Institutional Manager · CIK 0001931232

Carr Financial Group Corp

WORCESTER, MA · File #028-22942

Latest AUM

$376.2M

Positions

187

Top-10 Concentration

61.1%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
REDUCE	INVESCO QQQ TR	IVZ	-17,236	-$10.6M	+$247,108
REDUCE	AMAZON COM INC	AMZN	-19,526	-$4.5M	+$223,042
REDUCE	ALPHABET INC	GOOG	-10,986	-$3.4M	+$785,738
REDUCE	SPDR SERIES TRUST	78468R663	-34,482	-$3.2M	-$19,616
ADD	SPDR SERIES TRUST	78468R523	+26,110	+$2.6M	-$7,384
REDUCE	ISHARES TR	464288653	-21,704	-$2.2M	-$53,284
ADD	J P MORGAN EXCHANGE TRADED F	46654Q203	+34,547	+$2.0M	+$63,651
ADD	ISHARES INC	46434G764	+25,238	+$1.8M	+$1.6M
ADD	ISHARES TR	46436E478	+71,317	+$1.6M	-$2,669
EXITED	ISHARES TR	46435U168	-67,906	-$1.6M	$0

Sector Allocation

Technology

6.8%$25.6M

Financials

5.8%$21.7M

Healthcare

2.7%$10.2M

Consumer Discretionary

2.2%$8.2M

Industrials

1.4%$5.4M

Consumer Staples

0.5%$2.0M

Communication Services

0.5%$1.9M

Materials

0.2%$890,738

Real Estate

0.1%$467,702

Energy

0.1%$248,230

Filing History

Jan 9, 202613F HOLDINGS REPORTQ/E Dec 2025187 pos · $376.2M
Oct 8, 202513F HOLDINGS REPORTQ/E Sep 2025188 pos · $364.2M
Jul 15, 202513F HOLDINGS REPORTQ/E Jun 2025187 pos · $338.9M
Apr 22, 202513F HOLDINGS REPORTQ/E Mar 2025175 pos · $305.2M
Jan 21, 202513F HOLDINGS REPORTQ/E Dec 2024185 pos · $322.4M
Nov 1, 202413F HOLDINGS REPORTQ/E Sep 2024196 pos · $341.2M
Jul 12, 202413F HOLDINGS REPORTQ/E Jun 2024185 pos · $314.4M
Apr 25, 202413F HOLDINGS REPORTQ/E Mar 2024182 pos · $300.5M
Nov 7, 202313F HOLDINGS REPORTQ/E Dec 2023163 pos · $252.7M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD BD INDEX FDS	921937835	434,354	$32.2M	10.48%
2	VANGUARD SPECIALIZED FUNDS	921908844	119,953	$26.4M	8.58%
3	ISHARES TR	46434V456	579,506	$26.3M	8.58%
4	ISHARES INC	46434G764	325,506	$23.7M	7.70%
5	SPDR GOLD TR	GLD	44,898	$17.8M	5.79%
6	VANGUARD INDEX FDS	922908769	48,579	$16.3M	5.30%
7	J P MORGAN EXCHANGE TRADED F	46654Q724	216,332	$14.4M	4.68%
8	INVESCO QQQ TR	IVZ	19,129	$11.8M	3.83%
9	ISHARES TR	464287507	162,812	$10.7M	3.50%
10	J P MORGAN EXCHANGE TRADED F	46654Q203	140,611	$8.2M	2.66%
11	AMERICAN CENTY ETF TR	025072877	65,341	$6.7M	2.17%
12	NVIDIA CORPORATION	NVDA	29,818	$5.6M	1.81%
13	APPLE INC	AAPL	20,444	$5.6M	1.81%
14	VANGUARD INDEX FDS	922908751	21,159	$5.5M	1.78%
15	VANGUARD WORLD FD	921910816	12,730	$5.3M	1.71%
16	SPDR SERIES TRUST	78468R523	50,828	$5.0M	1.64%
17	MICROSOFT CORP	MSFT	10,023	$4.8M	1.58%
18	SCHWAB STRATEGIC TR	808524201	170,881	$4.6M	1.50%
19	AMAZON COM INC	AMZN	18,192	$4.2M	1.37%
20	ELI LILLY & CO	LLY	3,705	$4.0M	1.30%