13F COMBINATION REPORT

Human Investing LLC

Quarter ended Q2 2025 · Filed August 4, 2025 · Accession 0001767513-25-000003

Total Value

$634.9M

Positions

118

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (118)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908363	291,143	$165.4M	26.05%
2	VANGUARD TAX-MANAGED FDS	921943858	1,150,710	$65.6M	10.33%
3	VANGUARD WHITEHALL FDS	921946406	242,372	$32.3M	5.09%
4	VANGUARD SPECIALIZED FUNDS	921908844	157,761	$32.3M	5.09%
5	ISHARES TR	464287507	503,915	$31.3M	4.92%
6	VANGUARD BD INDEX FDS	921937827	370,728	$29.2M	4.60%
7	VANGUARD CHARLOTTE FDS	92203J407	497,761	$24.6M	3.88%
8	ISHARES TR	464287200	39,310	$24.4M	3.84%
9	VANGUARD INTL EQUITY INDEX F	922042858	338,600	$16.7M	2.64%
10	VANGUARD BD INDEX FDS	921937819	210,077	$16.2M	2.56%
11	ISHARES TR	464287804	144,601	$15.8M	2.49%
12	VANGUARD SCOTTSDALE FDS	92206C102	252,375	$14.8M	2.34%
13	VANGUARD WORLD FD	921910733	128,988	$14.1M	2.23%
14	VANGUARD WHITEHALL FDS	921946794	167,951	$13.5M	2.12%
15	VANGUARD WHITEHALL FDS	921946810	131,638	$11.9M	1.87%
16	VANGUARD INDEX FDS	922908363	18,431	$10.7M	1.69%
17	BROADCOM INC	AVGO	27,406	$7.6M	1.19%
18	VANGUARD INDEX FDS	922908769	21,652	$6.6M	1.04%
19	VANGUARD INDEX FDS	922908637	18,772	$5.4M	0.84%
20	VANGUARD INDEX FDS	922908553	53,050	$4.7M	0.74%
21	VANGUARD BD INDEX FDS	921937835	63,615	$4.7M	0.74%
22	VANGUARD WORLD FD	921910725	67,198	$4.4M	0.69%
23	MICROSOFT CORP	MSFT	7,636	$3.8M	0.60%
24	VANGUARD TAX-MANAGED FDS	921943858	67,527	$3.8M	0.60%
25	VANGUARD WORLD FD	921910691	53,316	$3.4M	0.53%
26	APPLE INC	AAPL	16,246	$3.3M	0.53%
27	VANGUARD SCOTTSDALE FDS	92206C706	45,644	$2.7M	0.43%
28	VANGUARD BD INDEX FDS	921937827	34,351	$2.7M	0.42%
29	ABBVIE INC	ABBV	13,031	$2.4M	0.38%
30	VANGUARD WORLD FD	921910733	21,022	$2.4M	0.37%
31	VANGUARD CHARLOTTE FDS	92203J407	47,565	$2.3M	0.37%
32	VANGUARD STAR FDS	921909768	31,072	$2.1M	0.34%
33	BLOCK H & R INC	BSQKZ	37,150	$2.0M	0.32%
34	ISHARES TR	464287507	29,227	$1.8M	0.29%
35	ELI LILLY & CO	LLY	2,325	$1.8M	0.29%
36	NIKE INC	NKE	24,211	$1.7M	0.27%
37	VANGUARD BD INDEX FDS	921937819	20,379	$1.6M	0.25%
38	BERKSHIRE HATHAWAY INC DEL	BRK-A	2	$1.5M	0.23%
39	NOVO-NORDISK A S	NONOF	20,522	$1.4M	0.22%
40	ISHARES TR	464288158	12,973	$1.4M	0.22%
41	SCHWAB STRATEGIC TR	808524201	55,657	$1.4M	0.21%
42	VANGUARD SCOTTSDALE FDS	92206C102	22,979	$1.3M	0.21%
43	AMGEN INC	AMGN	4,447	$1.2M	0.20%
44	VANGUARD SPECIALIZED FUNDS	921908844	5,475	$1.1M	0.18%
45	VANGUARD WHITEHALL FDS	921946406	8,328	$1.1M	0.18%
46	HOME DEPOT INC	HD	2,981	$1.1M	0.17%
47	ISHARES TR	464287150	7,858	$1.1M	0.17%
48	VANGUARD MUN BD FDS	922907746	21,201	$1.0M	0.16%
49	ALPHABET INC	GOOG	5,516	$972,065	0.15%
50	VANGUARD INTL EQUITY INDEX F	922042858	19,136	$952,997	0.15%
51	ISHARES TR	46434V621	14,807	$946,773	0.15%
52	VANGUARD BD INDEX FDS	921937793	13,554	$942,534	0.15%
53	ISHARES TR	464287804	8,331	$918,741	0.14%
54	ISHARES TR	46435G326	12,055	$916,698	0.14%
55	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,725	$837,954	0.13%
