Institutional Manager · CIK 0001936603

Ritter Daniher Financial Advisory LLC / DE

CINCINNATI, OH · File #028-22602

Latest AUM

$596.2M

Positions

595

Top-10 Concentration

68.4%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	PIMCO ETF TR	72201R585	+413,635	+$11.0M	-$198,892
ADD	JANUS DETROIT STR TR	47103U886	+124,854	+$6.1M	-$52,925
ADD	FIRST TR EXCHNG TRADED FD VI	33740U406	+88,784	+$4.0M	+$6,732
REDUCE	FIRST TR EXCHNG TRADED FD VI	33740F615	-86,635	-$3.6M	+$77,205
REDUCE	J P MORGAN EXCHANGE TRADED F	46641Q332	-52,359	-$3.0M	+$24,571
NEW	FIRST TR EXCHNG TRADED FD VI	33740F672	+51,780	+$2.3M	$0
REDUCE	ISHARES TR	464287200	-2,215	-$1.5M	+$2.3M
REDUCE	FIRST TR EXCHNG TRADED FD VI	33740F771	-30,830	-$1.5M	+$54,284
ADD	TESLA INC	TSLA	+2,636	+$1.2M	+$3,950
ADD	VANGUARD INDEX FDS	922908363	+1,770	+$1.1M	+$265,767

Sector Allocation

Financials

8.4%$50.0M

Technology

3.3%$19.9M

Consumer Discretionary

1.6%$9.8M

Healthcare

1.2%$7.0M

Industrials

1.1%$6.5M

Communication Services

0.4%$2.7M

0.4%$2.2M

0.3%$1.5M

0.1%$709,738

0.1%$309,914

0.0%$209,614

Filing History

Feb 10, 202613F HOLDINGS REPORTQ/E Dec 2025595 pos · $596.2M
Nov 3, 202513F HOLDINGS REPORTQ/E Sep 2025467 pos · $567.9M
Aug 11, 202513F HOLDINGS REPORTQ/E Jun 2025336 pos · $407.2M
May 9, 202513F HOLDINGS REPORTQ/E Mar 2025310 pos · $366.6M
Feb 13, 202513F HOLDINGS REPORTQ/E Dec 2024312 pos · $354.2M
Nov 7, 202413F HOLDINGS REPORTQ/E Sep 2024317 pos · $344.1M
Aug 12, 202413F HOLDINGS REPORTQ/E Jun 2024309 pos · $313.8M
May 13, 202413F HOLDINGS REPORTQ/E Mar 2024302 pos · $302.2M
Nov 9, 202313F HOLDINGS REPORTQ/E Dec 2023354 pos · $236.8M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES TR	464287200	142,017	$97.3M	18.92%
2	PIMCO ETF TR	72201R585	1,657,511	$44.2M	8.60%
3	ISHARES TR	46434V621	629,975	$43.7M	8.50%
4	ISHARES TR	46432F842	380,769	$34.1M	6.62%
5	AMERICAN CENTY ETF TR	025072604	408,482	$31.5M	6.12%
6	ISHARES TR	464287507	425,630	$28.1M	5.46%
7	JANUS DETROIT STR TR	47103U886	477,650	$23.5M	4.56%
8	ISHARES TR	464287804	157,717	$19.0M	3.69%
9	WISDOMTREE TR	WT	309,705	$18.2M	3.53%
10	VANGUARD INDEX FDS	922908363	19,792	$12.4M	2.41%
11	PROCTER AND GAMBLE CO	742718109	76,802	$11.0M	2.14%
12	DIMENSIONAL ETF TRUST	25434V773	308,226	$10.2M	1.97%
13	APPLE INC	AAPL	36,136	$9.8M	1.91%
14	LCNB CORP	LCNB	545,227	$8.9M	1.74%
15	INVESCO QQQ TR	IVZ	12,161	$7.5M	1.45%
16	FIRST TR EXCHANGE TRADED FD	33738R506	104,921	$7.3M	1.42%
17	J P MORGAN EXCHANGE TRADED F	46641Q332	119,942	$6.9M	1.34%
18	INVESCO EXCH TRADED FD TR II	IVZ	26,571	$6.7M	1.31%
19	JPMORGAN CHASE & CO.	VYLD	20,439	$6.6M	1.28%
20	ALPHABET INC	GOOG	18,937	$5.9M	1.15%