#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD MEGA CAP GROWTH ETF	921910816	16,735	$6.9M	13.26%
2	VANGUARD GROWTH INDEX FUND ETF	922908736	12,131	$5.9M	11.36%
3	SPDR GOLD SHARES ETF	GLD	9,893	$3.9M	7.53%
4	ISHARES MSCI USA MIN VOL FACTOR ETF	46429B697	37,565	$3.5M	6.79%
5	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	921946406	22,592	$3.2M	6.22%
6	VANGUARD MEGA CAP VALUE ETF	921910840	18,723	$2.6M	5.07%
7	ISHARES MSCI USA QUALITY FACTOR ETF	46432F339	12,111	$2.4M	4.62%
8	STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF	78464A409	21,866	$2.3M	4.48%
9	VANGUARD MID-CAP INDEX FUND ETF	922908629	6,715	$1.9M	3.74%
10	VANGUARD SMALL-CAP INDEX FUND ETF	922908751	7,139	$1.8M	3.53%
11	STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF	78464A508	29,055	$1.7M	3.17%
12	VANGUARD LARGE-CAP INDEX FUND ETF	922908637	5,055	$1.6M	3.05%
13	VANGUARD VALUE FUND ETF	922908744	6,715	$1.3M	2.46%
14	VANGUARD INTERMEDIATE-TERM TREASURY ETF	92206C706	19,570	$1.2M	2.25%
15	ISHARES CORE DIVIDEND GROWTH ETF	46434V621	14,681	$1.0M	1.96%
16	ISHARES 10-20 YEAR TREASURY BOND ETF	464288653	9,271	$942,583	1.81%
17	VANGUARD TOTAL BOND MARKET ETF	921937835	12,171	$901,506	1.73%
18	ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF	BLK	12,005	$730,024	1.40%
19	ISHARES FLEXIBLE INCOME ACTIVE ETF	BLK	13,579	$716,564	1.38%
20	ISHARES CORE S&P 500 ETF	464287200	945	$647,268	1.24%