Institutional Manager · CIK 0001911695

Family CFO Inc

LOS ALTOS, CA · File #028-22301

Latest AUM

$223.6M

Positions

Top-10 Concentration

78.9%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
REDUCE	Bloom Energy Corporation Com C L A	BE	-20,310	-$1.8M	+$241,681
NEW	ALPHA ARCHITECT ETF US EQUITY	02072Q358	+19,852	+$979,235	$0
ADD	VANGUARD MORTGAGE-BACK SEC ETF	92206C771	+16,215	+$763,402	+$35,635
ADD	DIMENSNL ULTRASHRT FIXED INCM ETF	25434V591	+13,126	+$664,832	-$3,353
NEW	Vanguard Total International Bond ETF	92203J407	+8,393	+$405,550	$0
ADD	VANGUARD STRM INFPROIDX ETF	922020805	+5,943	+$293,941	-$177,822
REDUCE	Vanguard FTSE All-World ex-US Sm-Cap Index Fund	922042718	-1,996	-$286,086	+$66,819
REDUCE	VANGUARD FTSE EMR MKT ETF	922042858	-5,047	-$271,327	-$30,239
ADD	VANGUARD INT-TERM CORP ETF	92206C870	+2,942	+$246,393	-$42,140
REDUCE	Vanguard Small Cap ETF	922908751	-931	-$240,152	+$11,356

Sector Allocation

Industrials

3.3%$7.4M

Consumer Discretionary

0.7%$1.5M

Technology

0.5%$1.0M

Healthcare

0.1%$355,210

Communication Services

0.0%$71,290

Financials

0.0%$60,771

Consumer Staples

0.0%$17,940

Filing History

Jan 23, 202613F HOLDINGS REPORTQ/E Dec 202587 pos · $223.6M
Oct 28, 202513F HOLDINGS REPORTQ/E Sep 202534 pos · $217.2M
Jul 21, 202513F HOLDINGS REPORTQ/E Jun 202590 pos · $199.7M
Apr 24, 202513F HOLDINGS REPORTQ/E Mar 202565 pos · $182.3M
Jan 30, 202513F HOLDINGS REPORTQ/E Dec 202492 pos · $181.6M
Oct 17, 202413F HOLDINGS REPORTQ/E Sep 202473 pos · $177.3M
Jul 24, 202413F HOLDINGS REPORTQ/E Jun 202464 pos · $162.5M
Apr 17, 202413F HOLDINGS REPORTQ/E Mar 202464 pos · $161.4M
Nov 3, 202313F HOLDINGS REPORTQ/E Dec 202381 pos · $139.1M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	Vanguard Total Stock Market ETF	922908769	155,086	$52.0M	23.35%
2	VANGUARD DIVIDEND APPRECIATION ETF	921908844	103,759	$22.8M	10.24%
3	VANGUARD TOTAL INTL STOCK INDEX FUND ETF	921909768	273,781	$20.7M	9.28%
4	VANGUARD SMALL CAP VALUE ETF	922908611	76,536	$16.2M	7.28%
5	VANGUARD MORTGAGE-BACK SEC ETF	92206C771	313,409	$14.8M	6.63%
6	Vanguard S&P 500 ETF	922908363	19,310	$12.1M	5.44%
7	Vanguard FTSE All-World ex-US Sm-Cap Index Fund	922042718	83,721	$12.0M	5.39%
8	VANGUARD INT-TERM CORP ETF	92206C870	119,989	$10.0M	4.51%
9	VANGUARD STRM INFPROIDX ETF	922020805	157,927	$7.8M	3.51%
10	Bloom Energy Corporation Com C L A	BE	83,863	$7.3M	3.27%
11	VANGUARD VALUE ETF	922908744	37,202	$7.1M	3.19%
12	VANGUARD GROWTH ETF	922908736	11,825	$5.8M	2.59%
13	VANGUARD FTSE EMR MKT ETF	922042858	66,950	$3.6M	1.62%
14	DIMENSIONAL ETF INTERNATIONAL VALUE	25434V807	64,262	$3.2M	1.44%
15	VANGUARD EXTEND MKT ETF	922908652	15,080	$3.2M	1.42%
16	DIMENSIONAL ETF TR US MARKETWI DE VALUE ETF	25434V724	55,422	$2.6M	1.16%
17	VANGUARD FTSE DEV MKT ETF	921943858	38,811	$2.4M	1.09%
18	VANGUARD ALLWRLD EX US ETF	922042775	28,765	$2.1M	0.95%
19	DIMENSNL ULTRASHRT FIXED INCM ETF	25434V591	38,921	$2.0M	0.89%
20	Vanguard Real Estate ETF	922908553	21,676	$1.9M	0.86%