56	AMAZON COM INC	AMZN	3,789	$831,273	0.13%
57	ISHARES TR	46432F842	9,871	$824,019	0.13%
58	GLOBAL X FDS	37954Y889	9,940	$749,983	0.12%
59	VANGUARD WORLD FD	921910725	11,462	$742,591	0.12%
60	PAYCHEX INC	PAYX	5,061	$736,159	0.12%
61	QUALCOMM INC	QCOM	4,314	$686,992	0.11%
62	VANGUARD INDEX FDS	922908751	2,840	$673,012	0.11%
63	INTERDIGITAL INC	IDCC	3,000	$672,690	0.11%
64	MCDONALDS CORP	MCD	2,295	$670,522	0.11%
65	ISHARES INC	46434G103	11,067	$664,382	0.10%
66	ISHARES TR	46429B663	5,390	$631,510	0.10%
67	TEXAS INSTRS INC	882508104	2,988	$620,452	0.10%
68	SCHWAB STRATEGIC TR	808524847	25,157	$532,325	0.08%
69	SPDR SERIES TRUST	78468R796	10,329	$526,051	0.08%
70	NVIDIA CORPORATION	NVDA	3,237	$511,360	0.08%
71	JOHNSON & JOHNSON	JNJ	3,343	$510,603	0.08%
72	ISHARES TR	46435G524	6,364	$502,085	0.08%
73	ACCENTURE PLC IRELAND	ACN	1,635	$488,566	0.08%
74	PHILIP MORRIS INTL INC	718172109	2,681	$488,243	0.08%
75	SPDR GOLD TR	GLD	1,582	$482,242	0.08%
76	ABBOTT LABS	ABLZF	3,489	$474,526	0.07%
77	ISHARES TR	46436E569	9,903	$472,263	0.07%
78	VANGUARD INDEX FDS	922908629	1,658	$464,042	0.07%
79	INTERNATIONAL BUSINESS MACHS	INTR	1,541	$454,256	0.07%
80	HP INC	HPQ	17,633	$431,291	0.07%
81	VANGUARD WHITEHALL FDS	921946794	5,283	$422,541	0.07%
82	INFOSYS LTD	INFY	21,314	$394,953	0.06%
83	ORACLE CORP	ORCL-PD	1,801	$393,761	0.06%
84	VANGUARD WHITEHALL FDS	921946810	4,566	$393,587	0.06%
85	MERCK & CO INC	MRK	4,726	$374,111	0.06%
86	VANGUARD WORLD FD	921910691	5,572	$351,796	0.06%
87	ISHARES SILVER TR	SLV	10,636	$348,968	0.05%
88	JPMORGAN CHASE & CO.	VYLD	1,139	$330,208	0.05%
89	ISHARES TR	464287721	1,804	$312,580	0.05%
90	CAPITAL ONE FINL CORP	14040H105	1,468	$312,356	0.05%
91	TRANE TECHNOLOGIES PLC	TT	682	$298,314	0.05%
92	AMDOCS LTD	DOX	3,267	$298,082	0.05%
93	EMERSON ELEC CO	EMR	2,083	$277,674	0.04%
94	CISCO SYS INC	CSCO	3,895	$270,236	0.04%
95	GILEAD SCIENCES INC	GILD	2,419	$268,207	0.04%
96	PROCTER AND GAMBLE CO	742718109	1,683	$268,072	0.04%
97	THERMO FISHER SCIENTIFIC INC	TMO	652	$264,360	0.04%
98	CATERPILLAR INC	CAT	651	$252,744	0.04%
99	ALPHABET INC	GOOG	1,374	$243,703	0.04%
100	ISHARES TR	464287226	2,445	$242,544	0.04%
101	META PLATFORMS INC	META	322	$237,868	0.04%
102	VANGUARD SCOTTSDALE FDS	92206C706	4,002	$237,550	0.04%
103	SCHWAB STRATEGIC TR	808524201	9,450	$236,637	0.04%
104	NETFLIX INC	NFLX	176	$235,687	0.04%
105	UNITED RENTALS INC	URI	311	$234,308	0.04%
106	EMPLOYERS HLDGS INC	EIG	4,919	$232,079	0.04%
107	MOODYS CORP	MCO	461	$231,008	0.04%
108	VANGUARD INDEX FDS	922908637	788	$230,143	0.04%
109	WASTE MGMT INC DEL	94106L109	995	$227,676	0.04%
110	ISHARES TR	46436E759	3,013	$224,287	0.04%
111	ISHARES TR	464287309	2,032	$223,724	0.04%
112	STARBUCKS CORP	SBUX	2,366	$216,792	0.03%
113	INVESCO QQQ TR	IVZ	389	$214,588	0.03%
114	RTX CORPORATION	RTX	1,464	$213,774	0.03%
115	ISHARES TR	464287408	1,046	$204,410	0.03%
116	ISHARES INC	46434G103	564	$34,003	0.01%
117	ISHARES TR	46435G326	291	$21,791	0.00%
118	ISHARES TR	46435G524	0	$4	0.00%