13F HOLDINGS REPORT

Elwood & Goetz Wealth Advisory Group, LLC

Quarter ended Q4 2025 · Filed January 21, 2026 · Accession 0001752758-26-000001

Total Value

$568.8M

Positions

135

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (135)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD TAX-MANAGED FDS	921943858	1,396,767	$87.3M	15.34%
2	VANGUARD INDEX FDS	922908363	135,626	$85.1M	14.95%
3	DIMENSIONAL ETF TRUST	25434V823	2,375,621	$54.4M	9.57%
4	VANGUARD WORLD FD	92204A702	52,210	$39.4M	6.92%
5	AMERICAN CENTY ETF TR	025072323	636,669	$37.4M	6.58%
6	AMERICAN CENTY ETF TR	025072125	394,017	$27.8M	4.89%
7	WISDOMTREE TR	WT	608,214	$23.7M	4.17%
8	ISHARES TR	46434V878	439,815	$22.2M	3.91%
9	VANGUARD INDEX FDS	922908769	52,568	$17.6M	3.10%
10	ETFIS SER TR I	26923G707	657,995	$15.2M	2.67%
11	SCHWAB STRATEGIC TR	808524805	451,785	$10.9M	1.91%
12	SCHWAB STRATEGIC TR	808524508	346,673	$10.4M	1.83%
13	VANGUARD STAR FDS	921909768	134,425	$10.1M	1.78%
14	VANGUARD INDEX FDS	922908629	27,067	$7.9M	1.38%
15	SCHWAB STRATEGIC TR	808524607	251,902	$7.2M	1.26%
16	ISHARES TR	464287804	59,314	$7.1M	1.25%
17	APPLE INC	AAPL	20,849	$5.7M	1.00%
18	VANGUARD INDEX FDS	922908553	60,216	$5.3M	0.94%
19	ISHARES TR	464288513	59,685	$4.8M	0.85%
20	WISDOMTREE TR	WT	57,195	$4.6M	0.81%
21	MICROSOFT CORP	MSFT	9,266	$4.5M	0.79%
22	ISHARES TR	464287200	5,423	$3.7M	0.65%
23	ISHARES TR	464287721	16,967	$3.4M	0.60%
24	SPDR S&P 500 ETF TR	SPY	4,839	$3.3M	0.58%
25	VANGUARD INDEX FDS	922908751	12,109	$3.1M	0.55%
26	BERKSHIRE HATHAWAY INC DEL	BRK-A	5,676	$2.9M	0.50%
27	SPDR INDEX SHS FDS	78463X509	59,940	$2.8M	0.49%
28	NVIDIA CORPORATION	NVDA	12,897	$2.4M	0.42%
29	AMAZON COM INC	AMZN	9,542	$2.2M	0.39%
30	ISHARES TR	464287507	28,148	$1.9M	0.33%
31	ALPHABET INC	GOOG	5,863	$1.8M	0.32%
32	ALPHABET INC	GOOG	5,563	$1.7M	0.31%
33	SELECT SECTOR SPDR TR	81369Y803	11,019	$1.6M	0.28%
34	DIMENSIONAL ETF TRUST	25434V773	45,724	$1.5M	0.26%
35	JPMORGAN CHASE & CO.	VYLD	4,420	$1.4M	0.25%
36	HOME DEPOT INC	HD	4,024	$1.4M	0.24%
37	ISHARES TR	46435G516	14,382	$1.4M	0.24%
38	NEXTERA ENERGY INC	NEE-PW	16,186	$1.3M	0.23%
39	SCHWAB STRATEGIC TR	808524102	48,530	$1.3M	0.22%
40	BLACKROCK ETF TRUST II	BLK	24,177	$1.3M	0.22%
41	COSTCO WHSL CORP NEW	22160K105	1,213	$1.0M	0.18%
42	TESLA INC	TSLA	2,229	$1.0M	0.18%
43	INTERNATIONAL BUSINESS MACHS	INTR	3,015	$893,073	0.16%
44	VANGUARD INDEX FDS	922908736	1,817	$886,442	0.16%
45	CATERPILLAR INC	CAT	1,526	$874,200	0.15%
46	ISHARES INC	46434G848	16,997	$872,626	0.15%
47	WALMART INC	WMT	7,533	$839,252	0.15%
48	ISHARES TR	464287705	6,109	$803,883	0.14%
49	AMERICAN EXPRESS CO	AXP	2,061	$762,425	0.13%
50	VISA INC	V	2,130	$746,924	0.13%
51	AT&T INC	T-PC	29,109	$723,068	0.13%
52	JOHNSON & JOHNSON	JNJ	3,370	$697,422	0.12%
53	LOWES COS INC	548661107	2,694	$649,581	0.11%
54	ISHARES TR	464287614	1,345	$636,589	0.11%
55	SCHWAB STRATEGIC TR	808524706	19,395	$635,199	0.11%
56	THERMO FISHER SCIENTIFIC INC	TMO	1,031	$597,461	0.11%
57	AMPLIFY ETF TR	032108607	10,297	$585,796	0.10%
58	DIMENSIONAL ETF TRUST	25434V500	8,404	$585,507	0.10%
59	ISHARES TR	464287150	3,925	$583,608	0.10%
60	ARK ETF TR	00214Q401	3,901	$576,295	0.10%
61	BROADCOM INC	AVGO	1,521	$526,541	0.09%
62	LOCKHEED MARTIN CORP	LMT	1,072	$518,494	0.09%
63	META PLATFORMS INC	META	766	$505,815	0.09%
64	GE AEROSPACE	369604301	1,625	$500,549	0.09%
65	COCA COLA CO	KO	7,009	$490,012	0.09%
