Institutional Manager · CIK 0001954044

Fee-Only Financial Planning, L.C.

OKATIE, SC · File #028-22808

Latest AUM

$171.5M

Positions

Top-10 Concentration

87.2%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
REDUCE	VANGUARD INDEX FDS	922908736	-2,199	-$1.1M	+$900,908
REDUCE	VANGUARD INDEX FDS	922908744	-2,785	-$531,907	+$762,367
NEW	WARNER BROS DISCOVERY INC	WBD	+9,945	+$286,615	$0
EXITED	ORACLE CORP	68389X105	-800	-$224,992	$0
NEW	JOHNSON & JOHNSON	JNJ	+1,050	+$217,298	$0
EXITED	NORFOLK SOUTHN CORP	655844108	-695	-$208,785	$0
REDUCE	VANGUARD INDEX FDS	922908629	-678	-$196,769	-$180,720
REDUCE	VANGUARD INDEX FDS	922908595	-230	-$69,485	+$135,809
REDUCE	VANGUARD INDEX FDS	922908751	-247	-$63,714	+$160,774
REDUCE	GE AEROSPACE	369604301	-167	-$51,441	+$13,187

Sector Allocation

1.0%$1.8M

0.4%$730,526

0.4%$693,519

0.3%$608,486

Consumer Discretionary

0.2%$352,716

Communication Services

0.2%$319,728

Industrials

0.2%$296,721

Healthcare

0.1%$217,298

Filing History

Jan 26, 202613F HOLDINGS REPORTQ/E Dec 202542 pos · $171.5M
Oct 27, 202513F HOLDINGS REPORTQ/E Sep 202542 pos · $171.4M
Jul 17, 202513F HOLDINGS REPORTQ/E Jun 202541 pos · $161.5M
May 2, 202513F HOLDINGS REPORTQ/E Mar 202541 pos · $146.5M
Feb 5, 202513F HOLDINGS REPORTQ/E Dec 202440 pos · $154.8M
Nov 4, 202413F HOLDINGS REPORTQ/E Sep 202440 pos · $156.1M
Aug 5, 202413F HOLDINGS REPORTQ/E Jun 202440 pos · $148.5M
Apr 25, 202413F HOLDINGS REPORTQ/E Mar 202441 pos · $148.2M
Apr 23, 202413F HOLDINGS REPORT (Amended)Q/E Mar 202442 pos · $123.1M
Apr 23, 202413F HOLDINGS REPORT (Amended)Q/E Mar 202440 pos · $124.1M
Apr 23, 202413F HOLDINGS REPORT (Amended)Q/E Mar 202443 pos · $131.0M
Oct 26, 202313F HOLDINGS REPORTQ/E Dec 202340 pos · $124.1M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD INDEX FDS	922908736	107,003	$52.2M	30.43%
2	VANGUARD INDEX FDS	922908744	166,630	$31.8M	18.55%
3	VANGUARD INDEX FDS	922908629	50,663	$14.7M	8.57%
4	VANGUARD INDEX FDS	922908751	43,560	$11.2M	6.55%
5	VANGUARD INDEX FDS	922908611	52,710	$11.2M	6.51%
6	VANGUARD INDEX FDS	922908595	30,017	$9.1M	5.29%
7	VANGUARD INTL EQUITY INDEX F	922042775	100,413	$7.4M	4.31%
8	VANGUARD INDEX FDS	922908363	7,733	$4.8M	2.83%
9	VANGUARD INDEX FDS	922908512	22,518	$4.0M	2.33%
10	VANGUARD INDEX FDS	922908769	9,151	$3.1M	1.79%
11	VANGUARD INDEX FDS	922908652	11,194	$2.3M	1.36%
12	VANGUARD INDEX FDS	922908538	7,063	$2.0M	1.15%
13	BANK AMERICA CORP	060505104	34,317	$1.9M	1.10%
14	VANGUARD WORLD FD	921910816	4,200	$1.7M	1.01%
15	VANGUARD TAX-MANAGED FDS	921943858	20,194	$1.3M	0.74%
16	PHILIP MORRIS INTL INC	718172109	7,726	$1.2M	0.72%
17	VANGUARD WORLD FD	92204A306	7,800	$982,176	0.57%
18	VANGUARD INDEX FDS	922908637	2,925	$920,742	0.54%
19	APPLE INC	AAPL	2,582	$701,943	0.41%
20	EXXON MOBIL CORP	XOM	5,763	$693,519	0.40%