Institutional Manager · CIK 0001752758

Elwood & Goetz Wealth Advisory Group, LLC

ATHENS, GA · File #028-19047

Latest AUM

$568.8M

Positions

135

Top-10 Concentration

76.3%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	ISHARES TR	46434V878	+429,944	+$21.7M	-$1,678
ADD	DIMENSIONAL ETF TRUST	25434V823	+177,099	+$4.1M	-$2.1M
ADD	VANGUARD TAX-MANAGED FDS	921943858	+59,682	+$3.7M	+$3.4M
ADD	AMERICAN CENTY ETF TR	025072125	+48,573	+$3.4M	+$365,659
ADD	AMERICAN CENTY ETF TR	025072323	+44,193	+$2.6M	+$882,771
ADD	ISHARES TR	464288513	+15,333	+$1.2M	-$24,843
REDUCE	VANGUARD WORLD FD	92204A702	-1,166	-$878,913	+$381,746
ADD	VANGUARD INDEX FDS	922908553	+9,914	+$877,294	-$147,394
EXITED	DIMENSIONAL ETF TRUST	25434V567	-15,643	-$867,404	$0
ADD	SELECT SECTOR SPDR TR	81369Y803	+5,456	+$785,500	-$767,082

Sector Allocation

Financials

6.0%$33.9M

Technology

2.5%$14.3M

Consumer Discretionary

0.9%$4.9M

Industrials

0.6%$3.7M

Healthcare

0.5%$2.7M

Consumer Staples

0.3%$1.8M

Communication Services

0.1%$792,758

Utilities

0.1%$445,156

Energy

0.1%$348,066

Materials

0.1%$336,992

Filing History

Jan 21, 202613F HOLDINGS REPORTQ/E Dec 2025135 pos · $568.8M
Oct 28, 202513F HOLDINGS REPORTQ/E Sep 2025133 pos · $521.0M
Jul 17, 202513F HOLDINGS REPORTQ/E Jun 2025114 pos · $462.7M
Apr 23, 202513F HOLDINGS REPORTQ/E Mar 202598 pos · $409.3M
Feb 4, 202513F HOLDINGS REPORTQ/E Dec 2024100 pos · $410.0M
Oct 23, 202413F HOLDINGS REPORTQ/E Sep 2024103 pos · $403.9M
Jul 30, 202413F HOLDINGS REPORTQ/E Jun 202482 pos · $352.2M
Apr 23, 202413F HOLDINGS REPORTQ/E Mar 202487 pos · $412.0M
Oct 19, 202313F HOLDINGS REPORTQ/E Dec 202378 pos · $431.2M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD TAX-MANAGED FDS	921943858	1,396,767	$87.3M	16.23%
2	VANGUARD INDEX FDS	922908363	135,626	$85.1M	15.82%
3	DIMENSIONAL ETF TRUST	25434V823	2,375,621	$54.4M	10.12%
4	VANGUARD WORLD FD	92204A702	52,210	$39.4M	7.32%
5	AMERICAN CENTY ETF TR	025072323	636,669	$37.4M	6.96%
6	AMERICAN CENTY ETF TR	025072125	394,017	$27.8M	5.18%
7	WISDOMTREE TR	WT	608,214	$23.7M	4.41%
8	ISHARES TR	46434V878	439,815	$22.2M	4.14%
9	VANGUARD INDEX FDS	922908769	52,568	$17.6M	3.28%
10	ETFIS SER TR I	26923G707	657,995	$15.2M	2.82%
11	SCHWAB STRATEGIC TR	808524805	451,785	$10.9M	2.02%
12	SCHWAB STRATEGIC TR	808524508	346,673	$10.4M	1.94%
13	VANGUARD STAR FDS	921909768	134,425	$10.1M	1.89%
14	VANGUARD INDEX FDS	922908629	27,067	$7.9M	1.46%
15	SCHWAB STRATEGIC TR	808524607	251,902	$7.2M	1.33%
16	ISHARES TR	464287804	59,314	$7.1M	1.33%
17	APPLE INC	AAPL	20,849	$5.7M	1.05%
18	VANGUARD INDEX FDS	922908553	60,216	$5.3M	0.99%
19	ISHARES TR	464288513	59,685	$4.8M	0.90%
20	WISDOMTREE TR	WT	57,195	$4.6M	0.86%