Institutional Manager · CIK 0002056037

Prepared Retirement Institute LLC

LANSDALE, PA · File #028-25040

Latest AUM

$198.7M

Positions

Top-10 Concentration

66.9%

Filings

Portfolio Value Over Time

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	VANGUARD SPECIALIZED FUNDS	921908844	+6,040	+$1.3M	+$427,566
ADD	VANGUARD INDEX FDS	922908769	+3,954	+$1.3M	+$185,307
ADD	VANGUARD SCOTTSDALE FDS	92206C870	+10,235	+$857,184	-$32,509
ADD	FRANKLIN TEMPLETON ETF TR	FGDL	+18,545	+$721,215	+$210,951
REDUCE	TRUST FOR PROFESSIONAL MANAG	89834G778	-29,526	-$561,140	-$402,254
ADD	ISHARES TR	46435U861	+10,073	+$535,377	+$39,765
ADD	ISHARES TR	464287168	+3,361	+$474,348	-$2,567
REDUCE	VANGUARD INDEX FDS	922908363	-641	-$401,968	+$141,930
ADD	ISHARES TR	46435G672	+7,554	+$377,774	-$48,120
REDUCE	INVESCO EXCHANGE TRADED FD T	IVZ	-1,674	-$320,709	+$10,621

Sector Allocation

Financials

7.5%$14.9M

Technology

3.4%$6.8M

Healthcare

1.6%$3.1M

Consumer Discretionary

0.6%$1.2M

Energy

0.4%$887,323

Communication Services

0.3%$549,316

Industrials

0.2%$463,277

Consumer Staples

0.2%$392,024

Utilities

0.2%$363,131

Filing History

Jan 29, 202613F HOLDINGS REPORTQ/E Dec 202580 pos · $198.7M
Oct 21, 202513F HOLDINGS REPORTQ/E Sep 202584 pos · $191.8M
Jul 17, 202513F HOLDINGS REPORTQ/E Jun 202586 pos · $169.7M
May 2, 202513F HOLDINGS REPORTQ/E Mar 202585 pos · $156.7M
Feb 13, 202513F HOLDINGS REPORTQ/E Dec 202479 pos · $175.2M
Feb 13, 202513F HOLDINGS REPORTQ/E Dec 202481 pos · $150.9M
Feb 13, 202513F HOLDINGS REPORTQ/E Dec 202475 pos · $133.5M
Feb 13, 202513F HOLDINGS REPORTQ/E Dec 202480 pos · $165.2M
Feb 13, 202513F HOLDINGS REPORTQ/E Dec 202470 pos · $134.0M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD SPECIALIZED FUNDS	921908844	113,216	$24.9M	13.19%
2	SCHWAB STRATEGIC TR	808524797	584,075	$16.0M	8.49%
3	FIDELITY COVINGTON TRUST	31609A305	374,809	$15.6M	8.29%
4	WISDOMTREE TR	WT	271,443	$13.2M	7.00%
5	ISHARES TR	46429B366	240,678	$11.8M	6.26%
6	VANGUARD INDEX FDS	922908769	30,052	$10.1M	5.34%
7	SPDR SERIES TRUST	78464A409	94,117	$10.0M	5.32%
8	VANGUARD BD INDEX FDS	921937835	117,352	$8.7M	4.61%
9	VANGUARD SCOTTSDALE FDS	92206C870	100,608	$8.4M	4.47%
10	VANGUARD INDEX FDS	922908751	28,706	$7.4M	3.93%
11	ISHARES TR	46435G474	268,833	$7.3M	3.89%
12	FRANKLIN TEMPLETON ETF TR	FGDL	152,053	$5.9M	3.14%
13	VANGUARD INDEX FDS	922908363	9,010	$5.7M	3.00%
14	ISHARES TR	464287457	54,214	$4.5M	2.38%
15	ISHARES TR	46435U861	54,255	$2.9M	1.53%
16	MICROSOFT CORP	MSFT	5,292	$2.6M	1.36%
17	ISHARES TR	46435G672	46,982	$2.3M	1.25%
18	TRUST FOR PROFESSIONAL MANAG	89834G778	120,847	$2.3M	1.22%
19	VANGUARD INDEX FDS	922908736	3,739	$1.8M	0.97%
20	GLOBAL X FDS	37954Y657	94,952	$1.8M	0.95%