Institutional Manager · CIK 0001965229

Sensible Money, LLC

SCOTTSDALE, AZ · File #028-24204

Latest AUM

$313.1M

Positions

Top-10 Concentration

87.3%

Filings

Portfolio Value Over Time

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	DIMENSIONAL ETF TRUST	25434V609	+55,309	+$3.3M	+$1.3M
ADD	DIMENSIONAL ETF TRUST	25434V799	+88,268	+$3.0M	+$939,627
ADD	DIMENSIONAL ETF TRUST	25434V708	+55,622	+$2.2M	+$2.0M
REDUCE	DIMENSIONAL ETF TRUST	25434V880	-35,996	-$1.2M	+$1.1M
ADD	DIMENSIONAL ETF TRUST	25434V740	+19,348	+$652,801	+$1.3M
EXITED	INVESCO EXCH TRD SLF IDX FD	46138J825	-26,632	-$551,008	$0
ADD	DIMENSIONAL ETF TRUST	25434V732	+15,839	+$523,954	+$715,342
REDUCE	DIMENSIONAL ETF TRUST	25434V781	-8,706	-$330,828	+$752,256
ADD	INVESCO EXCH TRD SLF IDX FD	IVZ	+15,560	+$320,536	+$787
ADD	SCHWAB STRATEGIC TR	808524607	+10,387	+$295,823	+$68,072

Sector Allocation

Technology

3.3%$10.2M

Financials

2.5%$7.7M

Materials

0.6%$1.9M

Consumer Discretionary

0.3%$812,949

Healthcare

0.1%$427,289

Filing History

Feb 9, 202613F HOLDINGS REPORTQ/E Dec 202586 pos · $313.1M
Nov 13, 202513F HOLDINGS REPORTQ/E Sep 202588 pos · $294.2M
Aug 5, 202513F HOLDINGS REPORTQ/E Jun 202587 pos · $263.8M
May 13, 202513F HOLDINGS REPORTQ/E Mar 202583 pos · $233.4M
Jan 29, 202513F HOLDINGS REPORTQ/E Dec 202482 pos · $228.1M
Oct 16, 202413F HOLDINGS REPORTQ/E Sep 202486 pos · $228.9M
Sep 18, 202413F HOLDINGS REPORTQ/E Sep 202482 pos · $205.1M
Jun 25, 202413F HOLDINGS REPORTQ/E Jun 202471 pos · $115.8M
Jun 25, 202413F HOLDINGS REPORTQ/E Jun 202472 pos · $141.8M
Jun 25, 202413F HOLDINGS REPORTQ/E Jun 202482 pos · $186.0M
Jun 25, 202413F HOLDINGS REPORTQ/E Jun 202476 pos · $166.5M
Jun 25, 202413F HOLDINGS REPORTQ/E Jun 202475 pos · $137.4M
Jun 25, 202413F HOLDINGS REPORTQ/E Jun 202473 pos · $93.5M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	DIMENSIONAL ETF TRUST	25434V708	2,030,499	$80.4M	26.54%
2	DIMENSIONAL ETF TRUST	25434V609	1,020,908	$60.8M	20.07%
3	DIMENSIONAL ETF TRUST	25434V880	768,150	$25.1M	8.30%
4	DIMENSIONAL ETF TRUST	25434V740	730,900	$24.7M	8.14%
5	DIMENSIONAL ETF TRUST	25434V732	724,102	$24.0M	7.91%
6	DIMENSIONAL ETF TRUST	25434V799	650,921	$22.4M	7.41%
7	DIMENSIONAL ETF TRUST	25434V781	316,945	$12.0M	3.98%
8	APPLE INC	AAPL	30,271	$8.2M	2.72%
9	SCHWAB STRATEGIC TR	808524607	127,722	$3.6M	1.20%
10	SCHWAB STRATEGIC TR	808524730	88,571	$3.2M	1.05%
11	SPDR S&P 500 ETF TR	SPY	3,472	$2.4M	0.78%
12	VANGUARD INDEX FDS	922908769	6,989	$2.3M	0.77%
13	DIMENSIONAL ETF TRUST	25434V401	26,841	$2.0M	0.66%
14	FREEPORT-MCMORAN INC	FCX	37,835	$1.9M	0.63%
15	SPDR SERIES TRUST	78464A300	20,011	$1.8M	0.60%
16	ALPHABET INC	GOOG	5,014	$1.6M	0.52%
17	ISHARES INC	46434G103	21,825	$1.5M	0.48%
18	ISHARES TR	464287689	3,729	$1.4M	0.48%
19	ISHARES TR	464287200	1,923	$1.3M	0.43%
20	VANGUARD TAX-MANAGED FDS	921943858	20,849	$1.3M	0.43%