#	Issuer	Ticker	Shares	Value	% of Portfolio
1	Vanguard S&P 500 ETF	922908363	16,528	$10.4M	10.01%
2	Invesco QQQ Trust, Series 1	IVZ	12,905	$7.9M	7.66%
3	VANGUARD INTERMEDIATE TERM COR ETF	92206C870	87,838	$7.4M	7.11%
4	Vanguard FTSE Developed Markets ETF	921943858	83,616	$5.2M	5.05%
5	Vanguard Total Bond Market ETF	921937835	61,070	$4.5M	4.37%
6	Vanguard FTSE Emerging Markets ETF	922042858	80,373	$4.3M	4.17%
7	Vanguard Intermediate-Term Bond ETF	921937819	55,185	$4.3M	4.15%
8	ST STRT SPDR BLMBG HGH YLD BND ETF	78468R622	38,340	$3.7M	3.60%
9	SPDR Gold MiniShares Trust	GLDW	40,922	$3.5M	3.37%
10	VANGUARD LONG-TERM TREAS INDEX FD ETF SHS	92206C847	55,609	$3.1M	3.00%
11	Vanguard Div Appreciation ETF	921908844	12,657	$2.8M	2.69%
12	State Street Financial Select Sector SPDR ETF	81369Y605	49,467	$2.7M	2.62%
13	State Street Industrial Select Sector SPDR ETF	81369Y704	17,152	$2.7M	2.57%
14	State Street Consumer Discretionary Select Sector SPDR ETF	81369Y407	22,115	$2.6M	2.55%
15	State Street Technology Select Sector SPDR ETF	81369Y803	18,230	$2.6M	2.54%
16	ST STRET SPDR BLMBRG CNVBL SCRTS ETF	78464A359	28,877	$2.6M	2.49%
17	VANGUARD MORTGAGE BACKED SEC ETF	92206C771	53,502	$2.5M	2.43%
18	iShares Core S&P 500 ETF	464287200	3,576	$2.4M	2.37%
19	Vanguard Growth ETF	922908736	4,987	$2.4M	2.35%
20	VANGUARD TOTAL INTERNATIONAL BND ETF	92203J407	45,195	$2.2M	2.11%