Institutional Manager · CIK 0002009426

Bare Financial Services, Inc

GAP, PA · File #028-23605

Latest AUM

$359.5M

Positions

2,076

Top-10 Concentration

70.4%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	VANGUARD TOTAL BOND MARKET ETF	921937835	+47,618	+$3.5M	-$115,233
ADD	PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND	72201R585	+78,703	+$2.1M	-$86,280
ADD	ISHARES NATIONAL MUNI BOND ETF	464288414	+18,356	+$2.0M	+$21,601
ADD	EVENTIDE HIGH DIVIDEND ETF	STRK	+69,623	+$1.8M	-$69,996
ADD	CROSSMARK LARGE CAP GROWTH ETF	22767F103	+64,372	+$1.7M	-$12,012
ADD	VANGUARD VALUE ETF	922908744	+8,748	+$1.7M	+$721,062
REDUCE	INSPIRE 100 ETF	NTRSO	-27,839	-$1.3M	+$143,689
NEW	SCHWAB US DIVIDEND EQUITY ETF	808524797	+43,420	+$1.2M	$0
ADD	INSPIRE CORPORATE BOND ETF	NTRSO	+40,763	+$986,464	+$33,695
ADD	CAPITAL GROUP DIVIDEND GROWERS ETF	14021L109	+26,924	+$959,571	+$13,365

Sector Allocation

Technology

1.0%$3.5M

Consumer Discretionary

0.3%$1.1M

0.2%$805,601

0.2%$800,888

0.2%$728,194

0.2%$691,282

0.1%$258,809

0.1%$231,968

Communication Services

0.1%$231,072

Real Estate

0.1%$201,700

Materials

0.1%$211,227

Filing History

Feb 6, 202613F HOLDINGS REPORTQ/E Dec 20252,076 pos · $359.5M
Nov 12, 202513F HOLDINGS REPORTQ/E Sep 20251,955 pos · $334.8M
Aug 13, 202513F HOLDINGS REPORTQ/E Jun 20251,563 pos · $296.5M
May 12, 202513F HOLDINGS REPORTQ/E Mar 2025985 pos · $260.2M
Feb 10, 202513F HOLDINGS REPORTQ/E Dec 2024145 pos · $248.7M
Nov 13, 202413F HOLDINGS REPORTQ/E Sep 2024151 pos · $243.5M
Aug 14, 202413F HOLDINGS REPORTQ/E Jun 2024156 pos · $190.2M
May 13, 202413F HOLDINGS REPORTQ/E Mar 2024135 pos · $104.1M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES CORE S&P 500 ETF	464287200	61,511	$42.1M	12.09%
2	ISHARES CORE MSCI EAFE ETF	46432F842	368,635	$33.0M	9.46%
3	VANGUARD VALUE ETF	922908744	168,965	$32.3M	9.26%
4	VANGUARD TOTAL BOND MARKET ETF	921937835	431,766	$32.0M	9.18%
5	AVANTIS U.S. SMALL CAP VALUE ETF	025072877	303,644	$31.0M	8.89%
6	INSPIRE INTERNATIONAL ETF	NTRSO	513,235	$18.7M	5.37%
7	INSPIRE CORPORATE BOND ETF	NTRSO	714,733	$17.3M	4.96%
8	PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND	72201R585	618,067	$16.5M	4.73%
9	CROSSMARK LARGE CAP GROWTH ETF	22767F103	416,918	$11.3M	3.23%
10	VANGUARD RUSSELL 1000 GROWTH ETF	92206C680	91,866	$11.2M	3.21%
11	EVENTIDE HIGH DIVIDEND ETF	STRK	414,551	$11.0M	3.16%
12	ISHARES MSCI EMERGING MARKETS EX CHINA ETF	46434G764	147,388	$10.7M	3.07%
13	TIMOTHY PLAN US SMALL CAP CORE ETF	887432342	254,682	$10.6M	3.03%
14	TIMOTHY PLAN US LARGE/MID CAP CORE ETF	887432359	204,934	$9.3M	2.67%
15	VANGUARD MID-CAP GROWTH ETF	922908538	30,746	$8.6M	2.46%
16	INSPIRE 100 ETF	NTRSO	177,444	$8.0M	2.30%
17	ISHARES NATIONAL MUNI BOND ETF	464288414	53,196	$5.7M	1.64%
18	CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF	14019W109	140,305	$4.1M	1.19%
19	ISHARES RUSSELL 2000 VALUE ETF	464287630	22,138	$4.0M	1.15%
20	ISHARES S&P 500 VALUE ETF	464287408	18,407	$3.9M	1.12%