Institutional Manager · CIK 0002009530

Evernest Financial Advisors, LLC

CARMEL, IN · File #028-23795

Latest AUM

$477.1M

Positions

185

Top-10 Concentration

57.1%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	BERKSHIRE HATHAWAY INC DEL	BRK-A	+59,552	+$29.7M	-$22,876
ADD	APPLE INC	AAPL	+96,938	+$26.6M	+$761,324
ADD	MICROSOFT CORP	MSFT	+38,492	+$15.9M	-$1.3M
ADD	SPDR SERIES TRUST	78468R853	+237,452	+$12.2M	+$832,767
ADD	BLACKROCK ETF TRUST	BLK	+75,227	+$4.7M	+$30,996
REDUCE	WORLD GOLD TR	GLDW	-39,284	-$4.0M	+$8.7M
REDUCE	ISHARES TR	464287200	-5,048	-$3.5M	+$749,688
ADD	FIDELITY COVINGTON TRUST	31609A404	+80,971	+$3.3M	+$1.3M
ADD	CAPITAL GROUP INTERNATIONAL	14021M107	+75,233	+$2.8M	+$1.0M
ADD	INVESCO EXCHANGE TRADED FD T	IVZ	+11,996	+$2.4M	+$1.1M

Sector Allocation

15.3%$73.2M

13.5%$64.4M

3.2%$15.1M

1.7%$8.0M

Consumer Discretionary

1.3%$6.4M

Consumer Staples

1.3%$6.3M

Energy

0.6%$2.8M

Communication Services

0.6%$2.8M

Materials

0.1%$633,155

Utilities

0.1%$480,472

Real Estate

0.1%$285,879

Filing History

Feb 13, 202613F HOLDINGS REPORTQ/E Dec 2025185 pos · $477.1M
Nov 12, 202513F HOLDINGS REPORTQ/E Sep 2025188 pos · $356.9M
Jul 28, 202513F HOLDINGS REPORTQ/E Jun 2025171 pos · $309.0M
May 12, 202513F HOLDINGS REPORTQ/E Mar 2025148 pos · $278.6M
Jan 23, 202513F HOLDINGS REPORTQ/E Dec 2024163 pos · $385.5M
Oct 21, 202413F HOLDINGS REPORTQ/E Sep 2024162 pos · $371.0M
Aug 7, 202413F HOLDINGS REPORTQ/E Jun 2024128 pos · $239.9M
May 10, 202413F HOLDINGS REPORTQ/E Mar 2024125 pos · $211.3M
May 10, 202413F HOLDINGS REPORTQ/E Mar 2024122 pos · $197.1M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	APPLE INC	AAPL	135,023	$37.1M	9.33%
2	WORLD GOLD TR	GLDW	319,431	$32.1M	8.09%
3	BERKSHIRE HATHAWAY INC DEL	BRK-A	64,461	$32.1M	8.08%
4	MICROSOFT CORP	MSFT	51,323	$21.2M	5.34%
5	SPDR SERIES TRUST	78468R853	399,782	$20.6M	5.18%
6	ISHARES TR	464287507	274,737	$19.7M	4.96%
7	INVESCO EXCHANGE TRADED FD T	IVZ	94,878	$19.2M	4.83%
8	CAPITAL GROUP INTERNATIONAL	14021M107	423,085	$15.5M	3.90%
9	ISHARES TR	464287200	21,933	$15.3M	3.85%
10	FIDELITY COVINGTON TRUST	31609A404	350,237	$14.1M	3.54%
11	FIDELITY COVINGTON TRUST	316092295	402,143	$13.7M	3.44%
12	ISHARES TR	46432F842	112,884	$11.0M	2.76%
13	CAPITOL SER TR	14064D550	340,219	$10.6M	2.66%
14	VANGUARD INDEX FDS	922908363	15,736	$10.0M	2.53%
15	WISDOMTREE TR	WT	59,692	$9.9M	2.48%
16	ISHARES TR	464287804	64,125	$8.5M	2.13%
17	CAPITAL GROUP CONSERVATIVE E	14020U100	249,878	$7.9M	1.99%
18	WISDOMTREE TR	WT	92,925	$6.7M	1.69%
19	SPDR S&P 500 ETF TR	SPY	8,619	$6.0M	1.51%
20	WISDOMTREE TR	WT	59,444	$5.6M	1.40%