Institutional Manager · CIK 0001909798

HILL ISLAND FINANCIAL LLC

GRAND RAPIDS, MI · File #028-22218

Latest AUM

$417.9M

Positions

Top-10 Concentration

78.6%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
REDUCE	RBB FUND TRUST	75526L852	-48,063	-$2.7M	+$2.1M
ADD	DIMENSIONAL ETF TRUST	25434V799	+68,829	+$2.4M	+$1.7M
ADD	EA SERIES TRUST	02072L516	+19,792	+$1.8M	+$28,407
ADD	DIMENSIONAL ETF TRUST	25434V104	+30,714	+$1.4M	+$1.3M
REDUCE	ISHARES TR	46432F834	-10,063	-$851,733	+$215,489
ADD	NVIDIA CORPORATION	NVDA	+4,537	+$846,148	-$2,066
REDUCE	SPDR SERIES TRUST	78464A409	-7,391	-$788,613	+$114,349
NEW	CLOUDFLARE INC	NET	+3,677	+$724,921	$0
ADD	DIMENSIONAL ETF TRUST	25434V666	+19,067	+$652,282	+$753,971
ADD	INVESCO EXCH TRADED FD TR II	IVZ	+2,544	+$643,428	+$528,395

Sector Allocation

Financials

7.6%$31.8M

Technology

5.0%$20.8M

Consumer Discretionary

0.7%$2.7M

Healthcare

0.2%$1.0M

Industrials

0.1%$544,034

Consumer Staples

0.1%$325,291

Communication Services

0.1%$213,398

Filing History

Jan 22, 202613F HOLDINGS REPORTQ/E Dec 202580 pos · $417.9M
Nov 7, 202513F HOLDINGS REPORTQ/E Sep 202576 pos · $400.6M
Jul 22, 202513F HOLDINGS REPORTQ/E Jun 202576 pos · $358.5M
Apr 22, 202513F HOLDINGS REPORTQ/E Mar 202559 pos · $341.2M
Feb 11, 202513F HOLDINGS REPORTQ/E Dec 202473 pos · $342.4M
Oct 24, 202413F HOLDINGS REPORTQ/E Sep 202472 pos · $330.6M
Aug 9, 202413F HOLDINGS REPORTQ/E Jun 202468 pos · $305.6M
May 10, 202413F HOLDINGS REPORTQ/E Mar 202466 pos · $302.8M
Oct 16, 202313F HOLDINGS REPORTQ/E Dec 202353 pos · $251.7M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	RBB FUND TRUST	75526L852	1,174,242	$66.4M	16.25%
2	VANGUARD INDEX FDS	922908363	103,094	$64.7M	15.81%
3	DIMENSIONAL ETF TRUST	25434V104	1,238,373	$58.0M	14.17%
4	DIMENSIONAL ETF TRUST	25434V799	1,079,270	$37.2M	9.09%
5	INVESCO EXCH TRADED FD TR II	IVZ	93,637	$23.7M	5.79%
6	DIMENSIONAL ETF TRUST	25434V666	594,638	$20.3M	4.97%
7	DIMENSIONAL ETF TRUST	25434V500	280,214	$19.5M	4.77%
8	EA SERIES TRUST	02072L516	136,454	$12.3M	3.00%
9	SCHWAB STRATEGIC TR	808524805	446,269	$10.7M	2.62%
10	DIMENSIONAL ETF TRUST	25434V690	198,493	$8.5M	2.08%
11	ISHARES TR	46432F834	94,518	$8.0M	1.96%
12	VANGUARD INDEX FDS	922908736	15,389	$7.5M	1.84%
13	AMERICAN CENTY ETF TR	025072802	73,019	$6.9M	1.68%
14	INVESCO QQQ TR	IVZ	9,962	$6.1M	1.50%
15	NVIDIA CORPORATION	NVDA	30,556	$5.7M	1.39%
16	MICROSOFT CORP	MSFT	11,456	$5.5M	1.35%
17	APPLE INC	AAPL	20,306	$5.5M	1.35%
18	SPDR SERIES TRUST	78464A409	44,845	$4.8M	1.17%
19	ISHARES TR	464287200	6,308	$4.3M	1.06%
20	ALPHABET INC	GOOG	9,990	$3.1M	0.77%