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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

HOWARD WEALTH MANAGEMENT, LLC

Quarter ended Q3 2025 · Filed November 3, 2025 · Accession 0001172661-25-004531

Total Value
$217.5M
Positions
131
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (131)

#IssuerTicker / CUSIPSharesValue% of Filing
1VANGUARD INDEX FDS92290873635,850$17.2M7.90%
2VANGUARD WHITEHALL FDS921946406108,685$15.3M7.04%
3APPLE INCAAPL32,696$8.3M3.83%
4VANGUARD INDEX FDS92290875131,729$8.1M3.71%
5VANGUARD SPECIALIZED FUNDS92190884428,063$6.1M2.78%
6PALANTIR TECHNOLOGIES INCPLTR32,437$5.9M2.72%
7VANGUARD INTL EQUITY INDEX F92204274236,649$5.1M2.32%
8INVESCO EXCH TRD SLF IDX FDIVZ258,058$5.0M2.32%
9INVESCO EXCH TRD SLF IDX FDIVZ252,871$5.0M2.29%
10J P MORGAN EXCHANGE TRADED F46641Q83798,141$5.0M2.29%
11INVESCO EXCH TRD SLF IDX FDIVZ236,875$4.9M2.24%
12INVESCO EXCH TRD SLF IDX FDIVZ229,858$4.8M2.19%
13VANGUARD INDEX FDS9229083637,302$4.5M2.06%
14SPDR S&P 500 ETF TRSPY6,549$4.4M2.01%
15INVESCO EXCH TRD SLF IDX FDIVZ212,827$4.0M1.84%
16ISHARES TR46428730932,112$3.9M1.78%
17ISHARES TR4642872004,881$3.3M1.50%
18VANGUARD BD INDEX FDS92193783541,901$3.1M1.43%
19INVESCO EXCH TRD SLF IDX FDIVZ124,928$2.9M1.34%
20VANGUARD INDEX FDS92290874414,833$2.8M1.27%
21INVESCO EXCH TRD SLF IDX FDIVZ120,596$2.7M1.26%
22VANGUARD INTL EQUITY INDEX F92204277538,251$2.7M1.25%
23INVESCO EXCH TRD SLF IDX FDIVZ119,319$2.6M1.21%
24INVESCO EXCH TRD SLF IDX FDIVZ109,497$2.5M1.16%
25INVESCO EXCH TRD SLF IDX FDIVZ116,474$2.5M1.15%
26VANGUARD INDEX FDS9229086378,023$2.5M1.14%
27VANGUARD INDEX FDS9229087697,279$2.4M1.10%
28VANGUARD STAR FDS92190976830,601$2.2M1.03%
29INVESCO EXCH TRADED FD TR IIIVZ89,024$2.2M1.01%
30SPDR SERIES TRUST78464A35924,014$2.2M1.00%
31VANECK ETF TRUST92189F48683,469$2.1M0.98%
32VISA INCV6,031$2.1M0.95%
33ALPHABET INCGOOG7,869$1.9M0.88%
34AMAZON COM INCAMZN8,701$1.9M0.88%
35FIDELITY MERRIMACK STR TR31618840838,002$1.9M0.88%
36JANUS DETROIT STR TR47103U84535,812$1.8M0.84%
37MICROSOFT CORPMSFT3,418$1.8M0.81%
38VANECK ETF TRUST92189F411114,383$1.7M0.79%
39ALPHABET INCGOOG6,811$1.7M0.76%
40VANECK ETF TRUST92189F42991,413$1.6M0.75%
41ISHARES TR46428757212,894$1.5M0.71%
42J P MORGAN EXCHANGE TRADED F46641Q33225,987$1.5M0.68%
43SPDR INDEX SHS FDS78463X88934,405$1.5M0.68%
44VANGUARD WORLD FD92204A5045,626$1.5M0.67%
45ISHARES TR4642887606,798$1.4M0.65%
46INVESCO EXCH TRD SLF IDX FDIVZ80,933$1.4M0.63%
47META PLATFORMS INCMETA1,831$1.3M0.62%
48ADVANCED MICRO DEVICES INCAMD8,034$1.3M0.60%
49VANGUARD INDEX FDS92290855314,196$1.3M0.60%
50VANGUARD INDEX FDS9229086526,186$1.3M0.60%
51SPDR SERIES TRUST78464A7639,181$1.3M0.59%
52SPDR SERIES TRUST78468R40848,517$1.2M0.57%
53INVESCO QQQ TRIVZ2,037$1.2M0.56%
54SPDR SERIES TRUST78464A50821,723$1.2M0.55%
55JPMORGAN CHASE & CO.VYLD3,669$1.2M0.53%
56TESLA INCTSLA2,531$1.1M0.52%
57ISHARES TR46428868735,065$1.1M0.51%
58MASTERCARD INCORPORATEDMA1,943$1.1M0.51%
59WISDOMTREE TRWT19,170$1.1M0.49%
60COSTCO WHSL CORP NEW22160K1051,118$1.0M0.48%
61INVESCO EXCH TRD SLF IDX FDIVZ38,785$1.0M0.47%
