Institutional Manager · CIK 0002055328

Frederick Financial Consultants, LLC

FREDERICK, MD · File #028-25065

Latest AUM

$182.7M

Positions

108

Top-10 Concentration

58.2%

Filings

Portfolio Value Over Time

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
NEW	J P MORGAN EXCHANGE TRADED F	46641Q332	+25,024	+$1.4M	$0
EXITED	J P MORGAN EXCHANGE TRADED F	46641Q274	-24,671	-$1.4M	$0
ADD	ALPHABET INC	GOOG	+1,571	+$493,011	+$274,496
REDUCE	ALPHABET INC	GOOG	-1,268	-$396,845	+$368,846
ADD	BROADCOM INC	AVGO	+1,115	+$385,901	+$23,420
REDUCE	SPDR S&P 500 ETF TR	SPY	-482	-$328,764	+$37,189
ADD	FIRST TR EXCHANGE TRADED FD	33738R605	+5,137	+$323,219	+$190,308
ADD	ISHARES TR	46436E718	+3,177	+$318,903	-$920
ADD	SPDR SERIES TRUST	78464A607	+3,149	+$309,325	-$211,024
ADD	AMAZON COM INC	AMZN	+1,313	+$303,087	+$57,540

Sector Allocation

Technology

7.8%$14.2M

Financials

3.4%$6.2M

Materials

2.2%$4.1M

Consumer Discretionary

2.1%$3.9M

Healthcare

1.3%$2.3M

Industrials

1.2%$2.3M

Communication Services

0.6%$1.2M

Consumer Staples

0.6%$1.1M

Energy

0.3%$461,947

Utilities

0.1%$228,081

Filing History

Feb 10, 202613F HOLDINGS REPORTQ/E Dec 2025108 pos · $182.7M
Nov 14, 202513F HOLDINGS REPORTQ/E Sep 2025108 pos · $178.3M
Aug 5, 202513F HOLDINGS REPORTQ/E Jun 2025103 pos · $161.0M
May 2, 202513F HOLDINGS REPORTQ/E Mar 202591 pos · $138.6M
Feb 13, 202513F HOLDINGS REPORTQ/E Dec 202483 pos · $125.2M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	FIRST TR EXCHANGE TRADED FD	33738R704	136,896	$13.5M	8.23%
2	SPDR SERIES TRUST	78468R671	153,429	$13.1M	8.01%
3	FIRST TR EXCHANGE TRADED FD	33738R605	195,451	$12.3M	7.52%
4	SPDR SERIES TRUST	78464A607	105,575	$10.4M	6.34%
5	FIRST TR EXCHNG TRADED FD VI	33740F755	296,496	$10.2M	6.21%
6	ISHARES TR	464287614	20,478	$9.7M	5.93%
7	FIRST TR EXCHANGE TRADED FD	33738R506	114,491	$8.0M	4.86%
8	APPLE INC	AAPL	23,032	$6.3M	3.83%
9	VANGUARD SPECIALIZED FUNDS	921908844	27,645	$6.1M	3.72%
10	VANGUARD SCOTTSDALE FDS	92206C680	48,021	$5.8M	3.58%
11	SHERWIN WILLIAMS CO	SHW	12,673	$4.1M	2.51%
12	NVIDIA CORPORATION	NVDA	21,864	$4.1M	2.49%
13	VANGUARD WHITEHALL FDS	921946810	43,623	$4.0M	2.44%
14	JOHN HANCOCK EXCHANGE TRADED	47804J206	60,551	$4.0M	2.42%
15	PROSHARES TR	74347X294	73,820	$3.8M	2.33%
16	COLUMBIA ETF TR I	19761L607	137,483	$2.8M	1.73%
17	ISHARES TR	464287655	11,221	$2.8M	1.69%
18	MICROSOFT CORP	MSFT	5,087	$2.5M	1.50%
19	FIRST TR EXCH TRADED FD III	33739P103	32,604	$2.3M	1.42%
20	TESLA INC	TSLA	4,337	$2.0M	1.19%