Institutional Manager · CIK 0002065777

MJT & Associates Financial Advisory Group, Inc.

MONTEVICEO, MN · File #028-25541

Latest AUM

$134.0M

Positions

446

Top-10 Concentration

85.5%

Filings

Portfolio Value Over Time

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
NEW	ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF	46435G326	+50,319	+$4.2M	$0
ADD	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	464287150	+18,478	+$2.7M	+$508,572
ADD	ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF	46434V878	+25,115	+$1.3M	-$13,320
ADD	SCHWAB US DIVIDEND EQUITY ETF	808524797	+33,110	+$908,206	+$98,571
ADD	ISHARES 0-5 YEAR TIPS BOND ETF	46429B747	+3,504	+$358,775	-$64,709
ADD	ISHARES S&P 500 GROWTH ETF	464287309	+2,550	+$314,312	+$473,305
REDUCE	JPMORGAN ULTRA-SHORT INCOME ETF	46641Q837	-5,605	-$283,555	-$13,471
NEW	FIRST EAGLE GLOBAL EQUITY ETF	75526L886	+6,074	+$279,569	$0
ADD	VANGUARD REAL ESTATE ETF	922908553	+2,018	+$178,551	-$4,767
REDUCE	SCHWAB U.S. LARGE-CAP GROWTH ETF	808524300	-3,004	-$97,991	+$8,961

Sector Allocation

Financials

5.2%$7.0M

Technology

1.6%$2.1M

Consumer Discretionary

1.1%$1.5M

0.9%$1.3M

0.8%$1.1M

0.7%$1.0M

0.7%$898,808

0.3%$479,160

0.1%$207,508

0.1%$72,094

Communication Services

0.0%$52,913

Filing History

Feb 10, 202613F HOLDINGS REPORT (Amended)Q/E Dec 2025446 pos · $134.0M
Feb 10, 202613F HOLDINGS REPORTQ/E Dec 2025446 pos · $134.0M
Oct 15, 202513F HOLDINGS REPORTQ/E Sep 2025461 pos · $122.9M
Jul 18, 202513F HOLDINGS REPORT (Amended)Q/E Jun 2025472 pos · $80.6M
Jul 16, 202513F HOLDINGS REPORTQ/E Jun 2025472 pos · $80.1M
May 7, 202513F HOLDINGS REPORTQ/E Mar 2025479 pos · $104.1M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	464287150	185,770	$27.6M	21.62%
2	ISHARES S&P 500 GROWTH ETF	464287309	188,910	$23.3M	18.22%
3	SCHWAB US DIVIDEND EQUITY ETF	808524797	791,506	$21.7M	16.99%
4	ISHARES 0-5 YEAR TIPS BOND ETF	46429B747	70,214	$7.2M	5.63%
5	WISDOMTREE U.S. MIDCAP DIVIDEND FUND	WT	119,202	$6.2M	4.81%
6	ISHARES ULTRA SHORT DURATION BOND ACTIVE ETF	46434V878	103,630	$5.2M	4.10%
7	ISHARES MSCI EMERGING MARKETS EX CHINA ETF	46434G764	69,335	$5.0M	3.94%
8	JPMORGAN ULTRA-SHORT INCOME ETF	46641Q837	90,589	$4.6M	3.59%
9	ISHARES CORE S&P SMALL CAP ETF	464287804	35,771	$4.3M	3.36%
10	ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF	46435G326	50,319	$4.2M	3.25%
11	VANGUARD MID-CAP GROWTH ETF	922908538	6,352	$1.8M	1.39%
12	VANGUARD MID-CAP VALUE ETF	922908512	8,628	$1.5M	1.20%
13	ISHARES S&P 500 VALUE ETF	464287408	6,931	$1.5M	1.15%
14	VANGUARD SMALL CAP VALUE ETF	922908611	5,537	$1.2M	0.92%
15	STATE STREET SPDR PORTFOLIO S&P 500 ETF	78464A854	10,452	$838,460	0.66%
16	WALMART INC COM	WMT	6,885	$767,058	0.60%
17	NVIDIA CORPORATION COM	NVDA	4,081	$760,931	0.60%
18	ISHARES CORE S&P 500 ETF	464287200	1,085	$742,508	0.58%
19	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	10,848	$677,675	0.53%
20	JOHNSON & JOHNSON COM	JNJ	3,016	$624,162	0.49%