13F HOLDINGS REPORT

Bernardo Wealth Planning LLC

Quarter ended Q3 2025 · Filed October 22, 2025 · Accession 0001765595-25-000007

Total Value

$510.1M

Positions

127

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (127)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	85,298	$57.1M	11.19%
2	VANGUARD WORLD FD	921910816	108,862	$43.8M	8.59%
3	VANGUARD WORLD FD	921910840	220,979	$30.4M	5.97%
4	VANGUARD SCOTTSDALE FDS	92206C714	335,966	$30.0M	5.89%
5	CAPITAL GRP FIXED INCM ETF T	14020Y102	1,125,315	$25.6M	5.01%
6	VANGUARD SCOTTSDALE FDS	92206C680	202,993	$24.5M	4.80%
7	ISHARES TR	464287150	159,339	$23.2M	4.55%
8	INVESCO EXCHANGE TRADED FD T	IVZ	113,317	$21.5M	4.21%
9	J P MORGAN EXCHANGE TRADED F	46641Q332	329,739	$18.8M	3.69%
10	DIMENSIONAL ETF TRUST	25434V401	253,126	$18.3M	3.59%
11	ISHARES TR	46429B267	605,749	$14.0M	2.75%
12	VANGUARD WHITEHALL FDS	921946406	98,459	$13.9M	2.72%
13	J P MORGAN EXCHANGE TRADED F	46641Q159	285,922	$13.3M	2.60%
14	ISHARES TR	464288646	248,757	$13.2M	2.59%
15	J P MORGAN EXCHANGE TRADED F	46654Q203	228,771	$13.2M	2.58%
16	ISHARES TR	464288588	133,494	$12.7M	2.49%
17	APPLE INC	AAPL	39,327	$10.0M	1.96%
18	VANGUARD BD INDEX FDS	921937819	116,368	$9.1M	1.78%
19	INVESCO QQQ TR	IVZ	11,272	$6.8M	1.33%
20	FIRST TR EXCHANGE-TRADED FD	33733E104	58,436	$5.5M	1.07%
21	INVESCO EXCH TRADED FD TR II	IVZ	21,177	$5.2M	1.03%
22	VANGUARD INDEX FDS	922908629	17,470	$5.1M	1.01%
23	VANGUARD INDEX FDS	922908751	19,927	$5.1M	0.99%
24	WISDOMTREE TR	WT	99,447	$5.0M	0.98%
25	HARTFORD FDS EXCHANGE TRADED	41653L503	124,010	$4.8M	0.95%
26	AMAZON COM INC	AMZN	17,511	$3.8M	0.75%
27	ISHARES TR	464287291	33,785	$3.5M	0.68%
28	NEW YORK LIFE INVTS ACTIVE E	45409F827	143,189	$3.5M	0.68%
29	ISHARES TR	46429B663	20,095	$2.5M	0.48%
30	ISHARES TR	464287309	20,182	$2.4M	0.48%
31	PROSHARES TR	74347G242	51,629	$2.3M	0.46%
32	MICROSOFT CORP	MSFT	4,059	$2.1M	0.41%
33	ALPHABET INC	GOOG	8,595	$2.1M	0.41%
34	VANGUARD INDEX FDS	922908744	10,809	$2.0M	0.40%
35	ISHARES TR	46429B697	21,111	$2.0M	0.39%
36	ISHARES TR	464287408	9,446	$2.0M	0.38%
37	NVIDIA CORPORATION	NVDA	9,888	$1.8M	0.36%
38	ISHARES TR	464288414	16,818	$1.8M	0.35%
39	VANGUARD INDEX FDS	922908769	5,111	$1.7M	0.33%
40	TESLA INC	TSLA	3,630	$1.6M	0.32%
41	SPDR S&P 500 ETF TR	SPY	2,384	$1.6M	0.31%
42	VANGUARD MUN BD FDS	922907746	28,705	$1.4M	0.28%
43	MERCK & CO INC	MRK	17,114	$1.4M	0.28%
44	J P MORGAN EXCHANGE TRADED F	46641Q647	27,069	$1.4M	0.27%
45	VANGUARD INDEX FDS	922908363	2,192	$1.3M	0.26%
46	ISHARES TR	464287689	3,411	$1.3M	0.25%
47	ISHARES TR	46432F339	6,611	$1.3M	0.25%
48	JOHNSON & JOHNSON	JNJ	6,689	$1.2M	0.24%
49	SPDR SERIES TRUST	78464A805	14,467	$1.2M	0.23%
50	FIRST TR EXCH TRADED FD III	33739N108	22,959	$1.2M	0.23%
51	META PLATFORMS INC	META	1,160	$851,954	0.17%
52	SCHWAB STRATEGIC TR	808524409	28,736	$836,519	0.16%
53	SCHWAB STRATEGIC TR	808524201	31,725	$835,634	0.16%
54	VANGUARD INDEX FDS	922908538	2,720	$799,109	0.16%
55	JPMORGAN CHASE & CO.	VYLD	2,442	$770,147	0.15%
56	INVESCO EXCH TRADED FD TR II	IVZ	32,751	$756,222	0.15%
57	ISHARES TR	46432F396	2,942	$754,417	0.15%
58	VANGUARD INDEX FDS	922908736	1,518	$728,021	0.14%
59	UNIVEST FINANCIAL CORPORATIO	UVSP	24,172	$725,649	0.14%
60	WALMART INC	WMT	7,022	$723,736	0.14%
61	NETFLIX INC	NFLX	555	$665,401	0.13%
