Institutional Manager · CIK 0001919176

Retireful, LLC

HASLETT, MI · File #028-22458

Latest AUM

$79.7M

Positions

Top-10 Concentration

43.5%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
NEW	INVESCO EXCHANGE TRADED FD T	IVZ	+43,839	+$8.5M	$0
REDUCE	SPDR S&P 500 ETF TR	SPY	-10,680	-$7.3M	+$352,779
REDUCE	J P MORGAN EXCHANGE TRADED F	46641Q837	-56,188	-$2.9M	+$3,308
REDUCE	GOLDMAN SACHS ETF TR	NVGLF	-28,034	-$2.8M	+$782
EXITED	WISDOMTREE TR	97717Y527	-49,558	-$2.5M	$0
EXITED	VANGUARD WORLD FD	92204A108	-5,666	-$2.2M	$0
EXITED	VANGUARD INDEX FDS	922908637	-7,284	-$2.2M	$0
EXITED	SCHWAB STRATEGIC TR	808524201	-83,388	-$2.2M	$0
REDUCE	SPDR SERIES TRUST	78468R663	-23,902	-$2.2M	-$14,771
NEW	SELECT SECTOR SPDR TR	81369Y886	+49,114	+$2.1M	$0

Sector Allocation

Technology

14.3%$11.4M

Financials

13.5%$10.7M

Industrials

6.7%$5.3M

Consumer Discretionary

6.2%$4.9M

Healthcare

4.2%$3.3M

Communication Services

2.9%$2.3M

1.9%$1.6M

1.8%$1.5M

1.1%$890,995

0.7%$570,768

Filing History

Jan 15, 202613F HOLDINGS REPORTQ/E Dec 202593 pos · $79.7M
Oct 17, 202513F HOLDINGS REPORTQ/E Sep 202593 pos · $103.5M
Jul 15, 202513F HOLDINGS REPORTQ/E Jun 2025144 pos · $145.1M
Apr 10, 202513F HOLDINGS REPORTQ/E Mar 202592 pos · $105.8M
Jan 15, 202513F HOLDINGS REPORTQ/E Dec 2024126 pos · $177.7M
Nov 8, 202413F HOLDINGS REPORTQ/E Sep 202466 pos · $135.1M
Aug 1, 202413F HOLDINGS REPORTQ/E Jun 202493 pos · $212.6M
Apr 23, 202413F HOLDINGS REPORTQ/E Mar 202490 pos · $240.5M
Oct 19, 202313F HOLDINGS REPORT (Amended)Q/E Dec 202372 pos · $209.6M
Oct 5, 202313F HOLDINGS REPORTQ/E Dec 202377 pos · $264.3M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	INVESCO EXCHANGE TRADED FD T	IVZ	43,839	$8.5M	13.13%
2	SPDR S&P 500 ETF TR	SPY	6,256	$4.3M	6.66%
3	SELECT SECTOR SPDR TR	81369Y852	18,005	$2.1M	3.30%
4	SELECT SECTOR SPDR TR	81369Y886	49,114	$2.1M	3.27%
5	VANGUARD WORLD FD	92204A405	15,647	$2.1M	3.26%
6	VANGUARD WORLD FD	92204A702	2,739	$2.1M	3.23%
7	VANGUARD INDEX FDS	922908553	21,491	$1.9M	2.97%
8	ALPHABET INC	GOOG	5,867	$1.8M	2.86%
9	EXPEDIA GROUP INC	EXPE	5,653	$1.6M	2.50%
10	WESTERN DIGITAL CORP	WDC	8,504	$1.5M	2.32%
11	BROADCOM INC	AVGO	4,264	$1.5M	2.31%
12	SPDR SERIES TRUST	78468R663	14,966	$1.4M	2.12%
13	APPLOVIN CORP	APP	1,879	$1.3M	2.02%
14	TAPESTRY INC	TPR	9,920	$1.3M	1.99%
15	SOUTHERN COPPER CORP	SCCO	8,206	$1.2M	1.85%
16	CORNING INC	GLW	13,306	$1.2M	1.83%
17	UNITED AIRLS HLDGS INC	UNTCW	10,553	$1.2M	1.82%
18	GENERAL MTRS CO	37045V100	13,983	$1.2M	1.79%
19	CATERPILLAR INC	CAT	1,931	$1.1M	1.73%
20	GOLDMAN SACHS ETF TR	NVGLF	11,072	$1.1M	1.72%