66	SPDR SERIES TRUST	78468R788	11,322	$489,677	0.09%
67	MORGAN STANLEY	MS-PQ	2,728	$484,293	0.09%
68	DEERE & CO	DE	1,036	$482,331	0.08%
69	SCHWAB STRATEGIC TR	808524847	22,551	$471,089	0.08%
70	ELI LILLY & CO	LLY	437	$469,635	0.08%
71	SOUTHERN CO	SOMN	5,105	$445,156	0.08%
72	VANGUARD INTL EQUITY INDEX F	922042874	5,089	$425,491	0.07%
73	DIMENSIONAL ETF TRUST	25434V708	10,667	$422,307	0.07%
74	ORACLE CORP	ORCL-PD	2,095	$408,336	0.07%
75	INVESCO EXCHANGE TRADED FD T	IVZ	13,367	$408,239	0.07%
76	VANGUARD WORLD FD	921910725	5,693	$407,733	0.07%
77	SPDR GOLD TR	GLD	1,012	$401,066	0.07%
78	ISHARES TR	46435U663	8,711	$400,532	0.07%
79	ISHARES TR	464287465	4,041	$388,057	0.07%
80	PROCTER AND GAMBLE CO	742718109	2,643	$378,768	0.07%
81	BLACKSTONE INC	BX	2,443	$376,630	0.07%
82	ASML HOLDING N V	ASMLF	345	$369,102	0.06%
83	JOHN HANCOCK EXCHANGE TRADED	47804J206	5,614	$367,605	0.06%
84	VANGUARD INTL EQUITY INDEX F	922042742	2,594	$365,910	0.06%
85	ISHARES TR	46435G425	2,439	$363,362	0.06%
86	ISHARES TR	46435U853	9,709	$363,068	0.06%
87	REGENERON PHARMACEUTICALS	REGN	464	$358,148	0.06%
88	CORNING INC	GLW	4,014	$351,466	0.06%
89	EXXON MOBIL CORP	XOM	2,892	$348,066	0.06%
90	GOLDMAN SACHS GROUP INC	GSCE	392	$344,365	0.06%
91	INTUITIVE SURGICAL INC	ISRG	605	$342,648	0.06%
92	CROWDSTRIKE HLDGS INC	CRWD	729	$341,726	0.06%
93	MASTERCARD INCORPORATED	MA	595	$339,674	0.06%
94	ABBOTT LABS	ABLZF	2,707	$339,160	0.06%
95	GARTNER INC	IT	1,344	$339,064	0.06%
96	FREEPORT-MCMORAN INC	FCX	6,635	$336,992	0.06%
97	S&P GLOBAL INC	SPGI	632	$330,277	0.06%
98	MCDONALDS CORP	MCD	1,066	$325,662	0.06%
99	RTX CORPORATION	RTX	1,759	$322,601	0.06%
100	ISHARES TR	464287473	2,194	$309,464	0.05%
101	GENERAL DYNAMICS CORP	GD	918	$309,178	0.05%
102	VANGUARD WORLD FD	92204A207	1,437	$303,603	0.05%
103	VANGUARD INDEX FDS	922908595	1,000	$302,110	0.05%
104	VANGUARD WORLD FD	92204A876	1,630	$301,615	0.05%
105	NORFOLK SOUTHN CORP	655844108	1,033	$298,248	0.05%
106	CHURCH & DWIGHT CO INC	CHD	3,552	$297,835	0.05%
107	TEXAS INSTRS INC	882508104	1,714	$297,362	0.05%
108	ISHARES TR	46436E569	5,538	$291,853	0.05%
109	ISHARES TR	464287481	2,106	$288,396	0.05%
110	VERIZON COMMUNICATIONS INC	VZ	7,045	$286,943	0.05%
111	ISHARES INC	46434G863	6,324	$279,331	0.05%
112	VANGUARD WHITEHALL FDS	921946794	3,099	$278,910	0.05%
113	3M CO	MMM	1,711	$273,931	0.05%
114	ISHARES TR	464287630	1,507	$273,083	0.05%
115	VANGUARD INTL EQUITY INDEX F	922042775	3,626	$266,729	0.05%
116	ROYAL BK CDA	780087102	1,555	$265,112	0.05%
117	XCEL ENERGY INC	XELLL	3,549	$262,129	0.05%
118	STRYKER CORPORATION	SYK	713	$250,598	0.04%
119	TAIWAN SEMICONDUCTOR MFG LTD	874039100	816	$247,974	0.04%
120	CAPITAL ONE FINL CORP	14040H105	980	$237,562	0.04%
121	ISHARES TR	464287598	1,124	$236,422	0.04%
122	CSX CORP	CSX	6,484	$235,045	0.04%
123	ISHARES TR	46438G471	8,693	$231,842	0.04%
124	ISHARES INC	46434G764	3,104	$225,599	0.04%
125	MOTOROLA SOLUTIONS INC	MSI	577	$221,176	0.04%
126	HONEYWELL INTL INC	438516106	1,130	$220,452	0.04%
127	GE VERNOVA INC	GEV	336	$219,600	0.04%
128	ING GROEP N.V.	INGVF	7,807	$218,596	0.04%
129	WISDOMTREE TR	WT	4,662	$217,742	0.04%
130	UNION PAC CORP	UNP	941	$217,672	0.04%
131	CARRIER GLOBAL CORPORATION	CARR	4,090	$216,116	0.04%
132	VANGUARD WHITEHALL FDS	921946406	1,495	$214,562	0.04%
133	BLACKROCK INC	BLK	200	$214,068	0.04%
134	HERSHEY CO	HSY	1,146	$208,549	0.04%
135	FIDELITY COVINGTON TRUST	316092808	896	$201,304	0.04%