13F HOLDINGS REPORT
Sensible Money, LLC
Quarter ended Q3 2025 · Filed November 13, 2025 · Accession 0001965229-25-000002
Total Value
$294.2M
Positions
88
Other Managers
0
Confidential Omitted
No
Holdings (88)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | DIMENSIONAL ETF TRUST | 25434V708 | 1,974,877 | $76.2M | 25.89% |
| 2 | DIMENSIONAL ETF TRUST | 25434V609 | 965,599 | $56.2M | 19.10% |
| 3 | DIMENSIONAL ETF TRUST | 25434V880 | 804,146 | $25.2M | 8.58% |
| 4 | DIMENSIONAL ETF TRUST | 25434V732 | 708,263 | $22.7M | 7.72% |
| 5 | DIMENSIONAL ETF TRUST | 25434V740 | 711,552 | $22.7M | 7.71% |
| 6 | DIMENSIONAL ETF TRUST | 25434V799 | 562,653 | $18.4M | 6.27% |
| 7 | DIMENSIONAL ETF TRUST | 25434V781 | 325,651 | $11.6M | 3.95% |
| 8 | APPLE INC | AAPL | 30,699 | $7.8M | 2.66% |
| 9 | SCHWAB STRATEGIC TR | 808524607 | 117,335 | $3.3M | 1.11% |
| 10 | SCHWAB STRATEGIC TR | 808524730 | 88,997 | $3.2M | 1.09% |
| 11 | VANGUARD INDEX FDS | 922908769 | 6,490 | $2.1M | 0.72% |
| 12 | SPDR S&P 500 ETF TR | SPY | 3,092 | $2.1M | 0.70% |
| 13 | DIMENSIONAL ETF TRUST | 25434V401 | 27,106 | $2.0M | 0.67% |
| 14 | SPDR SERIES TRUST | 78464A300 | 20,486 | $1.8M | 0.62% |
| 15 | FREEPORT-MCMORAN INC | FCX | 41,580 | $1.6M | 0.55% |
| 16 | ISHARES INC | 46434G103 | 21,895 | $1.4M | 0.49% |
| 17 | ISHARES TR | 464287689 | 3,729 | $1.4M | 0.48% |
| 18 | MICROSOFT CORP | MSFT | 2,609 | $1.4M | 0.46% |
| 19 | ISHARES TR | 464287200 | 1,919 | $1.3M | 0.44% |
| 20 | VANGUARD TAX-MANAGED FDS | 921943858 | 20,849 | $1.2M | 0.42% |
| 21 | ALPHABET INC | GOOG | 5,120 | $1.2M | 0.42% |
| 22 | VANGUARD INDEX FDS | 922908363 | 1,952 | $1.2M | 0.41% |
| 23 | FIRST TR EXCHANGE-TRADED FD | 337345102 | 4,266 | $979,517 | 0.33% |
| 24 | AMERICAN CENTY ETF TR | 025072372 | 16,333 | $937,014 | 0.32% |
| 25 | ISHARES TR | 464287804 | 7,290 | $866,275 | 0.29% |
| 26 | ISHARES TR | 46429B697 | 8,839 | $840,943 | 0.29% |
| 27 | ALPHABET INC | GOOG | 3,241 | $789,384 | 0.27% |
| 28 | WISDOMTREE TR | WT | 11,866 | $782,089 | 0.27% |
| 29 | AMAZON COM INC | AMZN | 3,522 | $773,326 | 0.26% |
| 30 | INVESCO EXCH TRADED FD TR II | IVZ | 10,453 | $768,087 | 0.26% |
| 31 | AMERICAN CENTY ETF TR | 025072604 | 10,055 | $755,194 | 0.26% |
| 32 | NVIDIA CORPORATION | NVDA | 3,918 | $730,974 | 0.25% |
| 33 | JPMORGAN CHASE & CO. | VYLD | 2,239 | $706,248 | 0.24% |
| 34 | SCHWAB STRATEGIC TR | 808524748 | 14,972 | $666,418 | 0.23% |
| 35 | INVESCO EXCHANGE TRADED FD T | IVZ | 21,825 | $641,437 | 0.22% |
| 36 | ISHARES TR | 464287721 | 3,200 | $626,752 | 0.21% |
| 37 | INVESCO EXCH TRD SLF IDX FD | IVZ | 26,632 | $551,008 | 0.19% |
| 38 | INVESCO EXCH TRD SLF IDX FD | IVZ | 26,556 | $546,267 | 0.19% |
| 39 | INVESCO EXCHANGE TRADED FD T | IVZ | 4,019 | $532,438 | 0.18% |
| 40 | ISHARES TR | 46432F842 | 5,863 | $511,875 | 0.17% |
| 41 | INVESCO EXCH TRADED FD TR II | IVZ | 12,278 | $504,740 | 0.17% |
| 42 | FIRST TR EXCHANGE-TRADED FD | 33733E302 | 1,765 | $493,918 | 0.17% |
