Institutional Manager · CIK 0002050660
VSM Wealth Advisory, LLC
HUNT VALLEY, MD · File #028-24878
Latest AUM
$333.0M
Positions
455
Top-10 Concentration
59.8%
Filings
5
Portfolio Value Over Time
2024-12
2025-03
2025-06
2025-09
2025-12
Biggest QoQ Changes
Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.
| Action | Issuer | Ticker / CUSIP | Δ Shares | Flow ($) | Price Effect |
|---|---|---|---|---|---|
| ADD | VANGUARD SHORT TERM COR BD ETF | 92206C409 | +258,293 | +$20.6M | +$27,028 |
| REDUCE | VANGUARD SHORT TERM TREASURY ETF | 92206C102 | -230,023 | -$13.5M | -$4.9M |
| REDUCE | SCHWAB US BROAD MARKET ETF | 808524102 | -366,935 | -$9.6M | +$238,464 |
| NEW | SCHWAB US LARGE CAP ETF | 808524201 | +335,557 | +$9.0M | $0 |
| NEW | SCHWAB US AGGREGATE BONDETF | 808524839 | +175,508 | +$4.1M | $0 |
| ADD | APPLE INC | AAPL | +10,862 | +$3.0M | +$5,773 |
| EXITED | APPLE INC | 39822J300 | -11,460 | -$2.9M | $0 |
| NEW | CHARLES SCHWAB US MC ETF | 808524508 | +57,577 | +$1.7M | $0 |
| REDUCE | DIMENSIONAL U S SMALL CAP ETF | 25434V500 | -17,725 | -$1.2M | +$24,940 |
| REDUCE | VANGUARD LARGE CAP ETF | 922908637 | -3,494 | -$1.1M | +$1.2M |
Sector Allocation
Filing History
- 13F HOLDINGS REPORTQ/E Dec 2025455 pos · $333.0M
- 13F HOLDINGS REPORTQ/E Sep 2025445 pos · $321.5M
- 13F HOLDINGS REPORTQ/E Jun 2025516 pos · $302.7M
- 13F HOLDINGS REPORTQ/E Mar 2025497 pos · $278.3M
- 13F HOLDINGS REPORTQ/E Dec 2024485 pos · $280.3M
Top 20 Holdings — Dec 2025
| # | Issuer | Ticker | Shares | Value | % of Portfolio |
|---|---|---|---|---|---|
| 1 | VANGUARD LARGE CAP ETF | 922908637 | 165,337 | $52.0M | 17.35% |
| 2 | VANGUARD SHORT TERM COR BD ETF | 92206C409 | 259,590 | $20.7M | 6.90% |
| 3 | VANGUARD MEGA CAP ETF | 921910873 | 69,539 | $17.5M | 5.82% |
| 4 | VANGUARD TOTAL STOCK MARKET ETF | 922908769 | 47,226 | $15.8M | 5.28% |
| 5 | VANGUARD HIGH DIVIDEND YIELD ETF | 921946406 | 101,238 | $14.5M | 4.84% |
| 6 | VANGUARD SMALL CAP ETF | 922908751 | 53,889 | $13.9M | 4.63% |
| 7 | VANGUARD MID CAP ETF | 922908629 | 41,168 | $11.9M | 3.98% |
| 8 | VANGUARD FTSE ALL WORLD EX US ETF | 922042775 | 154,702 | $11.4M | 3.79% |
| 9 | VANGUARD GROWTH ETF | 922908736 | 22,538 | $11.0M | 3.67% |
| 10 | VANGUARD VALUE ETF | 922908744 | 55,036 | $10.5M | 3.50% |
| 11 | DIMENSIONAL US CORE EQUITY MARKT ETF | 25434V104 | 214,547 | $10.0M | 3.34% |
| 12 | SCHWAB US BROAD MARKET ETF | 808524102 | 358,978 | $9.4M | 3.14% |
| 13 | SCHWAB US LARGE CAP ETF | 808524201 | 335,557 | $9.0M | 3.01% |
| 14 | DIMENSIONAL US EQUITY MARKET ETF | 25434V401 | 119,293 | $8.8M | 2.95% |
| 15 | VANGUARD FTSE DEVELOPED MARKETS ETF | 921943858 | 136,321 | $8.5M | 2.84% |
| 16 | DIMENSIONAL U S CORE EQUITY 2 ETF | 25434V708 | 211,021 | $8.4M | 2.78% |
| 17 | VANGUARD EXTENDED MARKETETF | 922908652 | 38,474 | $8.1M | 2.69% |
| 18 | PIMCO ENHANCED SHRT MATURTY ACTV ETF | 72201R833 | 44,622 | $4.5M | 1.49% |
| 19 | VANGUARD S&P 500 ETF | 922908363 | 6,740 | $4.2M | 1.41% |
| 20 | SCHWAB US AGGREGATE BONDETF | 808524839 | 175,508 | $4.1M | 1.37% |