Institutional Manager · CIK 0001883629

Financial Council, LLC

TOWSON, MD · File #028-21398

Latest AUM

$250.5M

Positions

101

Top-10 Concentration

67.3%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	ISHARES TR	464288240	+159,189	+$10.7M	+$109,291
ADD	CAPITAL GROUP GBL GROWTH EQT	14020X104	+81,683	+$2.8M	+$672,815
ADD	ISHARES INC	46434G103	+36,063	+$2.4M	+$91,701
NEW	CAPITAL GRP FIXED INCM ETF T	14020Y201	+83,806	+$2.3M	$0
EXITED	FIRSTSERVICE CORP NEW	33767E202	-10,000	-$1.9M	$0
ADD	CAPITAL GROUP GROWTH ETF	14020G101	+24,166	+$1.1M	+$239,408
ADD	CAPITAL GROUP DIVIDEND VALUE	14020W106	+15,455	+$674,455	+$66,854
NEW	CAPITAL GROUP DIVIDEND GROWE	14021L109	+14,217	+$506,694	$0
NEW	CAPITAL GROUP INTERNATIONAL	14021T102	+15,559	+$505,668	$0
ADD	NETFLIX INC	NFLX	+3,801	+$356,382	-$474,114

Sector Allocation

Technology

9.6%$24.1M

Healthcare

1.8%$4.4M

Consumer Discretionary

1.1%$2.8M

1.1%$2.7M

0.9%$2.2M

0.9%$2.2M

0.9%$2.2M

Communication Services

0.6%$1.4M

Utilities

0.3%$895,077

Filing History

Feb 5, 202613F HOLDINGS REPORTQ/E Dec 2025101 pos · $250.5M
Oct 15, 202513F HOLDINGS REPORTQ/E Sep 202595 pos · $225.3M
Jul 21, 202513F HOLDINGS REPORTQ/E Jun 202593 pos · $207.4M
Apr 15, 202513F HOLDINGS REPORTQ/E Mar 202587 pos · $185.5M
Feb 6, 202513F HOLDINGS REPORTQ/E Dec 202491 pos · $194.0M
Nov 12, 202413F HOLDINGS REPORTQ/E Sep 202491 pos · $192.0M
Aug 12, 202413F HOLDINGS REPORTQ/E Jun 202481 pos · $178.8M
May 6, 202413F HOLDINGS REPORTQ/E Mar 202483 pos · $169.1M
Oct 31, 202313F HOLDINGS REPORTQ/E Dec 202366 pos · $125.7M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	CAPITAL GROUP GBL GROWTH EQT	14020X104	1,483,388	$51.4M	21.83%
2	CAPITAL GROUP GROWTH ETF	14020G101	459,406	$20.4M	8.68%
3	ISHARES TR	464287671	85,961	$14.4M	6.13%
4	ISHARES TR	464288240	210,729	$14.1M	6.01%
5	APPLE INC	AAPL	47,420	$12.9M	5.48%
6	SPDR SERIES TRUST	78464A508	226,226	$12.9M	5.46%
7	ISHARES TR	464287663	90,466	$9.3M	3.94%
8	SPDR SERIES TRUST	78464A409	82,094	$8.8M	3.72%
9	ISHARES TR	464287507	108,676	$7.2M	3.05%
10	ISHARES INC	46434G103	106,596	$7.2M	3.04%
11	DIMENSIONAL ETF TRUST	25434V708	160,420	$6.4M	2.70%
12	ISHARES TR	464287689	14,660	$5.7M	2.41%
13	ISHARES TR	464287200	8,189	$5.6M	2.38%
14	MICROSOFT CORP	MSFT	10,713	$5.2M	2.20%
15	ISHARES TR	464288257	34,708	$4.9M	2.09%
16	NVIDIA CORPORATION	NVDA	20,095	$3.7M	1.59%
17	DIMENSIONAL ETF TRUST	25434V401	48,387	$3.6M	1.52%
18	VANGUARD INDEX FDS	922908363	5,152	$3.2M	1.37%
19	CAPITAL GROUP DIVIDEND VALUE	14020W106	56,973	$2.5M	1.06%
20	CAPITAL GRP FIXED INCM ETF T	14020Y201	83,806	$2.3M	0.97%