Institutional Manager · CIK 0001766286

HOWARD WEALTH MANAGEMENT, LLC

Madison, CT · File #028-19748

Latest AUM

$229.0M

Positions

134

Top-10 Concentration

44.5%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
EXITED	INVESCO EXCH TRD SLF IDX FD	46138J825	-229,858	-$4.8M	$0
ADD	INVESCO EXCH TRD SLF IDX FD	IVZ	+158,863	+$2.7M	+$1,618
EXITED	INVESCO EXCH TRD SLF IDX FD	46138J817	-109,497	-$2.5M	$0
ADD	INVESCO EXCH TRD SLF IDX FD	IVZ	+94,205	+$2.5M	-$2,134
ADD	INVESCO EXCH TRD SLF IDX FD	IVZ	+53,169	+$1.2M	-$8,110
ADD	INVESCO EXCH TRD SLF IDX FD	IVZ	+55,616	+$1.2M	-$6,988
ADD	INVESCO EXCH TRD SLF IDX FD	IVZ	+52,467	+$1.2M	-$15,127
ADD	INVESCO EXCH TRD SLF IDX FD	IVZ	+62,610	+$1.2M	+$5,321
ADD	INVESCO EXCH TRD SLF IDX FD	IVZ	+52,163	+$1.1M	-$9,546
REDUCE	VISA INC	V	-2,665	-$934,653	+$55,992

Sector Allocation

Financials

25.4%$58.3M

Technology

8.1%$18.6M

Consumer Discretionary

1.6%$3.8M

Healthcare

0.9%$2.2M

Communication Services

0.8%$1.9M

0.2%$534,592

0.2%$517,500

0.1%$264,487

0.1%$241,203

Filing History

Jan 29, 202613F HOLDINGS REPORTQ/E Dec 2025134 pos · $229.0M
Nov 3, 202513F HOLDINGS REPORTQ/E Sep 2025131 pos · $217.5M
Aug 11, 202513F HOLDINGS REPORTQ/E Jun 2025121 pos · $197.9M
May 13, 202513F HOLDINGS REPORTQ/E Mar 2025115 pos · $179.4M
Jan 30, 202513F HOLDINGS REPORTQ/E Dec 2024116 pos · $184.8M
Nov 8, 202413F HOLDINGS REPORTQ/E Sep 2024112 pos · $171.8M
Aug 2, 202413F HOLDINGS REPORTQ/E Jun 202493 pos · $126.8M
May 6, 202413F HOLDINGS REPORTQ/E Mar 2024104 pos · $123.0M
Nov 1, 202313F HOLDINGS REPORTQ/E Dec 202395 pos · $108.5M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD INDEX FDS	922908736	35,930	$17.5M	9.29%
2	VANGUARD WHITEHALL FDS	921946406	111,875	$16.1M	8.51%
3	APPLE INC	AAPL	32,341	$8.8M	4.66%
4	VANGUARD INDEX FDS	922908751	31,862	$8.2M	4.36%
5	VANGUARD SPECIALIZED FUNDS	921908844	27,091	$6.0M	3.16%
6	PALANTIR TECHNOLOGIES INC	PLTR	32,263	$5.7M	3.04%
7	INVESCO EXCH TRD SLF IDX FD	IVZ	278,438	$5.5M	2.91%
8	INVESCO EXCH TRD SLF IDX FD	IVZ	280,717	$5.5M	2.91%
9	INVESCO EXCH TRD SLF IDX FD	IVZ	260,467	$5.4M	2.85%
10	INVESCO EXCH TRD SLF IDX FD	IVZ	275,437	$5.2M	2.75%
11	VANGUARD INTL EQUITY INDEX F	922042742	35,781	$5.0M	2.68%
12	VANGUARD INDEX FDS	922908363	7,315	$4.6M	2.43%
13	J P MORGAN EXCHANGE TRADED F	46641Q837	89,114	$4.5M	2.39%
14	SPDR S&P 500 ETF TR	SPY	6,511	$4.4M	2.35%
15	ISHARES TR	464287200	6,111	$4.2M	2.22%
16	INVESCO EXCH TRD SLF IDX FD	IVZ	178,097	$4.2M	2.20%
17	INVESCO EXCH TRD SLF IDX FD	IVZ	239,796	$4.1M	2.15%
18	INVESCO EXCH TRD SLF IDX FD	IVZ	173,063	$3.9M	2.08%
19	ISHARES TR	464287309	31,199	$3.8M	2.04%
20	INVESCO EXCH TRD SLF IDX FD	IVZ	171,482	$3.8M	2.00%