62	VANGUARD INDEX FDS	922908637	2,160	$664,978	0.13%
63	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,301	$654,065	0.13%
64	EXXON MOBIL CORP	XOM	5,795	$653,405	0.13%
65	SCHWAB STRATEGIC TR	808524797	23,887	$652,110	0.13%
66	ISHARES TR	464287226	6,216	$623,106	0.12%
67	CHEVRON CORP NEW	CVX	4,001	$621,244	0.12%
68	BLACKSTONE INC	BX	3,608	$616,453	0.12%
69	PHILIP MORRIS INTL INC	718172109	3,592	$582,625	0.11%
70	MCDONALDS CORP	MCD	1,861	$565,388	0.11%
71	ALPHABET INC	GOOG	2,240	$544,553	0.11%
72	TAIWAN SEMICONDUCTOR MFG LTD	874039100	1,875	$523,669	0.10%
73	FIRST TR EXCHANGE-TRADED FD	33734H106	11,136	$514,921	0.10%
74	INTUIT	INTU	729	$497,851	0.10%
75	PROGRESSIVE CORP	743315103	1,927	$475,946	0.09%
76	ABBVIE INC	ABBV	1,923	$445,298	0.09%
77	ESSENTIAL UTILS INC	29670G102	11,084	$442,266	0.09%
78	DIREXION SHS ETF TR	25460G286	19,970	$421,567	0.08%
79	BOSTON SCIENTIFIC CORP	BSX	4,265	$416,392	0.08%
80	ISHARES TR	464288158	3,856	$411,745	0.08%
81	SPDR GOLD TR	GLD	1,132	$402,392	0.08%
82	SPDR SERIES TRUST	78464A854	5,061	$396,471	0.08%
83	BROADCOM INC	AVGO	1,163	$383,530	0.08%
84	ISHARES TR	464287507	5,726	$373,660	0.07%
85	ISHARES TR	464287499	3,805	$367,332	0.07%
86	INTERNATIONAL BUSINESS MACHS	INTR	1,283	$362,152	0.07%
87	ISHARES TR	464287796	7,428	$352,990	0.07%
88	WELLS FARGO CO NEW	949746101	4,200	$352,021	0.07%
89	AUTOMATIC DATA PROCESSING IN	ADP	1,188	$348,707	0.07%
90	SPDR SERIES TRUST	78464A284	13,723	$342,124	0.07%
91	WORKDAY INC	WDAY	1,421	$342,077	0.07%
92	ORACLE CORP	ORCL-PD	1,214	$341,425	0.07%
93	ISHARES TR	464287671	2,059	$338,788	0.07%
94	SPDR SERIES TRUST	78464A763	2,358	$330,222	0.06%
95	HOME DEPOT INC	HD	814	$329,735	0.06%
96	VANGUARD SPECIALIZED FUNDS	921908844	1,526	$329,317	0.06%
97	ABBOTT LABS	ABLZF	2,281	$305,452	0.06%
98	RTX CORPORATION	RTX	1,797	$300,760	0.06%
99	PROCTER AND GAMBLE CO	742718109	1,921	$295,129	0.06%
100	SCHWAB CHARLES CORP	SCHW-PJ	2,913	$278,104	0.05%
101	UNITEDHEALTH GROUP INC	UNH	792	$273,626	0.05%
102	ELI LILLY & CO	LLY	347	$265,071	0.05%
103	VANGUARD TAX-MANAGED FDS	921943858	4,409	$264,166	0.05%
104	VANGUARD WORLD FD	92204A108	660	$261,459	0.05%
105	ISHARES BITCOIN TRUST ETF	IBIT	4,007	$260,455	0.05%
106	VANGUARD ADMIRAL FDS INC	921932505	588	$255,964	0.05%
107	ISHARES TR	464288810	4,212	$253,057	0.05%
108	STRATEGY INC	STRK	774	$249,391	0.05%
109	WEYERHAEUSER CO MTN BE	WY	9,700	$240,463	0.05%
110	SPDR SERIES TRUST	78464A409	2,245	$234,625	0.05%
111	PUBLIC SVC ENTERPRISE GRP IN	744573106	2,803	$233,939	0.05%
112	VISA INC	V	680	$232,149	0.05%
113	VANGUARD MUN BD FDS	922907712	3,053	$229,738	0.05%
114	ISHARES TR	464287804	1,927	$229,045	0.04%
115	DISNEY WALT CO	254687106	1,931	$221,105	0.04%
116	PALANTIR TECHNOLOGIES INC	PLTR	1,204	$219,634	0.04%
117	BANK AMERICA CORP	060505104	4,188	$216,080	0.04%
118	GRAYSCALE ETHEREUM TRUST ETF	389638107	6,100	$209,047	0.04%
119	LOCKHEED MARTIN CORP	LMT	418	$208,424	0.04%
120	ALTRIA GROUP INC	MO	3,130	$206,750	0.04%
121	CONSTELLATION ENERGY CORP	CEG	619	$203,694	0.04%
122	ROPER TECHNOLOGIES INC	ROP	408	$203,661	0.04%
123	SPDR SERIES TRUST	78464A508	3,670	$203,083	0.04%
124	SPDR DOW JONES INDL AVERAGE	78467X109	431	$200,091	0.04%
125	LINKBANCORP INC	LNKB	27,647	$197,123	0.04%
126	CHICAGO ATLANTIC BDC INC	LIEN	10,278	$107,919	0.02%
127	GERON CORP	GERN	11,650	$15,961	0.00%