62NETFLIX INCNFLX782$937,5550.43%
63VANGUARD WORLD FD92204A4056,747$885,5220.41%
64PIMCO ETF TR72201R7839,037$864,7030.40%
65INVESCO EXCHANGE TRADED FD TIVZ13,247$863,8370.40%
66VANGUARD WORLD FD92204A7021,081$807,1300.37%
67ISHARES TR4642876553,329$805,5750.37%
68WISDOMTREE TRWT19,363$784,0080.36%
69ALPS ETF TR00162Q45215,642$734,1210.34%
70SPDR DOW JONES INDL AVERAGE78467X1091,581$733,3470.34%
71NVIDIA CORPORATIONNVDA3,808$710,5410.33%
72ISHARES TR46428750710,289$671,4810.31%
73JOHNSON & JOHNSONJNJ3,439$637,7030.29%
74ISHARES TR4642876141,321$619,1570.28%
75ISHARES TR4642874656,356$593,5450.27%
76GLOBAL X FDS37954Y48334,262$582,8010.27%
77GLOBAL X FDS37954Y47514,458$567,6330.26%
78VANGUARD INDEX FDS9229086291,897$557,2820.26%
79EXXON MOBIL CORPXOM4,697$529,6080.24%
80PUBLIC SVC ENTERPRISE GRP IN7445731066,274$523,6280.24%
81ELI LILLY & COLLY637$486,0720.22%
82PIMCO ETF TR72201R8668,962$468,5700.22%
83SPDR SERIES TRUST78464A8055,490$442,7910.20%
84HOME DEPOT INCHD1,086$440,2340.20%
85ISHARES TR4642878043,476$413,1380.19%
86ABBVIE INCABBV1,776$411,2910.19%
87BERKSHIRE HATHAWAY INC DELBRK-A770$387,1100.18%
88WISDOMTREE TRWT5,615$371,8140.17%
89INVESCO EXCH TRD SLF IDX FDIVZ15,440$365,3100.17%
90INVESCO EXCH TRD SLF IDX FDIVZ15,435$364,6520.17%
91INVESCO EXCH TRD SLF IDX FDIVZ15,541$363,8930.17%
92ISHARES TR46434V4078,388$363,2370.17%
93ISHARES TR464287622978$357,7120.16%
94MERCK & CO INCMRK4,217$354,0000.16%
95MCDONALDS CORPMCD1,126$342,1990.16%
96AMPHENOL CORP NEW0320951012,695$333,5170.15%
97INVESCO EXCH TRD SLF IDX FDIVZ14,157$327,0270.15%
98ISHARES TR4642887523,042$326,3390.15%
99VANGUARD SCOTTSDALE FDS92206C8703,862$324,8720.15%
100INVESCO ACTIVELY MANAGED EXCIVZ12,605$316,4080.15%
101INVESCO EXCH TRD SLF IDX FDIVZ12,257$300,6030.14%
102INVESCO EXCH TRADED FD TR IIIVZ14,329$299,9120.14%
103DUKE ENERGY CORP NEWDUKB2,417$299,2160.14%
104PROCTER AND GAMBLE CO7427181091,934$297,2050.14%
105GLOBAL X FDS37954Y37612,847$297,0250.14%
106WISDOMTREE TRWT4,455$293,6290.13%
107LOCKHEED MARTIN CORPLMT585$292,3740.13%
108ISHARES TR4642898674,303$277,0300.13%
109SPDR SERIES TRUST78468R60610,630$254,5040.12%
110ORACLE CORPORCL-PD895$251,8920.12%
111ISHARES TR4642885133,013$244,7000.11%
112WALMART INCWMT2,374$244,6640.11%
113VANGUARD SCOTTSDALE FDS92206C7064,074$244,5650.11%
114WD 40 COWDFC1,225$242,0600.11%
115PGIM ETF TR69344A1074,668$232,6290.11%
116INTERNATIONAL BUSINESS MACHSINTR811$229,0400.11%
117PIMCO ETF TR72201R8332,237$225,2480.10%
118VANGUARD WORLD FD92204A3061,787$224,9220.10%
119ISHARES TR4642871681,574$223,7220.10%
120VANGUARD BD INDEX FDS92203C3034,473$223,6300.10%
121WISDOMTREE TRWT4,395$221,5080.10%
122INVESCO ACTIVELY MANAGED EXCIVZ4,385$220,3050.10%
123SEMPRASREA2,400$215,9520.10%
124SELECT SECTOR SPDR TR81369Y6054,000$215,4940.10%
125ISHARES TR46434V8784,190$212,6690.10%
126GOLDMAN SACHS ETF TRNVGLF4,164$211,1310.10%
127VERIZON COMMUNICATIONS INCVZ4,787$210,4190.10%
128GE AEROSPACE369604301683$205,5020.09%
129FRANKLIN TEMPLETON ETF TRFGDL8,272$204,8990.09%
130ISHARES GOLD TRIAU2,812$204,6290.09%
131J P MORGAN EXCHANGE TRADED F46654Q2033,503$201,5020.09%