Institutional Manager · CIK 0002082922

Seneca Financial Advisors LLC

ROCHESTER, NY · File #028-25764

Latest AUM

$328.6M

Positions

Top-10 Concentration

68.4%

Filings

Portfolio Value Over Time

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
NEW	SCHWAB STRATEGIC TR	808524870	+822,982	+$21.8M	$0
REDUCE	ISHARES TR	46429B267	-877,047	-$20.2M	-$91,885
ADD	ISHARES TR	46429B747	+33,898	+$3.5M	-$194,407
ADD	VANGUARD STAR FDS	921909768	+33,058	+$2.5M	+$511,693
ADD	VANGUARD MUN BD FDS	922907746	+45,215	+$2.3M	+$86,131
ADD	ISHARES TR	464288885	+17,711	+$2.0M	+$5,149
ADD	SCHWAB STRATEGIC TR	808524805	+56,598	+$1.4M	+$431,574
ADD	SCHWAB STRATEGIC TR	808524607	+38,590	+$1.1M	+$253,219
ADD	SCHWAB STRATEGIC TR	808524508	+35,967	+$1.1M	+$299,335
ADD	VANGUARD WHITEHALL FDS	921946406	+6,341	+$910,061	+$245,438

Sector Allocation

Industrials

1.4%$4.6M

Technology

1.3%$4.4M

Energy

0.8%$2.5M

Consumer Discretionary

0.3%$853,280

0.2%$606,602

0.1%$495,342

0.1%$250,371

0.0%$149,423

Filing History

Jan 26, 202613F HOLDINGS REPORTQ/E Dec 202564 pos · $328.6M
Oct 23, 202513F HOLDINGS REPORTQ/E Sep 202563 pos · $306.3M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202557 pos · $187.6M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202555 pos · $201.4M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202547 pos · $169.0M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202550 pos · $146.1M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202537 pos · $131.6M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202561 pos · $259.5M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202541 pos · $152.9M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202540 pos · $151.0M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202554 pos · $155.6M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202559 pos · $193.1M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202544 pos · $139.8M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202557 pos · $172.4M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202545 pos · $164.7M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202555 pos · $206.3M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202553 pos · $150.7M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202540 pos · $142.1M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202543 pos · $148.7M
Aug 27, 202513F HOLDINGS REPORTQ/E Jun 202554 pos · $205.6M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD SPECIALIZED FUNDS	921908844	147,661	$32.5M	9.97%
2	SCHWAB STRATEGIC TR	808524300	839,966	$27.4M	8.42%
3	ISHARES TR	46429B747	234,385	$24.0M	7.37%
4	SCHWAB STRATEGIC TR	808524508	732,134	$22.0M	6.76%
5	VANGUARD STAR FDS	921909768	291,482	$22.0M	6.76%
6	VANGUARD MUN BD FDS	922907746	436,638	$22.0M	6.75%
7	SCHWAB STRATEGIC TR	808524870	822,982	$21.8M	6.70%
8	SCHWAB STRATEGIC TR	808524409	652,944	$19.3M	5.94%
9	ISHARES TR	464288885	146,792	$16.7M	5.14%
10	SCHWAB STRATEGIC TR	808524805	624,458	$15.0M	4.61%
11	VANGUARD WHITEHALL FDS	921946406	101,846	$14.6M	4.49%
12	SCHWAB STRATEGIC TR	808524607	475,187	$13.5M	4.16%
13	SCHWAB STRATEGIC TR	808524706	298,144	$9.8M	3.00%
14	VANGUARD INTL EQUITY INDEX F	922042858	149,512	$8.0M	2.47%
15	ISHARES TR	464288877	103,527	$7.4M	2.27%
16	ISHARES TR	464287622	14,061	$5.3M	1.61%
17	VANGUARD SCOTTSDALE FDS	92206C771	78,624	$3.7M	1.14%
18	NORDSON CORP	NDSN	14,998	$3.6M	1.11%
19	SCHWAB STRATEGIC TR	808524201	120,844	$3.3M	1.00%
20	ISHARES TR	46434V613	60,822	$2.8M	0.87%