Institutional Manager · CIK 0001873438

XY Planning Network, Inc.

BOZEMAN, MT · File #028-25418

Latest AUM

$573.8M

Positions

248

Top-10 Concentration

48.4%

Filings

Portfolio Value Over Time

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	VANGUARD INDEX FDS	922908363	+30,315	+$19.0M	+$597,717
ADD	DIMENSIONAL ETF TRUST	25434V708	+461,029	+$18.3M	+$1.7M
ADD	VANGUARD INDEX FDS	922908769	+45,798	+$15.4M	+$2.2M
ADD	DIMENSIONAL ETF TRUST	25434V799	+298,129	+$10.3M	+$608,411
ADD	VANGUARD TAX-MANAGED FDS	921943858	+118,650	+$7.4M	+$727,326
ADD	VANGUARD CHARLOTTE FDS	92203J407	+138,848	+$6.7M	-$76,583
ADD	VANGUARD STAR FDS	921909768	+82,957	+$6.3M	+$355,626
ADD	DIMENSIONAL ETF TRUST	25434V625	+82,881	+$6.1M	+$89,346
ADD	VANGUARD SCOTTSDALE FDS	92206C870	+67,338	+$5.6M	+$99,032
ADD	SPDR SERIES TRUST	78464A847	+84,684	+$4.9M	+$291,547

Sector Allocation

Financials

8.3%$47.5M

Technology

2.9%$16.6M

Consumer Discretionary

0.5%$3.0M

Healthcare

0.3%$1.8M

Consumer Staples

0.3%$1.7M

Communication Services

0.1%$756,055

Industrials

0.1%$611,825

Energy

0.1%$558,291

Materials

0.0%$274,658

Filing History

Jan 26, 202613F HOLDINGS REPORTQ/E Dec 2025248 pos · $573.8M
Nov 13, 202513F HOLDINGS REPORTQ/E Sep 2025173 pos · $293.7M
Jul 17, 202513F HOLDINGS REPORTQ/E Jun 2025173 pos · $293.7M
Apr 22, 202513F HOLDINGS REPORTQ/E Mar 2025102 pos · $149.9M
Feb 27, 202513F HOLDINGS REPORTQ/E Dec 202492 pos · $133.2M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD INDEX FDS	922908769	114,709	$38.5M	9.82%
2	DIMENSIONAL ETF TRUST	25434V708	917,707	$36.3M	9.28%
3	VANGUARD INDEX FDS	922908363	40,432	$25.4M	6.48%
4	DIMENSIONAL ETF TRUST	25434V799	478,664	$16.5M	4.21%
5	VANGUARD TAX-MANAGED FDS	921943858	251,855	$15.7M	4.02%
6	VANGUARD SCOTTSDALE FDS	92206C870	186,690	$15.6M	3.99%
7	DIMENSIONAL ETF TRUST	25434V872	268,242	$11.4M	2.92%
8	VANGUARD STAR FDS	921909768	138,955	$10.5M	2.68%
9	SPDR S&P 500 ETF TR	SPY	14,610	$10.0M	2.54%
10	VANGUARD CHARLOTTE FDS	92203J407	203,212	$9.8M	2.51%
11	PIMCO ETF TR	72201R866	187,252	$9.8M	2.51%
12	SPDR SERIES TRUST	78464A847	167,277	$9.7M	2.47%
13	VANGUARD INTL EQUITY INDEX F	922042858	152,745	$8.2M	2.10%
14	DIMENSIONAL ETF TRUST	25434V658	310,046	$8.2M	2.09%
15	DIMENSIONAL ETF TRUST	25434V732	239,806	$7.9M	2.03%
16	DIMENSIONAL ETF TRUST	25434V401	106,107	$7.9M	2.01%
17	VANGUARD MALVERN FDS	922020805	143,100	$7.1M	1.81%
18	DIMENSIONAL ETF TRUST	25434V625	96,059	$7.1M	1.81%
19	VANGUARD INDEX FDS	922908736	14,346	$7.0M	1.79%
20	APPLE INC	AAPL	25,550	$6.9M	1.77%