#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD TAX-MANAGED FDS	921943858	260,257	$16.3M	10.54%
2	J P MORGAN EXCHANGE TRADED F	46641Q670	308,915	$14.6M	9.48%
3	ISHARES TR	464287614	27,363	$13.0M	8.39%
4	J P MORGAN EXCHANGE TRADED F	46641Q159	272,585	$12.6M	8.18%
5	J P MORGAN EXCHANGE TRADED F	46654Q773	236,156	$12.4M	8.01%
6	ISHARES TR	464287598	53,861	$11.3M	7.34%
7	LITMAN GREGORY FDS TR	53700T827	247,483	$6.9M	4.50%
8	FIDELITY COVINGTON TRUST	31609A404	184,160	$6.7M	4.37%
9	ISHARES TR	46434V290	75,832	$5.7M	3.68%
10	JOHN HANCOCK EXCHANGE TRADED	47804J206	83,507	$5.5M	3.54%
11	HARBOR ETF TRUST	41151J885	172,326	$5.2M	3.38%
12	VANGUARD INTL EQUITY INDEX F	922042858	89,622	$4.8M	3.12%
13	SPDR SERIES TRUST	78468R770	38,253	$4.3M	2.82%
14	VANGUARD SPECIALIZED FUNDS	921908844	17,417	$3.8M	2.48%
15	J P MORGAN EXCHANGE TRADED F	46641Q647	72,827	$3.7M	2.38%
16	FIDELITY COVINGTON TRUST	31609A206	87,930	$3.3M	2.15%
17	FIDELITY COVINGTON TRUST	31609A503	88,440	$3.2M	2.09%
18	J P MORGAN EXCHANGE TRADED F	46641Q332	49,980	$2.9M	1.85%
19	SCHWAB STRATEGIC TR	808524797	94,611	$2.6M	1.68%
20	APPLE INC	AAPL	7,886	$2.1M	1.39%