#	Issuer	Ticker	Shares	Value	% of Portfolio
1	STATE STREET SPDR PORTFL S&P 500 ETF	78464A854	1,997,722	$160.3M	13.94%
2	ISHARES CORE MSCI EAFE ETF	46432F842	1,632,826	$146.1M	12.71%
3	OPAL DIVIDEND INCOME ETF	53656F474	3,879,493	$141.1M	12.27%
4	THE OPAL INTERNATIONAL DIV IN ETF	210322707	3,664,407	$116.5M	10.13%
5	VANGUARD VALUE ETF	922908744	366,370	$70.0M	6.09%
6	VANGUARD SHORT TERM TREASURY ETF	92206C102	923,848	$54.3M	4.72%
7	ISHARES CORE MSCI EMERGING ETF	46434G103	803,679	$54.0M	4.70%
8	ISHARES MSCI USA QLTY FACT ETF	46432F339	237,787	$47.2M	4.11%
9	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	665,161	$41.6M	3.61%
10	GLOBAL X 1-3 MONTH T-BILL ETF	37960A438	303,414	$30.4M	2.64%
11	JANUS HENDERSON AAA CLO ETF	47103U845	542,781	$27.5M	2.39%
12	ISHARES CORE S&P MID CAP ETF	464287507	400,466	$26.4M	2.30%
13	VANGUARD INTERMEDIATE TERM BOND ETF	921937819	321,565	$25.0M	2.18%
14	VANGUARD LONG-TERM TREAS INDEX FD ETF SHS	92206C847	360,513	$20.1M	1.75%
15	INVSC BULLETSHR 2027 CRP BND ETF IV	IVZ	1,005,908	$19.9M	1.73%
16	POLEN HIGH INCOME ETF	36087T411	554,525	$13.9M	1.21%
17	VANGUARD SHORT TERM COR BD ETF	92206C409	153,489	$12.2M	1.06%
18	INVSC QQQ TRUST SRS 1 ETF	IVZ	18,654	$11.5M	1.00%
19	US TREASURY 12 MONTH BILL ETF	74933W478	221,559	$11.1M	0.97%
20	US TREASURY 2 YEAR NOTE ETF	74933W486	158,851	$7.7M	0.67%