Institutional Manager · CIK 0001765595

Bernardo Wealth Planning LLC

HARLEYSVILLE, PA · File #028-19278

Latest AUM

$524.8M

Positions

127

Top-10 Concentration

61.1%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
NEW	INTERDIGITAL INC	IDCC	+3,862	+$1.2M	$0
ADD	CAPITAL GRP FIXED INCM ETF T	14020Y102	+33,508	+$758,621	-$90,027
REDUCE	VANGUARD WORLD FD	921910816	-1,508	-$622,457	+$1.1M
ADD	BROADCOM INC	AVGO	+1,667	+$576,868	+$18,928
ADD	J P MORGAN EXCHANGE TRADED F	46641Q159	+10,569	+$489,239	-$34,296
ADD	ISHARES TR	464288646	+8,977	+$474,704	-$37,298
ADD	NETFLIX INC	NFLX	+4,968	+$465,799	-$613,364
ADD	J P MORGAN EXCHANGE TRADED F	46641Q647	+8,668	+$437,732	+$805
ADD	ISHARES TR	464287150	+2,888	+$429,418	+$484,534
ADD	VANGUARD MUN BD FDS	922907712	+5,143	+$388,658	+$978

Sector Allocation

Financials

7.9%$41.7M

Technology

3.7%$19.2M

Consumer Discretionary

1.3%$6.6M

Healthcare

0.9%$4.9M

Communication Services

0.3%$1.5M

0.3%$1.3M

0.1%$793,736

0.1%$536,286

0.0%$222,207

0.0%$33,048

Filing History

Jan 26, 202613F HOLDINGS REPORTQ/E Dec 2025127 pos · $524.8M
Oct 22, 202513F HOLDINGS REPORTQ/E Sep 2025127 pos · $510.1M
Aug 13, 202513F HOLDINGS REPORTQ/E Jun 2025119 pos · $460,597
Apr 30, 202513F HOLDINGS REPORT (Amended)Q/E Mar 2025113 pos · $417,947
Apr 22, 202513F HOLDINGS REPORTQ/E Mar 2025113 pos · $418.0M
Jan 16, 202513F HOLDINGS REPORTQ/E Dec 2024109 pos · $418.0M
Oct 18, 202413F HOLDINGS REPORTQ/E Sep 2024114 pos · $412,439
Jul 10, 202413F HOLDINGS REPORTQ/E Jun 2024104 pos · $371.7M
May 7, 202413F HOLDINGS REPORTQ/E Mar 2024106 pos · $359.6M
Oct 30, 202313F HOLDINGS REPORTQ/E Dec 202386 pos · $253.0M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES TR	464287200	85,320	$58.4M	11.93%
2	VANGUARD WORLD FD	921910816	107,354	$44.3M	9.04%
3	VANGUARD WORLD FD	921910840	220,480	$31.1M	6.35%
4	VANGUARD SCOTTSDALE FDS	92206C714	336,028	$31.0M	6.33%
5	CAPITAL GRP FIXED INCM ETF T	14020Y102	1,158,823	$26.2M	5.35%
6	VANGUARD SCOTTSDALE FDS	92206C680	201,944	$24.6M	5.02%
7	ISHARES TR	464287150	162,227	$24.1M	4.92%
8	INVESCO EXCHANGE TRADED FD T	IVZ	113,431	$21.7M	4.43%
9	DIMENSIONAL ETF TRUST	25434V401	258,271	$19.2M	3.91%
10	J P MORGAN EXCHANGE TRADED F	46641Q332	324,218	$18.6M	3.79%
11	ISHARES TR	46429B267	613,487	$14.1M	2.88%
12	VANGUARD WHITEHALL FDS	921946406	97,190	$13.9M	2.85%
13	J P MORGAN EXCHANGE TRADED F	46641Q159	296,491	$13.7M	2.80%
14	ISHARES TR	464288646	257,734	$13.6M	2.78%
15	J P MORGAN EXCHANGE TRADED F	46654Q203	230,085	$13.4M	2.73%
16	ISHARES TR	464288588	136,324	$13.0M	2.65%
17	APPLE INC	AAPL	39,750	$10.8M	2.21%
18	VANGUARD BD INDEX FDS	921937819	118,415	$9.2M	1.88%
19	INVESCO QQQ TR	IVZ	11,105	$6.8M	1.39%
20	FIRST TR EXCHANGE-TRADED FD	33733E104	58,063	$5.4M	1.10%