288,589	$16.9M	2.51%
13	VANGUARD WORLD FD	921910733	124,150	$15.0M	2.22%
14	VANGUARD WHITEHALL FDS	921946794	158,966	$14.3M	2.12%
15	VANGUARD INDEX FDS	922908363	20,429	$12.8M	1.90%
16	VANGUARD WHITEHALL FDS	921946810	131,785	$12.1M	1.78%
17	BROADCOM INC	AVGO	25,100	$8.7M	1.29%
18	VANGUARD INDEX FDS	922908769	21,521	$7.2M	1.07%
19	VANGUARD INDEX FDS	922908637	19,708	$6.2M	0.92%
20	VANGUARD BD INDEX FDS	921937835	76,240	$5.6M	0.84%