Institutional Manager · CIK 0001861163

Koss-Olinger Consulting, LLC

GAINESVILLE, FL · File #028-21224

Latest AUM

$1.29B

Positions

269

Top-10 Concentration

68.0%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	PIMCO ETF TR	72201R775	+659,320	+$61.4M	+$590,450
ADD	ISHARES TR	464287226	+370,869	+$37.0M	+$226,547
REDUCE	PACER FDS TR	69374H105	-573,357	-$31.8M	+$2.7M
ADD	ISHARES TR	464288885	+256,770	+$29.3M	+$199,776
REDUCE	VANECK ETF TRUST	92189F353	-1,167,960	-$23.2M	+$94,517
ADD	VANGUARD INTL EQUITY INDEX F	922042858	+298,344	+$16.0M	+$899,891
ADD	SCHWAB STRATEGIC TR	808524201	+584,429	+$15.7M	+$23.3M
REDUCE	VANGUARD BD INDEX FDS	921937793	-212,453	-$14.8M	-$13,523
ADD	ISHARES TR	46435U853	+270,896	+$10.1M	-$138,195
NEW	VANECK ETF TRUST	92189F643	+68,990	+$7.1M	$0

Sector Allocation

Technology

3.6%$46.7M

Consumer Discretionary

3.4%$43.5M

2.6%$33.3M

1.1%$14.0M

0.5%$7.1M

0.3%$4.6M

0.3%$4.5M

Communication Services

0.3%$4.4M

Materials

0.2%$3.1M

Real Estate

0.1%$2.0M

Utilities

0.0%$602,000

Filing History

Feb 10, 202613F HOLDINGS REPORTQ/E Dec 2025269 pos · $1.29B
Oct 20, 202513F HOLDINGS REPORTQ/E Sep 2025311 pos · $1.21B
Aug 1, 202513F HOLDINGS REPORTQ/E Jun 2025314 pos · $1.22B
May 12, 202513F HOLDINGS REPORTQ/E Mar 2025307 pos · $1.19B
Feb 11, 202513F HOLDINGS REPORTQ/E Dec 2024185 pos · $1.1M
Oct 21, 202413F HOLDINGS REPORTQ/E Sep 2024276 pos · $1.15B
Aug 6, 202413F HOLDINGS REPORTQ/E Jun 2024267 pos · $1.08B
Apr 18, 202413F HOLDINGS REPORTQ/E Mar 202446 pos · $184.9M
Oct 11, 202313F HOLDINGS REPORTQ/E Dec 2023275 pos · $677.8M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB STRATEGIC TR	808524201	9,998,509	$269.1M	23.53%
2	PIMCO ETF TR	72201R775	1,315,663	$122.5M	10.71%
3	ISHARES TR	464287226	703,413	$70.3M	6.14%
4	J P MORGAN EXCHANGE TRADED F	46641Q845	1,233,487	$61.8M	5.40%
5	ISHARES TR	46435U853	1,478,347	$55.3M	4.83%
6	SPDR SERIES TRUST	78464A847	884,396	$51.2M	4.48%
7	ISHARES TR	464288885	360,727	$41.1M	3.59%
8	SPDR SERIES TRUST	78464A508	691,510	$39.3M	3.44%
9	SPDR INDEX SHS FDS	78463X509	801,112	$37.5M	3.28%
10	ISHARES TR	464287408	139,511	$29.6M	2.59%
11	TESLA INC	TSLA	65,725	$29.6M	2.58%
12	ISHARES TR	464288612	269,270	$28.9M	2.53%
13	VANGUARD BD INDEX FDS	921937793	410,220	$28.5M	2.49%
14	ISHARES TR	46432F859	568,963	$27.7M	2.43%
15	VANGUARD INTL EQUITY INDEX F	922042858	507,585	$27.3M	2.39%
16	SPDR SERIES TRUST	78468R531	408,847	$27.0M	2.36%
17	NVIDIA CORPORATION	NVDA	115,644	$21.6M	1.89%
18	ISHARES TR	464287622	51,682	$19.3M	1.69%
19	ISHARES TR	464287499	153,748	$14.8M	1.29%
20	ISHARES TR	464287564	189,612	$11.3M	0.99%