#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES TR	464287200	251,427	$172.2M	41.18%
2	ISHARES TR	46432F842	602,012	$53.9M	12.88%
3	CAPITAL GRP FIXED INCM ETF T	14020Y508	1,581,937	$42.0M	10.03%
4	ISHARES TR	464287507	487,518	$32.2M	7.70%
5	ISHARES INC	46434G103	433,872	$29.2M	6.97%
6	J P MORGAN EXCHANGE TRADED F	46654Q781	322,105	$24.1M	5.75%
7	SCHWAB STRATEGIC TR	808524201	438,536	$11.8M	2.82%
8	J P MORGAN EXCHANGE TRADED F	46641Q647	227,961	$11.5M	2.75%
9	SCHWAB STRATEGIC TR	808524805	297,405	$7.1M	1.71%
10	SPDR S&P 500 ETF TR	SPY	8,910	$6.1M	1.45%
11	ISHARES TR	464287465	47,729	$4.6M	1.10%
12	3M CO	MMM	18,927	$3.0M	0.72%
13	AB ACTIVE ETFS INC	00039J889	92,274	$2.3M	0.56%
14	CAPITAL GRP FIXED INCM ETF T	14020Y201	72,154	$2.0M	0.47%
15	ECOLAB INC	ECL	7,050	$1.9M	0.44%
16	ISHARES TR	464287804	14,734	$1.8M	0.42%
17	J P MORGAN EXCHANGE TRADED F	46641Q654	28,591	$1.5M	0.35%
18	SPDR INDEX SHS FDS	78463X889	20,634	$916,356	0.22%
19	VICTORY PORTFOLIOS II	92647P126	14,782	$702,441	0.17%
20	SCHWAB STRATEGIC TR	808524508	22,753	$684,183	0.16%