Institutional Manager · CIK 0002021320
DEFINE FINANCIAL, LLC
SAN DIEGO, CA · File #028-24547
Latest AUM
$176.4M
Positions
43
Top-10 Concentration
92.1%
Filings
5
Portfolio Value Over Time
2024-12
2025-03
2025-06
2025-09
2025-12
Biggest QoQ Changes
Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.
| Action | Issuer | Ticker / CUSIP | Δ Shares | Flow ($) | Price Effect |
|---|---|---|---|---|---|
| ADD | VANGUARD MALVERN FDS | 922020805 | +67,335 | +$3.3M | -$518,363 |
| ADD | VANGUARD INDEX FDS | 922908553 | +15,892 | +$1.4M | -$552,613 |
| REDUCE | AMERICAN CENTY ETF TR | 025072802 | -9,922 | -$932,371 | +$1.3M |
| ADD | AMERICAN CENTY ETF TR | 025072877 | +8,854 | +$902,932 | +$585,128 |
| ADD | APPLE INC | AAPL | +2,384 | +$648,154 | +$57,103 |
| ADD | VANGUARD INTL EQUITY INDEX F | 922042775 | +7,552 | +$555,526 | +$601,779 |
| ADD | VANGUARD INDEX FDS | 922908769 | +1,409 | +$472,398 | +$483,839 |
| NEW | MOTOROLA SOLUTIONS INC | MSI | +1,068 | +$409,386 | $0 |
| NEW | ALPHABET INC | GOOG | +862 | +$269,845 | $0 |
| NEW | EA SERIES TRUST | 02072L607 | +4,975 | +$255,086 | $0 |
Sector Allocation
Filing History
- 13F HOLDINGS REPORTQ/E Dec 202543 pos · $176.4M
- 13F HOLDINGS REPORTQ/E Sep 202540 pos · $166.7M
- 13F HOLDINGS REPORTQ/E Jun 202537 pos · $151.8M
- 13F HOLDINGS REPORTQ/E Mar 202533 pos · $131.3M
- 13F HOLDINGS REPORTQ/E Dec 202434 pos · $132.5M
Top 20 Holdings — Dec 2025
| # | Issuer | Ticker | Shares | Value | % of Portfolio |
|---|---|---|---|---|---|
| 1 | AMERICAN CENTY ETF TR | 025072877 | 247,677 | $25.3M | 14.32% |
| 2 | VANGUARD MALVERN FDS | 922020805 | 510,398 | $25.2M | 14.31% |
| 3 | AMERICAN CENTY ETF TR | 025072802 | 253,573 | $23.8M | 13.51% |
| 4 | VANGUARD INDEX FDS | 922908769 | 69,554 | $23.3M | 13.22% |
| 5 | VANGUARD INTL EQUITY INDEX F | 922042775 | 282,321 | $20.8M | 11.77% |
| 6 | VANGUARD INDEX FDS | 922908553 | 204,498 | $18.1M | 10.26% |
| 7 | AMERICAN CENTY ETF TR | 025072604 | 149,306 | $11.5M | 6.52% |
| 8 | VANGUARD INTL EQUITY INDEX F | 922042858 | 204,263 | $11.0M | 6.22% |
| 9 | MICROSOFT CORP | MSFT | 3,902 | $1.9M | 1.07% |
| 10 | APPLE INC | AAPL | 5,699 | $1.5M | 0.88% |
| 11 | SPDR S&P 500 ETF TR | SPY | 1,973 | $1.3M | 0.76% |
| 12 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,640 | $824,346 | 0.47% |
| 13 | VANGUARD INDEX FDS | 922908637 | 2,402 | $756,081 | 0.43% |
| 14 | NVIDIA CORPORATION | NVDA | 3,932 | $733,262 | 0.42% |
| 15 | ALPHABET INC | GOOG | 2,211 | $693,736 | 0.39% |
| 16 | AMAZON COM INC | AMZN | 2,613 | $603,197 | 0.34% |
| 17 | DIMENSIONAL ETF TRUST | 25434V716 | 12,803 | $556,047 | 0.32% |
| 18 | AIRBNB INC | ABNB | 3,919 | $531,887 | 0.30% |
| 19 | VANGUARD INDEX FDS | 922908363 | 845 | $529,863 | 0.30% |
| 20 | VANGUARD INDEX FDS | 922908736 | 940 | $458,798 | 0.26% |