| 43 | SPDR SERIES TRUST | 78464A839 | 5,702 | $475,604 | 0.16% |
| 44 | DIMENSIONAL ETF TRUST | 25434V666 | 14,392 | $473,507 | 0.16% |
| 45 | INVESCO QQQ TR | IVZ | 786 | $471,966 | 0.16% |
| 46 | INVESCO EXCH TRD SLF IDX FD | IVZ | 23,375 | $460,719 | 0.16% |
| 47 | INVESCO EXCH TRD SLF IDX FD | IVZ | 23,502 | $459,696 | 0.16% |
| 48 | ISHARES INC | 464286525 | 3,647 | $437,349 | 0.15% |
| 49 | ISHARES TR | 46432F339 | 2,244 | $436,458 | 0.15% |
| 50 | ISHARES TR | 464287705 | 3,311 | $429,503 | 0.15% |
| 51 | VANGUARD INDEX FDS | 922908595 | 1,394 | $414,883 | 0.14% |
| 52 | SPDR INDEX SHS FDS | 78463X889 | 9,696 | $414,873 | 0.14% |
| 53 | ISHARES TR | 464288703 | 5,669 | $377,771 | 0.13% |
| 54 | SPDR SERIES TRUST | 78464A201 | 3,857 | $363,787 | 0.12% |
| 55 | PARK NATL CORP | 700658107 | 2,221 | $360,989 | 0.12% |
| 56 | VANGUARD SPECIALIZED FUNDS | 921908844 | 1,668 | $359,938 | 0.12% |
| 57 | ISHARES TR | 464287887 | 2,494 | $352,917 | 0.12% |
| 58 | INVESCO EXCHANGE TRADED FD T | IVZ | 5,973 | $346,234 | 0.12% |
| 59 | ISHARES TR | 464287150 | 2,342 | $341,085 | 0.12% |
| 60 | INVESCO EXCH TRD SLF IDX FD | IVZ | 19,652 | $332,112 | 0.11% |
| 61 | COSTCO WHSL CORP NEW | 22160K105 | 343 | $317,195 | 0.11% |
| 62 | VANGUARD INDEX FDS | 922908751 | 1,159 | $294,711 | 0.10% |
| 63 | ISHARES TR | 464287770 | 3,213 | $288,014 | 0.10% |
| 64 | VISA INC | V | 834 | $284,711 | 0.10% |
| 65 | INVESCO EXCH TRD SLF IDX FD | IVZ | 15,126 | $284,516 | 0.10% |
| 66 | ISHARES TR | 464287168 | 1,944 | $276,205 | 0.09% |
| 67 | INVESCO EXCH TRADED FD TR II | IVZ | 4,275 | $271,719 | 0.09% |
| 68 | VANGUARD INDEX FDS | 922908736 | 550 | $263,786 | 0.09% |
| 69 | ALPS ETF TR | 00162Q726 | 3,236 | $262,709 | 0.09% |
| 70 | SCHWAB STRATEGIC TR | 808524201 | 9,884 | $260,341 | 0.09% |
| 71 | VANECK ETF TRUST | 92189F643 | 2,589 | $256,596 | 0.09% |
| 72 | ISHARES TR | 464287465 | 2,693 | $251,431 | 0.09% |
| 73 | FIRST TR EXCHANGE TRADED FD | 33738R506 | 3,665 | $246,508 | 0.08% |
| 74 | INTERNATIONAL BUSINESS MACHS | INTR | 865 | $244,069 | 0.08% |
| 75 | META PLATFORMS INC | META | 328 | $240,877 | 0.08% |
| 76 | AMERICAN CENTY ETF TR | 025072877 | 2,390 | $237,886 | 0.08% |
| 77 | ABBVIE INC | ABBV | 1,020 | $236,171 | 0.08% |
| 78 | SCHWAB STRATEGIC TR | 808524797 | 8,545 | $233,278 | 0.08% |
| 79 | PACER FDS TR | 69374H303 | 3,000 | $232,590 | 0.08% |
| 80 | VANGUARD INDEX FDS | 922908629 | 774 | $227,355 | 0.08% |
| 81 | SCHWAB STRATEGIC TR | 808524888 | 4,979 | $226,582 | 0.08% |
| 82 | NORFOLK SOUTHN CORP | 655844108 | 738 | $221,703 | 0.08% |
| 83 | PALO ALTO NETWORKS INC | PANW | 1,079 | $219,706 | 0.07% |
| 84 | VANGUARD INTL EQUITY INDEX F | 922042858 | 4,041 | $218,944 | 0.07% |
| 85 | SCHWAB STRATEGIC TR | 808524102 | 8,323 | $213,979 | 0.07% |
| 86 | FTAI AVIATION LTD | FTAIN | 1,221 | $203,737 | 0.07% |
| 87 | ISHARES TR | 46429B689 | 2,382 | $202,066 | 0.07% |
| 88 | GOLDEN MATRIX GROUP INC | NVGLF | 10,000 | $11,300 | 0.00% |