#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB INTERNATIONAL EQUITY ETF	808524805	1,141,527	$27.4M	13.45%
2	SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF	808524755	457,602	$20.7M	10.14%
3	ISHARES CORE S&P 500 ETF	464287200	19,067	$13.1M	6.40%
4	SCHWAB EMERGING MARKETS EQUITY ETF	808524706	314,658	$10.3M	5.05%
5	ISHARES CORE MSCI EAFE ETF	46432F842	95,390	$8.5M	4.18%
6	VANGUARD LONG-TERM TREASURY ETF	92206C847	146,470	$8.2M	4.01%
7	SCHWAB U.S. LARGE-CAP ETF	808524201	284,936	$7.7M	3.76%
8	SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF	808524771	256,043	$7.0M	3.41%
9	ISHARES RUSSELL 1000 VALUE ETF	464287598	30,036	$6.3M	3.10%
10	SCHWAB SHORT-TERM US TREASURY ETF	808524862	229,551	$5.6M	2.74%
11	VANGUARD VALUE ETF	922908744	28,173	$5.4M	2.64%
12	ISHARES CORE DIVIDEND GROWTH ETF	46434V621	75,470	$5.2M	2.57%
13	ISHARES MSCI USA QUALITY FACTOR ETF	46432F339	25,674	$5.1M	2.50%
14	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	70,963	$4.4M	2.17%
15	STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF	78464A508	70,657	$4.0M	1.97%
16	SCHWAB US TIPS ETF	808524870	123,041	$3.3M	1.60%
17	ISHARES MSCI ACWI EX U.S. ETF	464288240	47,050	$3.2M	1.55%
18	SCHWAB US AGGREGATE BOND ETF	808524839	129,744	$3.0M	1.49%
19	ISHARES RUSSELL 1000 ETF	464287622	7,830	$2.9M	1.43%
20	ISHARES CORE MSCI EMERGING MARKETS ETF	46434G103	40,450	$2.7M	1.33%