Institutional Manager · CIK 0001898838
Schaeffer Financial LLC
Rockville, MD · File #028-21634
Latest AUM
$114.6M
Positions
21
Top-10 Concentration
96.9%
Filings
8
Portfolio Value Over Time
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
Biggest QoQ Changes
Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.
| Action | Issuer | Ticker / CUSIP | Δ Shares | Flow ($) | Price Effect |
|---|---|---|---|---|---|
| ADD | ISHARES TR | 464288646 | +201,313 | +$10.6M | -$61,298 |
| REDUCE | SCHWAB STRATEGIC TR | 808524797 | -148,768 | -$4.1M | +$77,550 |
| REDUCE | SCHWAB STRATEGIC TR | 808524508 | -132,217 | -$4.0M | +$113,053 |
| REDUCE | SCHWAB STRATEGIC TR | 808524409 | -39,715 | -$1.2M | +$48,346 |
| NEW | MICROSOFT CORP | MSFT | +2,344 | +$1.1M | $0 |
| NEW | VANGUARD WORLD FD | 921910733 | +2,203 | +$266,526 | $0 |
| EXITED | INVESCO QQQ TR | 46090E103 | -361 | -$216,734 | $0 |
| ADD | SPDR INDEX SHS FDS | 78463X475 | +2,821 | +$216,399 | +$450,905 |
| ADD | SCHWAB STRATEGIC TR | 808524102 | +3,618 | +$94,900 | +$456,734 |
| ADD | SCHWAB STRATEGIC TR | 808524300 | +1,274 | +$41,558 | +$302,556 |
Sector Allocation
Filing History
- 13F COMBINATION REPORTQ/E Dec 202521 pos · $114.6M
- 13F COMBINATION REPORTQ/E Sep 202520 pos · $110.3M
- 13F COMBINATION REPORTQ/E Jun 202518 pos · $102.4M
- 13F COMBINATION REPORTQ/E Mar 202515 pos · $90.6M
- 13F COMBINATION REPORTQ/E Dec 202419 pos · $100.3M
- 13F COMBINATION REPORTQ/E Sep 202415 pos · $98.4M
- 13F COMBINATION REPORTQ/E Jun 202416 pos · $92.1M
- 13F COMBINATION REPORTQ/E Mar 202418 pos · $100.4M
Top 20 Holdings — Dec 2025
| # | Issuer | Ticker | Shares | Value | % of Portfolio |
|---|---|---|---|---|---|
| 1 | ISHARES TR | 464288646 | 610,040 | $32.3M | 28.15% |
| 2 | SCHWAB STRATEGIC TR | 808524102 | 881,926 | $23.1M | 20.19% |
| 3 | SPDR INDEX SHS FDS | 78463X475 | 251,935 | $19.3M | 16.86% |
| 4 | SCHWAB STRATEGIC TR | 808524300 | 427,396 | $13.9M | 12.17% |
| 5 | SCHWAB STRATEGIC TR | 808524797 | 447,825 | $12.3M | 10.72% |
| 6 | SCHWAB STRATEGIC TR | 808524508 | 130,767 | $3.9M | 3.43% |
| 7 | INVESCO EXCH TRADED FD TR II | IVZ | 36,396 | $2.6M | 2.27% |
| 8 | SCHWAB STRATEGIC TR | 808524409 | 57,020 | $1.7M | 1.47% |
| 9 | MICROSOFT CORP | MSFT | 2,344 | $1.1M | 0.99% |
| 10 | VANGUARD SPECIALIZED FUNDS | 921908844 | 3,441 | $756,339 | 0.66% |
| 11 | SPDR S&P 500 ETF TR | SPY | 1,048 | $714,788 | 0.62% |
| 12 | COSTCO WHSL CORP NEW | 22160K105 | 493 | $425,134 | 0.37% |
| 13 | SCHWAB STRATEGIC TR | 808524706 | 9,944 | $325,650 | 0.28% |
| 14 | APPLE INC | AAPL | 1,181 | $320,960 | 0.28% |
| 15 | VANGUARD WORLD FD | 921910733 | 2,203 | $266,526 | 0.23% |
| 16 | CATERPILLAR INC | CAT | 457 | $261,698 | 0.23% |
| 17 | JPMORGAN CHASE & CO. | VYLD | 798 | $257,132 | 0.22% |
| 18 | VANGUARD INDEX FDS | 922908637 | 814 | $256,228 | 0.22% |
| 19 | HOME DEPOT INC | HD | 736 | $253,258 | 0.22% |
| 20 | ISHARES TR | 464287101 | 703 | $241,108 | 0.21% |