Institutional Manager · CIK 0001931465

ESG Planning DBA Harper Investing

SANTA CLARA, CA · File #028-22553

Latest AUM

$232.3M

Positions

Top-10 Concentration

52.7%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	ISHARES TR	464288414	+21,194	+$2.3M	+$81,231
ADD	VANGUARD TAX-MANAGED FDS	921943858	+30,703	+$1.9M	+$275,634
ADD	SELECT SECTOR SPDR TR	81369Y803	+9,865	+$1.4M	-$1.1M
ADD	SELECT SECTOR SPDR TR	81369Y886	+30,551	+$1.3M	-$1.1M
REDUCE	BANK MONTREAL QUE	063679385	-41,820	-$1.1M	-$382,574
ADD	VANGUARD ADMIRAL FDS INC	921932869	+8,609	+$1.0M	+$19,597
ADD	SPDR SERIES TRUST	78468R622	+10,580	+$1.0M	-$76,801
REDUCE	ISHARES TR	46436E718	-9,592	-$962,853	-$14,683
ADD	VANGUARD BD INDEX FDS	921937835	+12,885	+$954,393	-$70,330
ADD	APPLE INC	AAPL	+3,497	+$950,695	+$559,492

Sector Allocation

Technology

15.6%$36.3M

Consumer Discretionary

3.1%$7.2M

Healthcare

3.0%$7.0M

Financials

2.1%$4.8M

Communication Services

1.4%$3.3M

Real Estate

0.8%$1.9M

Industrials

0.4%$983,345

Filing History

Feb 4, 202613F HOLDINGS REPORTQ/E Dec 202565 pos · $232.3M
Nov 13, 202513F HOLDINGS REPORTQ/E Sep 202563 pos · $210.0M
Aug 13, 202513F HOLDINGS REPORTQ/E Jun 202558 pos · $178.8M
May 2, 202513F HOLDINGS REPORTQ/E Mar 202550 pos · $150.9M
Feb 12, 202513F HOLDINGS REPORTQ/E Dec 202445 pos · $135.6M
Nov 8, 202413F HOLDINGS REPORTQ/E Sep 202449 pos · $152.5M
Jul 30, 202413F HOLDINGS REPORTQ/E Jun 202442 pos · $101.6M
May 1, 202413F HOLDINGS REPORTQ/E Mar 202436 pos · $85.1M
Nov 1, 202313F HOLDINGS REPORTQ/E Dec 202317 pos · $87.2M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	NVIDIA CORPORATION	NVDA	107,865	$20.1M	8.83%
2	VANGUARD BD INDEX FDS	921937835	247,424	$18.3M	8.04%
3	ISHARES TR	464288414	152,311	$16.3M	7.16%
4	SPDR SERIES TRUST	78468R622	109,096	$10.6M	4.65%
5	VANGUARD WORLD FD	92204A702	13,838	$10.4M	4.58%
6	APPLE INC	AAPL	35,972	$9.8M	4.29%
7	PIMCO ETF TR	72201R866	182,969	$9.6M	4.21%
8	ALPHABET INC	GOOG	29,079	$9.1M	3.99%
9	VANGUARD TAX-MANAGED FDS	921943858	138,793	$8.7M	3.80%
10	AMAZON COM INC	AMZN	31,145	$7.2M	3.15%
11	VANGUARD INTL EQUITY INDEX F	922042775	94,280	$6.9M	3.04%
12	VANGUARD WORLD FD	92204A108	17,549	$6.9M	3.03%
13	DIMENSIONAL ETF TRUST	25434V500	97,495	$6.8M	2.98%
14	VANGUARD WORLD FD	92204A603	20,143	$6.0M	2.64%
15	MERCK & CO INC	MRK	47,966	$5.0M	2.21%
16	VANGUARD WORLD FD	92204A405	37,699	$5.0M	2.21%
17	VANGUARD WORLD FD	92204A207	20,574	$4.3M	1.91%
18	VANGUARD ADMIRAL FDS INC	921932869	35,671	$4.3M	1.88%
19	SELECT SECTOR SPDR TR	81369Y860	105,337	$4.3M	1.86%
20	VANGUARD INDEX FDS	922908769	12,140	$4.1M	1.79%