#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB U.S. LARGE-CAP GROWTH ETF	808524300	2,823,123	$92.1M	10.62%
2	SCHWAB INTERNATIONAL EQUITY ETF	808524805	3,432,739	$82.5M	9.52%
3	ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF	BLK	1,174,349	$71.4M	8.24%
4	COLUMBIA RESEARCH ENHANCED CORE ETF	19761L706	1,346,965	$55.0M	6.35%
5	SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF	808524771	1,966,144	$53.5M	6.17%
6	ISHARES CORE S&P 500 ETF	464287200	74,908	$51.3M	5.92%
7	SPDR PORTFOLIO EMERGING MARKETS ETF	78463X509	984,839	$46.1M	5.32%
8	ISHARES CORE S&P MID-CAP ETF	464287507	519,901	$34.3M	3.96%
9	VANGUARD GROWTH ETF	922908736	62,886	$30.7M	3.54%
10	ISHARES U.S. TREASURY BOND ETF	46429B267	1,200,388	$27.6M	3.19%
11	JPMORGAN MORTGAGE-BACKED SECURITIES ETF	46654Q575	537,942	$27.5M	3.17%
12	VANGUARD TOTAL BOND MARKET ETF	921937835	291,064	$21.6M	2.49%
13	VANGUARD VALUE ETF	922908744	99,977	$19.1M	2.20%
14	CAPITAL GROUP U.S. MULTI-SECTOR INCOME ETF	14020Y300	670,156	$18.5M	2.14%
15	ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	46435G672	329,539	$16.5M	1.90%
16	SCHWAB U.S. LARGE-CAP ETF	808524201	571,076	$15.4M	1.77%
17	PACER US SMALL CAP CASH COWS ETF	69374H857	345,837	$15.3M	1.77%
18	JPMORGAN MUNICIPAL ETF	46641Q647	267,185	$13.5M	1.56%
19	FEDERATED HERMES MDT LARGE CAP CORE ETF	FHI	406,416	$13.2M	1.52%
20	VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	921946885	178,188	$12.0M	1.39%