#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB US DIVIDEND EQUITY ETF	808524797	435,975	$12.0M	12.96%
2	SCHWAB U.S. MID-CAP ETF	808524508	304,332	$9.2M	9.92%
3	SCHWAB U.S. LARGE-CAP ETF	808524201	305,547	$8.2M	8.91%
4	ISHARES FLOATING RATE BOND ETF	46429B655	141,971	$7.2M	7.82%
5	SCHWAB U.S. SMALL-CAP ETF	808524607	242,588	$6.9M	7.49%
6	APPLE INC COM	AAPL	16,949	$4.6M	4.99%
7	SCHWAB U.S. LARGE-CAP GROWTH ETF	808524300	138,191	$4.5M	4.88%
8	JPMORGAN CHASE & CO COM	VYLD	13,543	$4.4M	4.73%
9	STATE STREET SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF	78468R408	142,954	$3.6M	3.92%
10	VANGUARD MID-CAP VALUE ETF	922908512	17,443	$3.1M	3.35%
11	VANGUARD SMALL CAP VALUE ETF	922908611	10,598	$2.2M	2.43%
12	SCHWAB U.S. LARGE-CAP VALUE ETF	808524409	70,176	$2.1M	2.25%
13	INVESCO S&P MIDCAP MOMENTUM ETF	IVZ	14,934	$2.1M	2.24%
14	ABBVIE INC COM	ABBV	7,687	$1.8M	1.90%
15	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	921946794	18,255	$1.6M	1.78%
16	SCHWAB 1-5 YEAR CORPORATE BOND ETF	808524714	51,555	$1.3M	1.39%
17	SCHWAB INTERNATIONAL EQUITY ETF	808524805	49,873	$1.2M	1.30%
18	PACER US CASH COWS 100 ETF	69374H881	17,889	$1.1M	1.17%
19	JOHNSON & JOHNSON COM	JNJ	4,478	$926,630	1.00%
20	INVESCO QQQ TRUST SERIES I	IVZ	1,475	$906,347	0.98%