BOTJNCMFinancials·Banks - Regional#304 in industry

Bank of the James Financial Group, Inc.

+25.1% · 90d

$23.20

-0.09 (-0.39%)

After-Hours $23.20(-0.05)

News

(2)

April 2026

Apr 6, 20263 weeks agoARSFinancials

BANK OF THE JAMES FINANCIAL GROUP INC — ARS Filing

BOTJBANK OF THE JAMES FINANCIAL GROUP INC

# 🧾 What This Document Is This is an **Annual Report to Shareholders (ARS)** for the Bank of the James Financial Group Inc. Think of it as a company's yearly "report card" sent to its owners (the shareholders). It combines the formal, legal annual report (10-K) with a more reader-friendly summary,

Read summaryView on SEC EDGAR

Apr 6, 20263 weeks agoDEF 14AFinancials

BANK OF THE JAMES FINANCIAL GROUP INC — DEF 14A Filing

BOTJBANK OF THE JAMES FINANCIAL GROUP INC

# 🧾 What This Document Is This is a **Definitive Proxy Statement (DEF 14A)** for Bank of the James Financial Group. Think of it as a detailed "meeting agenda & info pack" sent to shareholders ahead of the annual meeting. Its main jobs are to explain what will be voted on, provide background on the

Read summaryView on SEC EDGAR

Key Data

Market Cap$105.4M

Open$23.40

Prev Close$23.29

Day Range$23.20 – $23.40

52W Range$13.00 – $23.50

Volume1,279

P/E (TTM)11.66

EPS$1.99

Dividend Yield1.72%

Beta0.12

Profit Margin18.53%

Revenue Growth8.90%

About

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management) segments. The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. In addition, the company offers investment advisory and financial planning services; securities brokerage and other investment services; insurance and annuity products, such as life insurance, fixed annuities, and disability insurance; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc. was founded in 1999 and is headquartered in Lynchburg, Virginia.

Financials · Banks - Regional

162 employees

www.bankofthejames.bank