#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SPDR S&P 500 ETF TR	SPY	43,987	$30.0M	29.66%
2	SCHWAB STRATEGIC TR	808524771	411,874	$11.2M	11.08%
3	VANGUARD TAX-MANAGED FDS	921943858	176,762	$11.0M	10.92%
4	ISHARES U S ETF TR	46431W507	172,443	$8.8M	8.71%
5	SPDR SERIES TRUST	78464A854	68,147	$5.5M	5.41%
6	CAPITAL GRP FIXED INCM ETF T	14020Y508	199,343	$5.3M	5.23%
7	SCHWAB STRATEGIC TR	808524755	107,380	$4.9M	4.80%
8	ISHARES INC	46434G103	54,337	$3.7M	3.61%
9	VANGUARD INDEX FDS	922908751	14,082	$3.6M	3.59%
10	CAPITAL GROUP GROWTH ETF	14020G101	72,520	$3.2M	3.19%
11	ISHARES TR	464288885	26,332	$3.0M	2.97%
12	VANGUARD INDEX FDS	922908769	8,937	$3.0M	2.96%
13	J P MORGAN EXCHANGE TRADED F	46641Q647	32,330	$1.6M	1.61%
14	VANGUARD INDEX FDS	922908736	1,811	$883,465	0.87%
15	SPDR SERIES TRUST	78468R853	15,314	$717,605	0.71%
16	ISHARES TR	464287200	948	$649,478	0.64%
17	SCHWAB STRATEGIC TR	808524797	21,861	$599,654	0.59%
18	VANGUARD INDEX FDS	922908363	476	$298,521	0.30%
19	SCHWAB STRATEGIC TR	808524730	7,777	$280,433	0.28%
20	ISHARES TR	46436E569	4,963	$261,561	0.26%