Institutional Manager · CIK 0002009813

NavPoint Financial, Inc.

Prior Lake, MN · File #028-23606

Latest AUM

$234.0M

Positions

Top-10 Concentration

57.2%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	VANGUARD MALVERN FDS	922020755	+61,016	+$4.8M	-$13,399
ADD	J P MORGAN EXCHANGE TRADED F	46641Q159	+95,235	+$4.4M	-$43,864
ADD	PIMCO ETF TR	72201R833	+25,903	+$2.6M	-$22,715
ADD	ISHARES BITCOIN TRUST ETF	IBIT	+49,801	+$2.5M	-$75,629
NEW	BERKSHIRE HATHAWAY INC DEL	BRK-A	+3	+$2.3M	$0
ADD	HARRIS OAKMARK ETF TRUST	41456U106	+67,921	+$1.9M	+$212,835
ADD	J P MORGAN EXCHANGE TRADED F	46641Q837	+31,741	+$1.6M	-$31,086
ADD	CAPITAL GROUP DIVIDEND GROWE	14021L109	+43,691	+$1.6M	+$89,015
ADD	PIMCO ETF TR	72201R585	+56,729	+$1.5M	-$8,658
ADD	AMAZON COM INC	AMZN	+5,100	+$1.2M	+$38,486

Sector Allocation

Technology

6.1%$14.2M

Consumer Discretionary

1.9%$4.4M

0.9%$2.2M

0.5%$1.1M

0.4%$998,472

0.3%$732,295

0.3%$638,181

Filing History

Jan 20, 202613F HOLDINGS REPORTQ/E Dec 202572 pos · $234.0M
Oct 9, 202513F HOLDINGS REPORTQ/E Sep 202565 pos · $190.7M
Jul 24, 202513F HOLDINGS REPORTQ/E Jun 202560 pos · $165.5M
Apr 14, 202513F HOLDINGS REPORTQ/E Mar 202555 pos · $142.2M
Jan 24, 202513F HOLDINGS REPORTQ/E Dec 202448 pos · $126.5M
Oct 31, 202413F HOLDINGS REPORTQ/E Sep 202446 pos · $124.1M
Jul 26, 202413F HOLDINGS REPORTQ/E Jun 202444 pos · $115.2M
Apr 30, 202413F HOLDINGS REPORTQ/E Mar 202445 pos · $115.1M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	WORLD GOLD TR	GLDW	255,101	$21.8M	9.59%
2	J P MORGAN EXCHANGE TRADED F	46641Q159	460,776	$21.3M	9.39%
3	CAPITAL GRP FIXED INCM ETF T	14020Y102	659,944	$14.9M	6.58%
4	INVESTMENT MANAGERS SER TR I	30254T577	359,684	$13.3M	5.88%
5	J P MORGAN EXCHANGE TRADED F	46641Q837	253,969	$12.8M	5.66%
6	APPLE INC	AAPL	37,727	$10.3M	4.52%
7	VANGUARD INDEX FDS	922908363	16,008	$10.0M	4.42%
8	PIMCO ETF TR	72201R833	90,751	$9.1M	4.01%
9	CAPITAL GROUP GBL GROWTH EQT	14020X104	252,169	$8.7M	3.85%
10	VANGUARD INDEX FDS	922908751	29,184	$7.5M	3.32%
11	VANGUARD MALVERN FDS	922020755	87,147	$6.8M	3.00%
12	ISHARES GOLD TR	IAU	76,175	$6.2M	2.72%
13	HARRIS OAKMARK ETF TRUST	41456U106	202,628	$5.7M	2.53%
14	VANGUARD INTL EQUITY INDEX F	922042742	38,514	$5.4M	2.39%
15	BERKSHIRE HATHAWAY INC DEL	BRK-A	10,730	$5.4M	2.38%
16	VANGUARD INDEX FDS	922908769	15,487	$5.2M	2.29%
17	CAPITAL GROUP DIVIDEND GROWE	14021L109	133,607	$4.8M	2.10%
18	J P MORGAN EXCHANGE TRADED F	46641Q654	81,742	$4.2M	1.83%
19	VANGUARD SCOTTSDALE FDS	92206C409	49,301	$3.9M	1.73%
20	VANGUARD INTL EQUITY INDEX F	922042858	57,109	$3.1M	1.35%